Bajaj Finance Loan Status | Check & Updated Guide

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Key Insights

You can check your Bajaj Finance loan status online by entering your loan number in the customer portal. This lets you see your EMI dues and any outstanding amounts.

You can choose from different loan options, such as secured loans against property or gold, or unsecured personal and business loans. Flexible repayment terms are available to fit your needs.

Make sure you have your loan number, KYC documents, and application details ready. This will help you check your loan status easily and get quick help from customer support.

Your Bajaj Finance Loan Status helps you to view an overview of your loan. It informs you of the number of EMIs due, the total amount due, the principal amount owing, and the outstanding interest.

Bajaj Finance Loan status helps you repay your loan on time, and if you are already due for EMIs, it enables you to make timely payments. Bajaj Finance allows you to check your loan status online and offline.

Example:

My friend Devam is a singer. He wants to build his own studio, so he took a loan of ₹ 2,00,000 from Bajaj Finance.

Devam always see our Bajaj Finance loan status. He continuously checks the Bajaj Finance loan status by the loan number, and when the EMI date is approaching, he completes the Bajaj Finance loan payment.

Types of Bajaj Finance Loans

“Bhai kitne type ke loan hai?” Bajaj Finance offers a range of loans to meet the diverse needs of its customers. You can easily apply through the Bajaj Finance Website.

Here is the list of Bajaj Finance secure and unsecured loans.

Types of Bajaj Finance Secure Loan
Loan Against Property	Dev uses a Loan Against Property loan, which means he uses our property as security to obtain a large loan. People often choose this option to cover housing or business costs.
Home Loan	Simran takes help through a Bajaj Finance home loan to buy a property for her family. The property Simran bought serves as security for the loan, and she becomes the owner once she has fully repaid it.
Gold Loan	Nitin is a wise man, so consider taking a gold loan, as the interest rate on gold loans is generally lower compared to other types of loans. He can use your gold jewellery as security to get money.
Loan Against Mutual Funds and Shares	Anita can get a loan by using your mutual funds or shares as security.
Loans Against Fixed Deposit	Aman can obtain a loan from a bank or financial institution by using their fixed deposit as collateral. The loan amount is typically 70 to 90 per cent of your deposit, and the loan period coincides with your fixed deposit term.
Types of Bajaj Finance Unsecured Loan
Personal Loan	You already know how to Devam use a personal loan for our studio, but a personal loan has more interest when Devam compared to a secure loan.
Business Loans	Mukesh has multiple family businesses, including trading, manufacturing, service businesses, and working capital, as well as purchasing machinery. A business loan helps him to build our empire.
Education Loans	Education loans help students pay for higher studies. The student is the main borrower, while parents or guardians usually apply as co-borrowers.
Vehicle Loans	Many people in India apply for vehicle loans because cars and bikes are in high demand. These loans often have good interest rates and simple eligibility rules.
Agriculture Loans	Agriculture loans help farmers pay for seasonal activities like buying land, equipment, or starting horticulture projects. The repayment period and who can apply depend on how the money will be used.
Flexi Loans	Flexi loans are good for people who want flexibility. You can borrow money when you need it and pay interest only on what you use. This makes them a cost-effective choice if you need cash quickly.
Credit Card Loans	Credit card loans let you borrow money using your credit card. You usually repay the loan through your monthly credit card bill. These loans are easy to get because the lender already has your details.

These are the Bajaj Finance loans, which help you in almost every situation. You can apply through the website or visit a Bajaj Finance branch.

Bonus Tip: Do you know about the Flaxi Loan? A flexi loan is a type of personal loan that gives you a set credit limit. You can take out money whenever you need it and only pay interest on what you use.

Methods to Check Bajaj Finance Loan Status

Checking your loan status is a crucial step because it helps you make informed financial decisions. There is one method which you can use to check the Bajaj Finance loan status.

Here are the methods to check your Bajaj Finance Loan status.

Visit the Bajaj Finserv website. Sign in with your registered mobile number and OTP, or use your Customer ID, email, or mobile number along with your password.
To check a new application, find the “Track Application” option and verify your identity with an OTP to view its real-time status.
For existing loans, select “Service” and then choose “Relations.”
Pick your loan account number from the list to see details such as your EMI amount, due dates, outstanding balance, and other important information.

This is the only method which you can follow to check your Bajaj Finance loan status.

Bonus Tip: If you want to apply for an easy loan with Bajaj Finance, you can do so quickly by calling here +91 8698010101

Required Documents for Bajaj Finance Loan Status

To check your Bajaj Finance Loan Status, you need to provide some documents that will help you easily verify your Loan status, whether it's offline or online.

Here is the list of the documents.

Application form: A filled and signed application form is often required.
KYC documents: You will need proof of identity and address, such as a passport, driver's license, PAN card, or Aadhaar card.
Loan Number: To check the status of your Bajaj Finance loan, please enter your loan number.

These documents are necessary for checking your loan status online.

Conclsuion

Checking your Bajaj Finance loan status is now very easy because you can check your loan status through the website, or you can call customer care with some information.

FAQs

Bajaj Finance Loan Scam? (Reddit)

Bajaj Finance loan scams happen often. Scammers pretend to work for the company and try to get your personal and financial information. They may send fake loan offers on social media or by email, ask for advance fees, or tell you to download remote access apps or click on dangerous links.

Bajaj Finance checked my CIBIL twice without my permission. What should I do?

You can file a dispute with CIBIL online. Ensure that you include all relevant details and any supporting documents that substantiate your claim regarding the unauthorised checks.

How long does it take for Bajaj Finance to approve a consumer loan?

Bajaj Finance can approve a consumer loan within minutes to a few hours for pre-approved Insta Personal Loan offers. For standard personal loans, approval usually takes 24 hours to a few days. This depends on document verification and individual eligibility.

If a person is unable to pay a Bajaj Finance loan, then what will happen?

If you cannot pay your Bajaj Finance loan, the lender will add penalties and late fees, which can make your debt grow. Missing payments several times will lower your credit score, and after 90 days, your account may be marked as a non-performing asset (NPA).

How do I know my application is approved in Bajaj Finance?

You will get an SMS or email when your Bajaj Finance application is approved. You can also check your status online on the Bajaj Finance website or in the Experia app.

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.