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LoansJagat Team

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6 Min

19 Dec 2025

APGVB Mobile Banking: Features, App & Services

banking

Key Takeaways
 

  1. APGVB offers different mobile banking apps like APGVB Money and DISA APGVB to serve varied banking needs.
     
  2. Features like SIM binding, OTP verification, and transaction limits ensure secure and smooth digital banking.
     
  3. Customers can easily transfer funds, pay bills, check balances, and even open new accounts digitally.

Bonus Point: All four regional rural banks in Andhra Pradesh, CGGB, APGB, SGB, and APGVB, have merged into one new bank called Andhra Pradesh Grameena Bank (APGB) under the Centre’s One-State, One-RRB plan.

 If visiting the bank for simple work feels unnecessary, don’t skip this. This mobile service handles everyday banking tasks securely with SIM binding and OTP protection.

APGVB Mobile Banking helps customers manage their accounts anytime and anywhere through easy-to-use mobile apps. Users can check balances, transfer funds, pay bills, and recharge FASTags directly from their phones. 

I realised its value when I needed to transfer ₹5,000 urgently one evening. Instead of waiting for the next day to visit the branch, I opened the app, verified with an OTP and completed the transfer in less than a minute.

With strong security features like SIM binding and OTP verification, APGVB ensures a safe and convenient banking experience for all its users.

Now that you know what APGVB Mobile Banking offers, let’s understand how it makes digital banking simpler, safer, and faster for everyone.

Types Of APGVB Mobile Banking Apps

Andhra Pragathi Grameena Bank (APGVB) offers multiple mobile banking apps to make banking simple, fast, and convenient for its customers. Each app is designed to meet specific needs, from daily transactions to digital account opening.

Types of APGVB Mobile Banking Apps
 

  1. APGB Money: This user-friendly and secure mobile banking app allows customers to perform a wide range of banking services, including fund transfers, bill payments, and balance checks, directly from their mobile devices.
     
  2. DISA APGVB: Specifically designed for digital account opening, this app also provides access to other financial services, making banking more accessible to new and existing customers.

With these apps, APGVB ensures that its customers enjoy seamless and secure digital banking services right at their fingertips.

APGVB Mobile Banking Key Features

APGVB Mobile Banking offers a wide range of convenient and secure digital banking services designed to simplify everyday transactions for its customers. From managing accounts to paying bills, the app provides everything users need at their fingertips.
 

Features 

Details 

Account Management and Transactions

Easily check your account balance, transaction history, and other details anytime, anywhere.

Transfer money between your own APGVB accounts or to other banks using secure NEFT and RTGS options.

Pay utility bills like electricity, water, mobile, and credit card bills through the Bharat Bill Payment System (BBPS).

Quickly recharge your FASTag directly from the mobile app for hassle-free travel.

Security Features

The app is linked to your registered mobile number, adding an extra layer of protection.

Built with advanced encryption and authentication systems to keep all transactions safe and private.

Additional Features

Helps you find the nearest APGVB ATMs instantly.

Some app versions let users personalise the “My Menu” option for quicker access to frequently used services.


With its comprehensive features and robust security, APGVB Mobile Banking ensures customers can manage their finances conveniently, safely, and efficiently from their smartphones.

How To Register For APGVB Mobile Banking?

Registering for APGVB Mobile Banking is a simple and secure process that allows customers to start managing their accounts digitally. You can complete registration online using your debit card or by visiting your nearest branch.

Steps for Online Registration Using a Debit Card

  1. Download the app: Install the “APGB Money” app from the Google Play Store or Apple App Store.
     
  2. Open and start registration: Launch the app and tap on “Register” or “New Customer? Register here.”
     
  3. Enter details: Provide your Customer ID and registered mobile number.
     
  4. Add debit card information: Enter your debit card details for verification.
     
  5. Verify via OTP: Enter the OTP sent to your registered mobile number to confirm your identity.
     
  6. Set password: Create a temporary password and later change it to your permanent login and transaction passwords for secure access.
     

Once registration is complete, you can start using APGVB Mobile Banking to access your account, make transactions, and enjoy a wide range of digital banking services anytime, anywhere.

How To Log in to APGVB Mobile Banking?

Logging in to APGVB Mobile Banking is quick and easy for existing users who have already registered for the service. The app allows you to securely access your account and manage your finances anytime, anywhere.

Steps for Existing Users to Log In to APGVB Mobile Banking

  1. Open the app: Launch the ‘APGB Money' app on your smartphone.
  2. Enter credentials: Type in your User ID and password in the respective login fields.
  3. Log in: Tap the ‘Submit’ button to securely access your APGVB account and begin using mobile banking services.

After logging in, you can easily check balances, transfer funds, pay bills, and perform various banking activities securely through the APGVB Mobile Banking app.

APGVB Mobile Banking Transaction Limits

Andhra Pradesh Grameena Vikas Bank (APGVB) has set specific transaction limits on its mobile banking platform to ensure the security of customer accounts, especially for new users during the initial activation period.
 

Period

Per Transaction Limit

Per Day Limit

Duration

Initial (Cooling-off Period)

₹5,000

₹5,000

24 hours for Android users and 72 hours for iOS users

After the Initial Period

₹50,000

₹1,00,000

Applicable after the cooling-off period ends


These transaction limits are designed to protect users from fraudulent activities while ensuring safe and convenient mobile banking once the initial verification period is complete.

APGVB Mobile Banking Customer Care

Andhra Pradesh Grameena Vikas Bank (APGVB) provides dedicated customer care numbers to help customers with any banking-related queries, complaints, or assistance regarding their accounts and services.

Customer Care Numbers

  • 1800 121 0354: For general customer support and banking assistance.
  • 1800 425 2274: For Bank Mitra and related service enquiries.

These toll-free helpline numbers ensure that APGVB customers can receive prompt support and guidance for their banking needs anytime.

Conclusion

APGVB Mobile Banking is a complete solution for anyone who prefers quick, secure, and paperless banking. With apps like APGVB Money and DISA APGVB, users can handle transactions, bill payments, and account services easily. 

Supported by strong security and helpful customer care, it ensures a reliable and smooth banking experience for both new and existing customers.


FAQs


What is the main mobile banking app of Andhra Pragathi Grameena Bank?
The main app is APGVB Money, which allows customers to transfer funds, pay bills, and check account balances securely.

What is the time period to activate a new debit card of APGVB Bank?
A new APGVB debit card usually gets activated within 24 hours once you generate the PIN through an ATM or branch.

Can we take an education loan from APGVB Bank for an education abroad?
Yes, APGVB offers education loans for studies abroad, provided you meet income, collateral and document requirements.

Why can’t I find the APGVB NetBanking link anymore, and how do I access it safely?
APGVB often updates its NetBanking URL, so the old link may stop working. Always access the correct link through the official APGVB website or customer care.

Why did APGVB deduct money from my account without sending SMS alerts, and is it considered a scam?
Delayed SMS alerts happen due to system or telecom issues and are not considered a scam. You should check your passbook or mobile app to review charges and avoid future penalties.

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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