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Contributor‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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Meghna, 32, who works as a teacher in a Pune school, received a salary of ₹58,250. She made a missed call from her registered mobile number, 09223766666, while sipping her morning tea around 8:10 AM. By 8:12, she received an SMS stating that her SBI balance was ₹60,785. She noticed the same thing when she opened the YONO app at 8:15 out of curiosity.
She sent “BAL 1234” to 9810558585 again, ₹60,785, just before class at 1:20 PM. With just three quick checks and no need to visit the bank, Meghna was prepared to begin her monthly budgeting.
Bank Name | Missed Call Number | Mobile Registration Required | Example |
SBI | 09223766666 | Yes | A/C XX3456 Bal: ₹60,785.00 as of 03-05-2025 |
8468001111 | Yes | A/C XX5678 Bal: ₹9,842.00 as of 03-05-2025 | |
1800 270 3333 | Yes | A/C XX4321 Bal: ₹1,25,380.50 as of 03-05-2025 | |
9594612612 | Yes | A/C XX7890 Bal: ₹18,910.00 as of 03-05-2025 | |
1800 419 5959 | Yes | A/C XX6543 Bal: ₹2,05,500.00 as of 03-05-2025 | |
1800 180 2223 | Yes | A/C XX3456 Bal: ₹32,500.00 as of 03-05-2025 | |
09015483483 | Yes | A/C XX7788 Bal: ₹11,300.00 as of 03-05-2025 |
Bank Name | SMS Format | Recipient Number | Example | Reference |
ICICI Bank | IBAL | 9215676766 | Send IBAL to 9215676766 from your registered mobile number. For non-primary accounts, send IBAL <space> the Last 6 digits of the Account Number to the same number. |
Meghna, a 32-year-old teacher in Pune, wants to check her account balance without visiting the bank.
o Action: She sends an SMS with the content IBAL to 9215676766 from her registered mobile number.
o Response: She receives an SMS stating: "A/C XX3456 Bal: ₹60,785.00 as of 03-05-2025.”
o Action: She sends an SMS with the content BAL 3456 (if the last 4 digits of her account number are 3456) to 8422009988 from her registered mobile number.
o Response: She receives an SMS stating: "A/C XX3456 Bal: ₹60,785.00 as of 03-05-2025."
Bank Name | Website | Login Steps | Example |
onlinesbi.sbi | Visit the website. <br> 2. Enter your username and password. <br> 3. Go to 'My Accounts' > 'Balance Enquiry'. | A/C XX3456 Bal: ₹60,785.00 as of 03-05-2025 | |
Bank Name |
Toll-Free Number
How to Use
Example
SBI
1800 1234
Call from your registered mobile number. Select language, press '1' for balance, and enter the last 4 digits of your account number.
A/C XX3456 Bal: ₹60,785.00 as of 03-05-2025
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Other services mentioned in this article
SMS Banking - Recharge, Postpaid Bill Payment, DMRC Card Recharge Services - ICICI Bank |
BAL <Last 4 digits of Account Number> | 8422009988 | Send BAL 1234 (if the last 4 digits of your account number are 1234) to 8422009988 from your registered mobile number. | Bank of Baroda Missed Call Service For Account Balance Check |
bankofindia.co.in |
Go to the website. <br> 2. Log in with your credentials. <br> 3. Select 'View Account Details' > 'Check Account Balance'. |
A/C XX5678 Bal: ₹9,842.00 as of 03-05-2025 |
indusind.com | Access the website. <br> 2. Enter your login details. <br> 3. Click on 'View Account Details' > 'View Account Balance'. | A/C XX4321 Bal: ₹1,25,380.50 as of 03-05-2025 |
*T&C Apply
Call from your registered mobile number. Follow IVR prompts to check the balance. |
A/C XX5678 Bal: ₹9,842.00 as of 03-05-2025. |
ICICI Bank
1860 120 7777
Call from your registered mobile number. Follow IVR prompts to check the balance.
A/C XX4321 Bal: ₹1,25,380.50 as of 03-05-2025
HDFC Bank
1800 202 6161
Call from your registered mobile number. Follow IVR prompts to check the balance.
A/C XX7890 Bal: ₹18,910.00 as of 03-05-2025.
Although you cannot obtain your bank balance by using the account number for security purposes, banks provide secure and convenient options such as missed call banking, SMS, internet banking, and customer care lines. These services provide easy access to your balance anywhere, anytime.
Q. Can I check my bank balance using just my account number?
No, banks do not allow balance checks using only the account number for security reasons.
Q. What is the easiest way to check your bank balance without the Internet?
Use missed calls or SMS banking from your registered mobile number.
Q. Is it safe to check my balance via customer care?
Yes, as long as you call the official number and verify your identity.
Q. Do I need to register for SMS or missed call banking?
Yes, your mobile number must be registered with the bank to use these services.
How to Close ICICI Bank Account |
