Bandhan Bank Statement – Download & View Your Account Statement Easily

Let's say you're Ravi, who just lost his Bandhan Bank monthly statement and requires it for tax return filing. This is what happened:

• Mini Statement: Ravi just checked his balance with a complimentary mini statement through SMS. (Zero cost—great!)
  
  
• Duplicate Monthly Statement: When he realizes he needs the complete statement, Ravi makes a call to the bank. The charge for a duplicate monthly statement? ₹100. Easy math: ₹100 for the duplicate.

• Annual Statement: But here's the kicker! His annual consolidated statement is free—no extra charges there. So, ₹0 for the annual statement.

Isn't it interesting? You can access your statement via SMS, missed call, or the app. For the duplicate, it's ₹100, but most things are free! So, let's dive deeper into how Bandhan Bank makes banking smooth and simple.

What is a Bank Statement?

A bank statement is a record of all transactions (withdrawals, deposits, transfers, etc.) in your account over a period, typically a month. It lists dates, amounts, and descriptions of the transactions. Your account holder details, opening balance, total deposits, withdrawals, and closing balance also appear on the statement. It allows you to monitor spending, verify errors, and prevent fraud. Statements may be accessed online or by mail.

How to get a Bandhan Bank Statement?

1. Here’s the step-by-step process on how to download the Bandhan Bank Statement via Net Banking:

1. Visit the official website of Bandhan Bank.
2. Click on the ‘Login’ button in the top right corner of the page.
3. Select ‘Internet Banking’ from the drop-down menu.
4. On the next page, enter your User ID and Password, and click on ‘Get OTP.’
5. Enter the OTP received on the registered mobile number.
6. Once logged in, you’ll be redirected to the homepage.
7. Click on ‘Account Statements’ on the dashboard.
8. Choose the appropriate savings or current account from the dropdown menu.
9. Choose the period for your statement (e.g., last 3 months, last 6 months, or a custom date range).
10. Select the preferred format for the statement (e.g., PDF).
11. Click the "Download" or "View" button to start the download.
12. Save the downloaded statement to your computer.

2. Here’s the step-by-step process on how to download the Bandhan Bank Statement via the Mobile App:

1. Download ‘mBandhan’ app from the Google Play Store or the Apple store.
2. Install the application on your device.
3. Open the app and enter your User ID and MPIN to log in.
4. Once logged in, you’ll be redirected to the homepage.
5. Click on the ‘Account Activity’ option.
6. Select the specific account for which you want to download the statement.
7. Click on the ‘View Statement’ option.
8. Select the start and end dates for the statement.
9. After selecting the dates, click on the ‘Download’ option to get the statement as a PDF.

3. Here’s the step-by-step process on how to download the Bandhan Bank Statement via SMS:

1. Check if your number is registered: Make sure the mobile number you're using is registered with Bandhan Bank for SMS banking.
2. Open your messaging app: Open the SMS app on your phone.
3. Write the message: Type "MINI" followed by your account number (e.g., "MINI 1234567890").
4. Send the SMS: Send the message to 9223011000.
5. Get the mini statement: You’ll receive your mini statement via SMS within a few minutes.

Let’s say Sita needs to confirm her Bandhan Bank account balance. She started by ensuring she had registered her number for SMS banking. Then, she opened her SMS app and input "MINI 9876543210" (account number). She sent it to 9223011000. In a couple of minutes, Sita saw a mini statement on her mobile phone, highlighting her recent activities. Easy and convenient!

4. Here’s the step-by-step process on how to download the Bandhan Bank Statement via missed call:

1. Ensure Phone Number Registration: Make sure the mobile number you’re using is registered with Bandhan Bank for SMS banking.
2. Dial the Mini Statement Number: Call 9223008777 from your registered mobile number.
3. Leave a Missed Call: Let it ring once, then hang up to leave a missed call.
4. Receive SMS: Shortly after, you’ll get an SMS with your mini statement, including recent transactions and their details.

5. Here’s the step-by-step process on how to download the Bandhan Bank Statement via a branch visit:

1. Go to Your Nearest Bandhan Bank Branch: Locate the nearest branch, preferably your home branch.
2. Proceed to the Customer Service Counter: Go to the customer service counter or help desk.
3. Ask for a Bank Statement: Inform the staff that you require a bank statement for your account.
4. Give Required Information: Give your account number or passbook if requested.
5. Specify the Statement Period: Enter the beginning and end dates if you require a specified period.
6. Get Your Statement: Our staff will prepare your request and give you your printed statement.

Understanding the Bandhan Bank Statement:

A Bandhan Bank statement is a detailed account of all the transactions in your account, including deposits, withdrawals, transfers, and charges, within a given period. Below is what you will find in a Bandhan Bank statement:

Key Components Of the Bandhan Bank Statement:

1. Account Information:

• Account Number: Your account identification number.
• Account Type: Account type (e.g., Savings, Current).
• Statement Period: The period for which the statement is issued (e.g., March 1st to March 31st).

2. Transaction Details:

• Date: The date of every transaction.
• Description: A short description of the transaction (e.g., "ATM Withdrawal," "Online Transfer").
• Amount: The transaction amount (either withdrawal or deposit).
• Type: Whether the transaction is a debit (withdrawal) or credit (deposit).

3. Balance Information:

• Opening Balance: The balance at the beginning of the statement period.
• Closing Balance: The balance at the end of the statement period.
• Debits: Total withdrawn or deducted from your account.
• Credits: The total amount credited or added to your account.

4. Charges and Fees:

• Service Charges: Any service charges (e.g., for using an ATM or maintaining an account).
• Interest Charges: If relevant, any interest incurred on loans or overdrafts.

5. Interest Earned (if any):

• Any interest added to your account for the statement period.
  
  

6. Other Details:

• Bank's Contact Information: Telephone numbers and branch locations for customer care.
• Statement Type: Full statement or mini-statement.
• Transaction Reference Number: A distinct reference number for every transaction.

This statement presents you with a clear picture of all your account activity during the statement period.

Why is understanding your Bandhan Bank Statement important?

Keep an eye on your most recent transactions so that you understand how you spend money. Budgeting and planning budgets can help with this. It is straightforward to detect unauthorized transactions by having a look at your mini statement from time to time. Whenever you notice anything unusual, immediately take action by calling your bank and reporting the issue, keeping further trouble and loss at bay.

Fees and Charges on Bandhan Bank Statement:

Here’s the information about the Bandhan Bank fees and charges in a table format:

Let’s say Ravi needed his monthly statement for his tax filing, but he misplaced it. He called Bandhan Bank to request a duplicate. The bank informed him that a duplicate monthly statement costs ₹100. Ravi also wanted an annual statement, but since it's free, he got it without any charges. In total, Ravi spent ₹100 on the duplicate monthly statement.

Bandhan Bank Mini Statement vs Full Statement:

Here’s the comparison table between Bandhan Bank’s mini statement and full statement in a table format:

Common Issues and Troubleshooting Related to Bandhan Bank Statements:

Some common problems with Bandhan Bank statements and the ways to resolve them are as follows.

• Unauthorised Transactions: If you identify any transaction made without your consent, immediately inform Bandhan Bank, and they will look into it for you.

• Discrepancies in Transactions: If you have discrepancies in your statement, such as wrong amount and wrong date transactions, contact the bank and let them help you out.

• Accessing and Downloading the Statements: If you're unable to access or download your statement online, contact customer care for assistance.
  
  
• ATM/Debit Card/Credit Card Problems: If you experience issues with your ATM, debit, or credit card or suspect fraudulent activity, contact the bank immediately.

• Technical Problems (Internet or Mobile Banking): If you're experiencing technical problems with the bank's online or mobile banking, contact customer care for help.

• Loan or Deposit Problems: If you have questions about your loan or deposit account, contact customer care or visit a branch.

• Pension Issues: If you’re a pensioner concerned about your pension payments or statements, contact customer care or visit a branch.

Conclusion:

Bandhan Bank makes managing your account extremely easy and convenient. Whether it's a mini statement, full statement, or duplicate, there are several options to retrieve them—SMS, missed call, mobile banking app, or even a branch visit. 

All the services are free except for duplicate statements (₹100 for monthly, ₹200 for yearly). With concise information regarding your transactions, fees, and balance, you can stay on top of your finances. So the next time you want your statement, you'll know exactly where to get it! Easy peasy, right? Enjoy banking!

FAQs related to Bandhan Bank Statement:

Q1: How can I check my Bandhan Bank mini statement?

To check your Bandhan Bank mini statement, make sure your phone number is registered with the bank. Then, dial 9223008777 and leave a missed call. After a few moments, you'll receive an SMS containing the details of your mini statement.

Q2: What details are included in a bank statement?

It includes details such as deposits, withdrawals, charges, the opening and closing balance, and any interest earned during the period. 

Q3: What are the benefits of having a bank statement?

It helps you track your finances, identify any fraudulent activity, and it even serves as proof of your address when needed.

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LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?