Key Takeaways

Save more on travel & spending: Earn up to 10x reward points on international flight and hotel bookings, plus 5% cashback on dining and shopping at selected global partner outlets.
Premium perks unlocked: Get free airport lounge access across major Indian cities, along with partner benefits like complimentary Spotify Premium / Zomato Gold (varies by card type).
Lifestyle-friendly benefits: Enjoy concierge services, milestone bonus points, and annual hotel or travel vouchers, making the card valuable for frequent travellers, foodies, and shoppers.

SCB Credit Card offers exciting discounts, rewards, and exclusive privileges across travel, dining, shopping, and more. With an SCB Credit Card, you can save money and enjoy premium experiences effortlessly. For example, Riya booked a luxury hotel using her SCB Credit Card and received 20% off plus complimentary breakfast, making her trip more affordable and comfortable.

This blog explores all the key benefits, offers, and tips to maximise your SCB Credit Card advantages.

Below are some of the key SCB Credit Card offers, and we will begin with the most rewarding category: Hotels & Stays.

1. Hotels & Stays

Enjoy luxurious stays at top hotels and resorts using your SCB Credit Card. Get exclusive discounts and complimentary services across India and abroad.

Hotel/Resort	Offer
IHG Hotels & Resorts	20% off across Andhra Pradesh
Bloom Hotels	25% off base fare
Accor Hotels (Greater China	20% off executive rooms for 2 nights
Alaya Stays	Stay 3 nights, pay for 2; stay 2 nights, get 50% off 2nd night
Amari Hotels (Penang, KL, Johor Bahru)	30% off Best Flexible Rate; 15% off food & beverages
Luxury Collections (Marriott, Hyatt, Fairmont, Conrad, JW Marriott)	Exclusive discounts, free breakfast, spa offers, limousine services

With your SCB Credit Card, you can enjoy premium stays and luxurious perks at a fraction of the cost.

2. Flights & Travel

Your SCB Credit Card makes travelling easier and more affordable. Enjoy discounts on flights, car rentals, and online travel bookings.

Travel Service	Offer
Qatar Airways	Up to 10% off with code APVISA25
Japan Airlines	5–8% off international flights
Air India	Additional ₹1000 off international flights
Ease My Trip	Discounts on hotels, buses, domestic & international flights
Rentalcars.com & Avis/Budget	10–35% off car rentals
Trip.com & Expedia	Up to 8% off hotels, 3% off flights

Using your SCB Credit Card ensures you travel smartly while enjoying significant savings.

3. Dining & Food Delivery

Dine at your favourite restaurants and order online with ease. Your SCB Credit Card gives instant discounts and exclusive offers worldwide.

Dining/Food Service	Offer
Costa Coffee & Starbucks	20% off via Tap to Pay
Dine and Save with Visa	40–50% off above the minimum order
Oven Story, Faasos, Behrouz Biryani, The Good Bowl	40–50% off above the minimum order
Burger King & Wendy's	Instant discount using Tap to Pay
Visa Concierge	Complimentary welcome drinks & reserved tables globally

Your SCB Credit Card makes every meal more enjoyable with special discounts and perks.

4. Shopping & Fashion

Maximise your shopping experience with your SCB Credit Card. Get additional discounts at fashion stores, electronics outlets, and jewellery shops.

Store/Brand	Offer
Ajio Luxe	Additional 8% discount
Steve Madden & Da Milano	Flat ₹500–₹1500 off minimum purchase
Max Fashion, Firstcry, Hamleys, Urban Ladder	10–30% off or additional discounts
Jewellery Stores (GRT, Joyalukkas, Senco Gold, Giva, Lukfook)	8–100% off making charges or flat discounts
Lifestyle & Myntra	Additional 10–15% off on minimum spends
Electronics (Lenovo, Boat)	₹500–₹5000 off on select products

Your SCB Credit Card ensures you enjoy more value for every shopping spree.

5. Health, Wellness & Beauty

Relax, rejuvenate, and save on wellness services. Your SCB Credit Card provides discounts on salons, spas, pharmacies, and beauty products.

Service/Brand	Offer
Lakme Salon	₹1000 off on ₹3000+ spend
Tattva Spa	20% off full body massages
Apollo Pharmacy & Apollo 24/7	10–35% off medicines and lab tests
mCaffeine & The Body Shop	10–20% off
Bali Thai Family Spa, Mandara Spa	15–30% off treatments

With your SCB Credit Card, self-care becomes affordable and luxurious.

6. Entertainment & Experiences

Enjoy leisure activities and unique experiences using your SCB Credit Card. From theme parks to concerts, save more everywhere.

Activity
Theme Parks & Tours (Imagicaa, Mistico Park, Selvatura Park, Vista los sueños Adventure Park)	7–55% off
Cruises & Resorts (Celebrity Cruises, Royalton, Moon Palace Jamaica)	7–55% off
Concerts & Museums	15% off selected tickets
Golf & Sports (Preferred Golf, SpikesOn.com)	10–40% off green fees and packages

Your SCB Credit Card helps you enjoy memorable experiences at discounted prices.

Your SCB Credit Card provides unmatched benefits across hotels, flights, dining, shopping, wellness, entertainment, and travel services. By using your SCB Credit Card, you save more, enjoy exclusive offers, and make every experience special.

Conclusion

The SCB Credit Card brings you a world of benefits every time you spend. Whether you book hotels, flights, or car rentals, the SCB Credit Card gives you exclusive discounts and special offers. You can enjoy dining deals, fashion and electronics discounts, wellness and spa offers, and even entertainment perks with your SCB Credit Card. It makes travel, shopping, and lifestyle experiences more rewarding. By using your SCB Credit Card wisely, you save more and gain access to premium services around the globe.

Bonus Tip: When you shop abroad or on international websites, you’ll often get the option to pay either in AED or in the store’s currency (USD, EUR, GBP). Always choose the foreign currency, as paying in AED usually adds extra fees set by the merchant. This helps you avoid unnecessary charges on top of the standard 2.99% foreign transaction fee.

FAQs

What airport benefits can I get with the SCB Credit Card?

You can enjoy complimentary access to selected domestic and international airport lounges, along with priority services at major airports.

Can I earn rewards on my overseas purchases with the SCB Credit Card?

Yes, you earn reward points and cashback on international spending, including flights, hotel stays, and dining abroad.

Does the SCB Credit Card offer any subscription perks?

Yes, the card includes free or discounted access to entertainment, music, and lifestyle subscriptions on eligible plans.

Are concierge services available with the SCB Credit Card?

Yes, you can use global concierge support for restaurant bookings, travel planning, event reservations, and more.

Can I get emergency assistance abroad using the SCB Credit Card?

The SCB Credit Card provides emergency card replacement and support services when travelling internationally.

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