Key Takeaways

Croma Credit Card offers instant discounts on electronics, gadgets, and appliances through select bank partnerships.
Customers can save more by using their Croma Credit Card during specific offer periods and days.
These offers make festive and regular shopping more affordable and rewarding for cardholders.

Croma Credit Card offers provide customers with instant savings and exclusive discounts on electronics, gadgets, and home appliances.

For instance, Rahul, a frequent Croma shopper, used his Croma Credit Card during the festive season and instantly saved thousands on his new laptop purchase. These offers, in collaboration with top banks like AU Bank, BOBCARD, and Federal Bank, make shopping more rewarding and affordable.

This blog explains the latest Croma Credit Card offers for 2025, including eligibility, discount details, and how customers can maximise their benefits while shopping online.

AU Bank (October to December 2025)

Offer Overview

The Croma Credit Card Offer by AU Bank allows customers to enjoy instant savings on eligible online purchases.
AU Bank, in partnership with Croma (Infiniti Retail Ltd.), provides instant discounts on non-EMI credit card purchases every Monday between 1 October 2025 and 31 December 2025. This collaboration gives customers a convenient way to shop smartly and save more on electronics and appliances.
In short, this offer aims to reward AU Bank Credit Cardholders with value-based shopping benefits during the festive season.

Offer Details

This section highlights the discount structure for non-emi and spending requirements for AU Bank Credit Cardholders.

Purchase Value (₹)	Instant Discount (₹)
₹15,000 and above	₹1,000
₹50,000 and above	₹2,000
₹1,00,000 and above	₹5,000
₹2,00,000 and above	₹10,000

Maximum Discount: ₹10,000
Minimum Spend: ₹15,000
Offer Validity: 1 October 2025 – 31 December 2025
Offer Days: Every Monday (excluding tactical campaign days)
Usage Limit: Once per card per month

These details make it easy for cardholders to plan their purchases and take full advantage of the available discounts.

BOBCARD (October to December 2025)

Offer Overview

BOBCARD has partnered with Croma (Infiniti Retail Ltd.) to bring exclusive instant discount offers for its credit cardholders.
This special offer applies to purchases made online at Croma from 1 October 2025 to 31 December 2025. Both full-swipe and EMI transactions qualify for attractive instant discounts during this period.
In short, this program rewards BOBCARD Credit Cardholders with instant savings on their electronic and home appliance purchases.

Offer Details

The following table outlines the discount structure and spending requirements for BOBCARD users.

Transaction Type	Purchase Value (₹)	Instant Discount	EMI Tenure Requirement
Full Swipe	₹10,000 & above	10% up to ₹1,500	Not applicable
EMI	₹10,000 & above	10% up to ₹2,000	6 months & above
Full Swipe	₹50,000 & above	Flat ₹2,500	Not applicable
EMI	₹50,000 & above	Flat ₹3,000	6 months & above

Minimum Transaction Value: ₹10,000
Offer Period: 1 October 2025 – 31 December 2025

These details make it simple for cardholders to plan their purchases and select the most rewarding payment option.

Federal Bank (July to September 2025)

Offer Overview

Federal Bank, in association with Croma (Infiniti Retail Ltd.), brings attractive instant discount offers on eligible purchases made online.
This offer is designed to provide Federal Bank Credit and Debit Cardholders with instant savings on purchases made through Croma during the campaign period from 1 July 2025 to 30 September 2025.
In short, this partnership enables customers to enjoy affordable shopping experiences every Wednesday, Saturday, and Sunday.

Offer Details

This section provides an overview of the discount structure and minimum purchase requirements.

Card Type	Transaction Type	Minimum Purchase (₹)	Instant Discount	Offer Days
Credit Card	EMI Transaction	₹10,000	10% up to ₹2,500	Wednesday, Saturday & Sunday
Debit Card	Full Swipe	₹10,000	10% up to ₹1,500	Wednesday, Saturday & Sunday

Offer Validity: 1 July 2025 – 30 September 2025
Offer Days: Every Wednesday, Saturday, and Sunday (excluding Tactical Campaign days)
Usage Limit: Once per card per month

These details allow customers to plan their purchases effectively and make the most of the available discounts.

Bonus Tip: Apart from these, many other banks like ICICI Bank also provide exciting Croma Credit Card offers, giving customers even more ways to save on their purchases.

Conclusion

Croma Credit Card offers make shopping more rewarding by providing instant discounts and savings on a wide range of products. These partnerships between Croma and leading banks help customers enjoy value-based deals and flexible payment options. By using their credit cards smartly during offer periods, shoppers can make the most of their festive and everyday purchases.

FAQs

1. Can I use my Croma Credit Card offers for in-store purchases?
No, most Croma Credit Card offers are valid only for online purchases made through Croma.

2. Are EMI transactions eligible for discounts under all bank offers?
Not always. Some offers apply only to EMI transactions, while others are valid for full-swipe purchases.

3. Can I combine Croma Credit Card offers with coupon codes?
No, these offers usually cannot be combined with other discounts, coupon codes, or cashback promotions.

4. What happens if I cancel or return a product bought under the offer?
If you cancel or return the product, the instant discount amount may be reversed or adjusted in your refund.

5. How can I know if my card is eligible for a specific Croma offer?
You can check the eligible card BIN list on your bank’s website or Croma’s official offer page before making the purchase

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