Key Insights

Yes Bank cards offer cashback, discounts, and rewards on shopping, travel, dining, health, and entertainment.
Premium Yes Bank Credit cards give extra perks like lounge access and higher reward points.
Many Yes Bank Credit Card offers are valid for EMI transactions on large purchases.
Always check eligibility, validity, and promo codes on the Yes Bank Offers Page.

Did you know that more than 70% of Indian credit card users miss out on cashback, discounts, and free travel rewards because they don't use their cards to their fullest potential? If you’re one of them, your Yes Bank credit card could be doing much more for you than just payments.

Yes Bank credit card offers can help you save more, earn rewards faster, and get exclusive benefits every time you make a purchase.

For example, if you use your Yes FIRST Exclusive Credit Card on flight bookings or hotel stays, you can earn accelerated reward points and enjoy premium airport lounge access.

This blog will cover all of the current Yes Bank credit card offers, including those for dining, shopping, travel, health, and entertainment, while providing important usage tips.

Yes Bank Credit Card Top Offers

Let's look at some of the best Yes Bank credit card offers to help you make the most of every swipe:

Airport & Lounge Access

Some YES Bank credit cards grant you access to these lounge perks. The card you use and your quarterly spending determine how many free visits you can get.

Yes Bank Credit Card Offers	Applicable Card(s)	Details	Eligibility
Domestic Lounge Access	YES Private / Private Prime	Unlimited domestic lounge visits (Primary & Add-on)	Ongoing (No spend criteria)
Domestic Lounge Access	YES MARQUEE	6 complimentary visits per quarter (Primary & Add-on)	Ongoing (₹35,000 spent in the last quarter)
Domestic Lounge Access	YES RESERVO	3 complimentary visits per quarter	Ongoing (₹35,000 spent in the last quarter)
Domestic Lounge Access	YES ELITE+, YES FIRST Preferred, YES Wellness Plus	2 complimentary visits per quarter	Ongoing (₹35,000 spent in the last quarter)
International Lounge Access	YES MARQUEE	Unlimited complimentary access via Priority Pass / LoungeKey	Ongoing feature
International Lounge Access	YES RESERVO	6 complimentary visits per year via Priority Pass / LoungeKey	Ongoing feature

These perks let you relax in airports without paying extra as long as you stick to your card's spend limit.

Utility, Fuel & Rewards Offers

Here are the key charges, waivers, and reward values across YES Bank Credit Cards:

Applicable Card(s)	Yes Bank Credit Card Offers	Details	Validity/Policy
All Cards (Excluding YES Private)	Utility Transaction Surcharge	1% surcharge + GST on utility bill payments exceeding ₹15,000 in a statement cycle.	Effective May 1, 2024 (Ongoing)
YES Prosperity Cashback	Utility Payment Cashback	5% cashback on utility bill payments (capped at ₹100/month).	Ongoing Card Feature
All YES Bank Credit Cards	Fuel Surcharge Waiver	1% fuel surcharge waiver on transactions between ₹400–₹5,000.	Ongoing (Max waiver cap applies per card)
All YES Bank Credit Cards	Rewards Redemption Value	1 Reward Point = ₹0.40 (Cash Credit) or 1 Air Mile for better value.	Ongoing Card Feature

These updates make it easier to understand when cashback is available, when surcharges apply, and how to maximize your reward point balance.

Shopping Offers

Make every purchase more rewarding with YES Bank’s exclusive shopping tie-ups:

Applicable Card	Yes Bank Credit Card Offers	Details	Offer Period
All YES Bank Credit Cards	Flat 10% Instant Discount on AJIO	Max. ₹1,000 off on a minimum order of ₹3,999. Valid once per month, every Tuesday.	Until March 31, 2026
All YES Bank Credit Cards	Zepto Discount	10% off up to ₹150 on orders above ₹1,499.	Until December 31, 2025

These offers help you cut costs while earning reward points on every buy if you’re a regular online shopper. Always check the validity before purchase on the Yes Bank Offers page.

Travel Offers

Turn your trips into rewarding experiences with travel benefits and cashback offers:

Applicable Card	Yes Bank Credit Card Offers	Details	Offer Period
All YES Bank Credit Cards	Up to 20% Discount on Goibibo	On Flights, Hotels, and Bus bookings. Valid only on Thursdays and Saturdays.	Until December 27, 2025
All YES Bank Credit Cards	Up to ₹5,000 OFF on EaseMyTrip	Up to 25% off on Flights, Hotels, and Bus bookings. Valid only on Wednesdays.	Until December 31, 2025
Visa variant YES Bank Credit Cards	₹1,000 Off on Air India International Flights	Applicable to international flight bookings made using Visa variant credit cards.	Until December 31, 2025
All YES Bank Credit Cards	Up to ₹500 Off on AbhiBus	15% instant discount + 10% cashback on first bus booking (minimum ₹500).	Until March 31, 2026
All YES Bank Credit Cards	Up to 15% Discount on MakeMyTrip	Discount varies by booking type (ongoing promotional offer).	Ongoing

Regular passengers can save money on all reservations and take advantage of additional comfort while travelling. Keep your Yes Bank Credit Cards handy while travelling.

Bonus Tip: If you swipe your YES Bank credit card during “off-peak hours” on travel websites, the fare-prediction engines show lower prices, and your YES Bank travel offers stack on top of those reduced prices.

Dining and Entertainment Offers

Enjoy your meals even more with these discounts at popular restaurants and cafes:

Applicable Card	Yes Bank Credit Card Offers	Details	Offer Period
YES MARQUEE Credit Card	Buy 1 Get 1 Movie Ticket Free	Max. discount of ₹800 per ticket. Maximum 3 free tickets per month.	Until December 31, 2025
YES RESERV, YES ELITE+, YES FIRST Preferred Credit Cards	25% Discount on BookMyShow	Maximum discount of ₹250 per month on movie tickets.	Ongoing Card Feature
All YES Bank Credit Cards	7.5% Off on Swiggy Food	Max. discount of ₹100 on a minimum spend of ₹399. Valid twice per month.	Until December 31, 2025
All YES Bank Credit Cards	Flat ₹500 Off on Zomato Dining	Applicable on a minimum dining bill of ₹4,000.	Until December 31, 2025

These deals help you save money when dining out, whether it's for a family meal or coffee with friends.

Health & Wellness Offers

Staying healthy doesn't have to be costly. Save money on fitness, spa treatments, and medical services with Yes Bank Credit Card Health and Wellness Offers.

Applicable Card(s)	Yes Bank Credit Card Offers	Details	Offer Period
YES Wellness Plus & YES Wellness Credit Card	Complimentary Annual Health Check-up	Free preventive health check-up (31 parameters for Plus, 25 for Standard).	Ongoing Card Feature
YES Wellness Plus & YES Wellness Credit Card	Unlimited Health Consultations	Free consultations with Nutritionists, GPs, and Specialists.	Ongoing Card Feature
YES Wellness Plus Credit Card	Complimentary Fitness Sessions	12 free fitness sessions per month (Gym, Yoga, Zumba, etc.).	Ongoing Card Feature
YES Wellness Plus Credit Card	Accelerated Rewards on Pharmacy	Earn 30 Reward Points for every ₹200 spent on chemists/pharmaceuticals.	Ongoing Card Feature

Yes Bank Credit Card supports a healthier you with discounts across top health platforms and fitness memberships.

How to Avail YES Bank Credit Card Offers?

Getting these benefits is simple. Follow a few quick steps before making your next purchase:

Step 1: Visit the official YES Bank Offers Page.

Step 2: Choose your preferred category, such as shopping, travel, dining, or wellness.

Step 3: Check the offer details, including validity, eligible merchants, and minimum spend requirements.

Step 4: Copy or apply the promo code at checkout when making your payment.

Step 5: Complete the transaction using your Yes Bank credit card to claim the discount, cashback, or reward points.

Always check the current offers when making purchases. It helps you get the most out of your Yes Bank Credit Card, save more, and receive better rewards.

Conclusion

Your regular purchases become chances to earn, save, and take advantage of special benefits when you use Yes Bank credit cards. Every swipe can offer you more value than the actual price, whether it's for flights or fine dining.

Keep an eye on the most recent deals, budget your money carefully, and observe how small offers eventually add up to significant savings.

FAQs

Can I change my Yes Bank credit card variant without applying for a new card?

Yes, you can request a card upgrade or downgrade by contacting Yes Bank support. They will check your usage and credit profile before approving it.

What if a cashback or discount isn’t applied after payment?

Sometimes, cashback reflects after billing. Wait for 5–7 business days. If it still doesn’t appear, contact Yes Bank support with your transaction details.

Does Yes Bank give reward points for rent payments?

Yes, Yes Bank cards earn reward points on rent payments through supported platforms, but a convenience fee may apply, and bonus multipliers usually don’t work on rent.

Is there a way to increase the credit limit faster on a Yes Bank card?

You can get a quicker limit increase by maintaining high card usage (above 40% of your limit), paying bills before the due date, and avoiding minimum payments for 3 months.

Does Yes Bank offer a spend-based annual fee waiver?

Yes. Many Yes Bank cards waive the annual fee if you hit a specific yearly spend milestone, usually between ₹1.2 lakh to ₹2.5 lakh, depending on the card.

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