Author
LoansJagat Team
Read Time
6 Min
21 Dec 2025
Key Takeaways
A Bank of Baroda NEFT form is used to transfer money securely from one bank account to another through the NEFT system when online banking is not available or convenient. It allows customers to make important payments directly at the branch using a simple offline process.
For example, when I had to make an urgent payment to a vendor in another city, and my net banking access was not working, I used the Bank of Baroda NEFT form at the branch. I filled out the form to complete the transaction on time without delaying the delivery.
If you face a similar situation, knowing how to use the Bank of Baroda NEFT form can help you complete payments smoothly and without stress!
If you’ve ever needed to send money from your Bank of Baroda account to another bank, the BOB NEFT form is your ticket. NEFT (National Electronic Funds Transfer) is the RBI-regulated system that allows interbank transfers in a safe, reliable, and (mostly) drama-free way. Unlike UPI (which is perfect for chai bills and split payments), NEFT is ideal for business transactions, vendor payments, or big transfers.
The BOB NEFT form works for both NEFT and RTGS (Real-Time Gross Settlement). You simply tick the right box depending on your amount. If your transfer is above ₹2 lakh, it falls under RTGS, for which you’ll need the Bank of Baroda RTGS form 2025 (same design, just different tick).
Quick Stat: As per RBI data (2024), India processes over 45 crore NEFT transactions monthly, that’s a lot of form-filling love!
Let’s face it, who wants to stand in a queue only to find out the forms are out of stock? Thankfully, Bank of Baroda makes life easier.
You can easily get the BOB NEFT form PDF online and walk into the branch like a pro. Here’s how you do it:
Step 1: Visit the official Bank of Baroda website.
Step 2: Scroll to the bottom of the homepage and click on “Forms & Downloads” under the “Useful Links” section.
Step 3: On the forms page, select “Retail Banking Forms”.
Step 4: Click on “NEFT/RTGS Application Form”.
Step 5: Download the BOB NEFT Form PDF, print it, fill in the required details, and carry it to the branch.
Bonus Tip: Bank of Baroda has been gradually reducing acceptance of handwritten corrections on NEFT/RTGS forms at several branches to minimise transaction errors. Even a small overwrite in the account number or IFSC can lead to rejection. To avoid repeat visits, always fill the form neatly in capital letters or use a freshly printed form if you make a mistake.
So, what made Raghav’s head spin wasn’t the form itself, it was the columns that looked like they belonged in a math test. But let’s decode it together, step by step, like a business boss:
Pro Tip: For RTGS transfers, make sure you tick “RTGS” and not “NEFT.” Many people skip this and end up delaying their payment and their shipment!
Before you strut into the branch, make sure you’ve packed the following essentials in your briefcase (or backpack, no judgment):
Pro Tip: For business accounts, carry your company seal if required. Some branches insist on it for corporate payments.
While digital NEFT transfers through BOB NetBanking or the BOB World app are free (yes, ₹0), offline transfers using the BOB NEFT form have nominal fees. Here’s the latest charge sheet:
So, unless you enjoy small talk with bank clerks, try online NEFT. It’s faster, cleaner, and queue-free. But if your internet’s acting like Jadoo’s spaceship, the paper NEFT form never fails.
Thanks to RBI’s modernisation spree, BOB NEFT works 24x7, every single day, including Sundays and holidays!
But hold your horses, that’s for online NEFT. If you’re submitting the BOB NEFT form at a branch, you’ll need to go during official working hours:
Raghav now jokes: “BOB NEFT runs even when I’m asleep, if only my suppliers did too!”
Raghav had to transfer ₹1,50,000 to his supplier in Pune for eco-friendly packaging rolls. His NEFT form was ready, cheque attached, and he handed it to the teller with the nervousness of a startup founder at a pitch. Within 30 minutes, the amount was processed, and by the next day, his vendor confirmed the shipment. His accountant called later and said, “Boss, you managed the NEFT? Respect!” Moral of the story? The BOB NEFT form might look like a relic from the past, but when your business depends on timely payments, it’s the most powerful paper in your portfolio.
So, there you have it! From Raghav’s sweaty morning at the bank to his victorious “payment done” email, the BOB NEFT form proved that sometimes, old-school methods still rule.
Whether you’re paying for supplies, machinery, or a midnight pizza run for your team (hey, business is business), the Bank of Baroda NEFT form PDF ensures your money lands safely and swiftly.
1. Do I need to visit my home branch to submit the BOB NEFT form?
No. You can submit the NEFT form at any Bank of Baroda branch, even if your account is maintained elsewhere.
2. Is it possible to cancel or modify an NEFT request after submitting the form?
Once the NEFT form is submitted and the transaction is processed, it cannot be modified or cancelled. Any correction usually requires submitting a fresh form before processing begins.
3. Will I receive confirmation after submitting the NEFT form?
Yes. The bank provides an acknowledgement or reference number, which you can use to track or confirm the transaction.
4. What happens if I enter the wrong IFSC code?
Your transaction may fail or be reversed, but always double-check. Prevention is better than customer care.
5. Can I fill out and submit the BOB NEFT form online?
Not exactly, you can’t submit the paper form online, but you can download the BOB NEFT form PDF from bankofbaroda.in, fill it digitally, print it, and then submit it at your nearest branch.
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About the Author

LoansJagat Team
‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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