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LoansJagat Team

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19 Dec 2025

Bank of India ATM Withdrawal Limit: Daily Cash Limits You Should Know

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Key Takeaways
 

  • Classic cards allow ATM Withdrawal Limit of ₹15,000 daily while Platinum cards permit ATM Withdrawal Limit of ₹50,000.
     
  • You get 10 free transactions monthly if you withdraw money using a Bank of India debit card at Bank of India ATMs.
     
  • Check and modify ATM Withdrawal Limit easily through the Bank of India mobile banking app.
     

The Bank of India ATM withdrawal limit per day is crucial information. Every cardholder must know their daily and monthly withdrawal limits. 

 

My friend Tushar, a 28-year-old software engineer in Mumbai city. He recently faced ATM withdrawal issues during a weekend trip. Tushar’s Bank of India Classic card had a ₹15,000 daily limit only. He needed ₹25,000 for emergency hotel bookings and expenses. 

 

This situation left him frustrated and searching for solutions quickly. This comprehensive guide explains Bank of India ATM withdrawal limits clearly.

What is the Bank of India ATM Withdrawal Limit?

The bank of india atm withdrawal limit per day varies by card type. Classic and Titanium cardholders can withdraw ₹15,000 daily. The bank of india atm withdrawal limit was reduced from ₹25,000. Platinum and Business cardholders have different limits. Understanding the maximum amount withdrawn from atm in a day helps plan finances. The bank of india atm withdrawal limit per day promotes digital transactions effectively.

Bank of India ATM Withdrawal Limit by Card Type


The bank of india atm withdrawal limit per day differs for each card. The table below shows the bank of india atm withdrawal limit per day clearly.

 

Debit Card Type

Daily ATM Cash Withdrawal Limit

VISA Classic

₹15,000

MasterCard Classic

₹15,000

RuPay Classic

₹15,000

VISA Titanium

₹15,000

MasterCard Titanium

₹15,000

Master Platinum

₹50,000

VISA Platinum Privilege

₹50,000

Business Cards

Unchanged

 

Check your card type to know your daily withdrawal capacity. The bank of india atm withdrawal limit per month depends on daily limits. Plan your cash withdrawals according to your card type effectively.

How to Check Bank of India ATM Withdrawal Limit?

Customers can easily check their bank of india atm withdrawal limit. The bank offers multiple convenient methods to verify withdrawal limits. You can check the bank of india atm withdrawal limit per day quickly. These methods help you stay informed about your card limits.

Through Mobile App

Download the Bank of India mobile application on your smartphone. Log in using your customer ID and secure password. Navigate to the ‘Card Services’ section from the main menu. Now, you can follow the steps mentioned on the newly opened webpage.

Via Internet Banking Dashboard

Log in to your internet banking account using credentials. Go to the ‘Service Request’ section from the dashboard menu. Select ‘Card Services’ to view your debit card details. 

Your maximum amount withdrawn from atm in a day displays clearly. The dashboard shows all card limits and transaction details.

By Visiting the Nearest ATM

Insert your debit card into any Bank of India ATM. Enter your four-digit PIN to access the main menu. Select ‘Balance Enquiry’ or ‘Other Services’ option from the menu. 

The balance slip shows your bank of india atm withdrawal limit. This method provides quick information about daily withdrawal capacity.

By Calling Customer Care or Visiting a Branch

Call Bank of India customer care at their toll-free number (1800 103 1906 / 1800 220 229). Provide your account number and verify your identity securely. The executive will inform you about your withdrawal limits. 

You can also visit your home branch during banking hours. Bank executives will help you check and modify limits.

How to Increase Your Bank of India ATM Withdrawal Limit?

Download the Bank of India mobile application on your smartphone. Log in using your customer ID and secure password carefully. Navigate to the ‘Card Services’ section from the main menu. 

 

Select ‘Modify Debit Card Limits’ to view your current limits. The bank of india atm withdrawal limit per month appears on screen. You can also modify limits through the app conveniently. 

 

Follow the step-by-step instructions shown in the application interface. Watch this helpful tutorial:  

Bank of India ATM Transaction Charges & Limits


The bank of india atm withdrawal limit per day includes transaction charges. Customers should understand both withdrawal limits and applicable transaction fees.

 

Category

Free Transactions

Charges After Free Limit

Notes

BOI ATMs

10 per month

₹10 per extra transaction

Applies to financial and non-financial transactions

Other Bank ATMs – Metro Customers

3 free

₹21 (financial) / ₹8 (non-financial)

Limit varies by location

Other Bank ATMs – Non-Metro Customers

5 free

₹21 / ₹8

Same structure for current accounts

Small Account Holders

5 free

As per standard charges

Across all ATMs

Staff Members

Unlimited at BOI ATMs

No charges

Exclusive benefit


Plan your withdrawals to avoid unnecessary transaction charges effectively.

Conclusion

The Bank of India atm withdrawal limit per day ensures secure transactions. Customers must understand their card-specific limits before withdrawing cash daily. Classic cards allow ₹15,000 while Platinum cards permit ₹50,000 withdrawals. 

 

The maximum amount withdrawn from atm in a day varies significantly. Plan your transactions wisely to avoid unnecessary charges at ATMs. Use the Bank of India mobile app to check limits. The Bank of India atm withdrawal limit per month helps effective planning. Stay informed about your withdrawal limits for better financial management.

 

Bonus Tip: Access the Bank of India debit card portal at  to explore different card variants, apply online, and manage your card settings.

FAQs

Q1: What is the Bank of India ATM withdrawal limit per day? 

The daily limit is ₹15,000 for Classic cards and ₹50,000 for Platinum cards.

Q2: How much cash can I withdraw from the Bank of India ATM in a day? 

You can withdraw ₹15,000 to ₹50,000 depending on your card type.

Q3: What is the Bank of India ATM withdrawal limit per month? 

The monthly limit depends on daily limits multiplied by transaction days.

Q4: How to check Bank of India ATM withdrawal limit online? 

Log in to internet banking and check under ‘Card Services’ section.

Q5: Can I increase my Bank of India ATM withdrawal limit? 

Yes, you can increase limits through the mobile app or branch.

Q6: What are the Bank of India ATM transaction charges after the free limit? 

Other bank ATMs charge ₹21 per transaction after the free limit.

Q7: How many free ATM transactions are allowed per month in the Bank of India? 

You get 10 free transactions at BOI ATMs every month.
 

Other Related Pages

Bank of Maharashtra ATM Withdrawal Limit

Axis Bank ATM Withdrawal Limit

Bank of India ATM Withdrawal Limit

IDFC Bank ATM Withdrawal Limit

Indian Bank ATM Withdrawal Limit

Canara Bank ATM Withdrawal Limit

Central Bank ATM Withdrawal Limit

Federal Bank ATM Withdrawal Limit

PNB ATM Withdrawal Limit

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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