Central Bank ATM Withdrawal Limit: Daily Cash Limits You Should Know

Key Takeaways
 

• You can check your Central Bank ATM withdrawal limit through mobile banking, internet banking, or customer care.
   
• The withdrawal limit depends on your debit card type and can be adjusted using the Cent Mobile app.
   
• You need to stay aware of your Central Bank ATM withdrawal limit so that you can plan cash transactions efficiently and avoid declined withdrawals.

The Central Bank of India ATM withdrawal limit determines the maximum amount of cash you can withdraw from an ATM in a single day using your debit card. The limit varies depending on your card type, such as regular, platinum, or premium cards.

For example, Rohan, a Central Bank customer, wanted to know his daily Central Bank ATM withdrawal limit. He checked it easily using the Cent Mobile app under the “Debit Card Control” section and found that he could withdraw up to ₹25,000 per day.

In this blog, you will learn how to check, modify, and manage your Central Bank ATM withdrawal limit using different methods like mobile banking, internet banking, and customer support.

Central Bank ATM Withdrawal Limit by Card Type

The bank has introduced certain limits to improve card security and prevent fraudulent ATM withdrawals. Understanding the Central Bank ATM Withdrawal Limit by Card Type helps you withdraw money safely and avoid declined transactions.

Below is the explained table for it:-

All Central Bank ATMs are EMV-enabled, which means most withdrawals will be processed securely through the chip.

By knowing the Central Bank ATM Withdrawal Limit by Card Type, you can plan your cash needs better and avoid issues when using ATMs from other banks or when the chip fails to read.

Bonus Tip

If you frequently need to withdraw higher amounts, request an upgrade to a Central Bank of India debit card with a higher ATM withdrawal limit. This will help you manage large transactions more conveniently.

How to Check Central Bank ATM Withdrawal Limit 
 

• Through the Mobile App

You can easily check your Central Bank of India ATM withdrawal limit using the Cent Mobile app. The process is quick and convenient, allowing you to view and even modify your withdrawal limit directly from your phone.

Step-by-step guide:

1. Log in to the app: Open the Cent Mobile app and log in using your registered credentials.
    
2. Select “Card”: Go to the main menu or dashboard and tap on the “Card” option.
    
3. Choose “Debit Card Control”: Select “Debit Card Control” to manage your card settings.
    
4. Click on “Modify Limit”: Tap on “Modify Limit” to check your existing transaction limits.
    
5. Select “ATM Cash WD”: Choose “ATM Cash WD” to view or change your withdrawal limit.
    
6. Enter new limit: If required, type in your preferred withdrawal limit.
    
7. Submit: Tap “Submit” to confirm and save your changes.

By following these steps, you can manage your Central Bank ATM withdrawal limit anytime without visiting a branch.

• Via Internet Banking

You can check your Central Bank of India ATM withdrawal limit easily through internet banking. This method lets you view and modify your withdrawal, POS, and online transaction limits securely from your computer.

Steps to check and set limits:

1. Log in: Visit the Central Bank of India internet banking portal and log in to your account.
    
2. Go to Debit Card Services: From the dashboard, click on the “Debit Card Services” section.
    
3. Select Card Controller Services: Choose “Card Controller Services” to access card-related options.
    
4. Click on Action: Tap on the “Action” option to proceed.
    
5. Choose Transaction Type: Select the type of transaction you want to check or modify, such as ATM Cash WDL.
    
6. View or Modify Limit: Review your current limit and select “Set Limit” or “Update” to make changes if needed.

By using internet banking, you can monitor and adjust your Central Bank ATM withdrawal limit anytime without visiting a branch.

• By visiting the nearest ATM

You cannot check your specific Central Bank of India ATM withdrawal limit directly at an ATM, as this feature is not available on the machine. ATMs do not display or provide details about individual withdrawal limits.
 

• By calling customer care or visiting branch

You can check your Central Bank of India ATM withdrawal limit easily by contacting customer care or visiting your nearest branch.

By Calling Customer Care:

You can call the Central Bank of India customer care team on the following toll-free numbers:

• 1800 22 1911 (blocking your account in case of lost debit card / unauthorised transaction through digital mode)
   
• 1800 3030

Once connected, follow the IVR instructions or speak with a representative to know your ATM withdrawal limit and other card-related details.

By Visiting the Branch:

Alternatively, you can visit your home branch and request information about your ATM withdrawal limit. The bank staff will verify your identity and provide the details for your specific debit card.

Both methods offer a simple and reliable way to check your Central Bank ATM withdrawal limit without using digital channels.

Conclusion

You can check your Central Bank of India ATM withdrawal limit through mobile banking, internet banking, customer care or your home branch. Make sure you know your card’s limit so you can plan cash withdrawals wisely and avoid failed transactions. 

When you stay aware of your limits, you manage your Central Bank ATM usage smoothly and handle your card with confidence.

FAQs

1. Can I increase my Central Bank ATM withdrawal limit instantly through the mobile app?
Yes, the Cent Mobile app allows eligible customers to request a higher ATM withdrawal limit for their debit card.

2. Does my withdrawal limit change if I upgrade my Central Bank savings account?
Yes, upgraded or premium account types often come with higher ATM withdrawal limits.

3. Does using a non-Central Bank ATM affect my daily withdrawal limit?
No, the daily limit remains the same, although the number of free ATM transactions differs based on your city category.

4. Are there lower ATM limits for student, minor or basic savings accounts?
Yes, these account types usually have smaller withdrawal limits for safety and spending control.
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.