PNB ATM Withdrawal Limit: Daily Cash Limits You Should Know

Key Takeaways

• PNB offers different ATM withdrawal limits depending on the debit card type, and these can go up to ₹1,50,000 per day for premium cards, as listed on the https://pnb.bank.in/. 
   
• Classic cards carry much lower limits. 
   
• Checking your card’s exact limit beforehand helps avoid ATM surprises.

People often realise their ATM withdrawal limit only when they urgently need cash and the machine refuses to dispense the amount they expected. I have seen this happen with friends on trips, during last-minute bill payments, and even while paying for a family function. To make things easier, this guide explains PNB’s ATM withdrawal limits in a simple and everyday manner, using only the information available on the Punjab National Bank official website.

Imagine you are preparing for a weekend journey or handling an unexpected cash requirement. The PNB ATM withdrawal limit decides how much you can take out in a single day, and this varies quite noticeably between card types. I have seen people confidently walk into an ATM only to realise their card caps their withdrawal much earlier than they thought. On the other hand, someone with a higher variant card often completes the task in one go with no interruption. PNB lists these limits clearly on their debit card information page, but many customers simply never check. Being aware of your card variant helps you understand exactly how much cash flexibility you have in a typical day.

Think of your PNB debit card as a tap. Some taps open wide and let out more water, while others flow slowly. PNB explains these “tap sizes” in the form of daily withdrawal limits on their https://pnb.bank.in/hi/

Definition

A daily ATM withdrawal limit is the maximum amount you can withdraw in 24 hours. It works like a meal pass at a hotel. Standard access allows fewer plates, while premium access offers more. Your PNB debit card follows the same pattern.

 Example

A friend once tried withdrawing ₹80,000 for a family event, only to learn his Classic card capped at a much lower amount. Another friend with a Platinum variant completed her withdrawal easily. Same bank, different card types, entirely different outcomes.

 PNB ATM Withdrawal Limit by Card Type

Before viewing the table, it helps to know that PNB displays withdrawal limits for each debit card category on the https://pnb.bank.in/hi/ . These limits decide how much cash you can take out per day.

Below is a clear table based on these official specifications:
 

These limits serve as a helpful guide, especially during travel or situations requiring higher cash liquidity. Some customers do not realise their lower limits until they face a declined transaction. Looking at this table gives you a fair idea of whether your card variant matches your lifestyle. If you find the limit too restrictive, PNB allows upgrading to a higher debit card type through their official channels.

 How to Check PNB ATM Withdrawal Limit

Before exploring the methods, it helps to know that PNB provides several ways to check your current withdrawal limit. This is useful when planning travel, handling urgent expenses, or simply verifying your card settings.

Through PNB Mobile App

Using the PNB One mobile app is one of the easiest ways to view your limit.
Let us walk through the steps in a simple manner:
• Open the PNB One app and log in.
• Go to the “Debit Cards” or “Card Services” section.
• Select your active PNB debit card.
• Look for the option labelled “Withdrawal Limit” or “Card Usage Limit”.
• If details are not immediately visible, check under “Manage Card Limits”.
This helps you quickly understand how much cash you can withdraw that day.

Before you finish, it is a good idea to double-check the card details page, as PNB sometimes updates card features.

Via Internet Banking Dashboard

If you prefer using a laptop or desktop, internet banking is straightforward.
• Log in to https://pnb.bank.in/hi/
• Go to the “Debit Card” section under the main menu.
• Select your card and view the “ATM Withdrawal Limit” highlighted on the page.
• If the limit is not immediately shown, check “Card Controls” or “Usage Settings”.
This method works well if you are managing multiple banking tasks together.

By Visiting the Nearest ATM

Some customers find it easiest to check through an actual ATM.
• Insert your debit card into any PNB ATM.
• Enter your PIN.
• Select mini statement or balance enquiry.
• Some ATMs print slips that show available withdrawal limit or remaining limit.
Although not every machine displays this detail, it can still be useful for a quick check.

By Calling Customer Care or Visiting a Branch

If the digital routes feel complicated, customer care provides an easy alternative.
• Call PNB’s helpline from your registered mobile number.
• Verify your identity.
• Ask for your current daily ATM withdrawal limit.
If you feel more confident with in-person assistance, visiting your home branch can give you complete clarity, and you can also request an upgrade if needed.

Conclusion

Knowing your PNB ATM withdrawal limit keeps daily cash planning smooth and prevents unplanned ATM refusals. Once you understand your card’s category and its limits, managing withdrawals becomes far more convenient and worry-free.

FAQs Related to PNB ATM Withdrawal Limit

1. Why does my PNB debit card allow such a low withdrawal limit?
 Many users discover their limit is low because their card is a Classic or entry-level variant. Upgrading to a higher card usually increases the daily withdrawal allowance.

2. Can PNB increase my daily ATM withdrawal limit without upgrading my card?
 PNB generally fixes limits as per the card type. To enjoy a higher withdrawal amount, customers usually need to move to a premium or specialised card.

3. A Reddit user said their cash withdrawal failed even with enough balance. Why does this happen?
This often occurs when the amount entered is higher than the card’s daily ATM limit. The balance may be sufficient, but the card limit still applies.

4. Another Reddit user wondered why they were charged after several ATM visits. Is there a reason?
 PNB allows a limited number of free ATM transactions. After crossing that limit, small fees can be applied, which varies by location and card type.

5. Does PNB have a monthly ATM withdrawal limit?
 PNB does not publish a fixed monthly cap for all customers. You can withdraw based on your daily limit, and your monthly total depends on how often you use the ATM.
 

Apply for Loans Fast and Hassle-Free

Apply Now

About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.