Indian Bank ATM Withdrawal Limit: Daily Cash Limits You Should Know

Key Insights

• Indian Bank ATM withdrawal limit per day can range from around ₹10,000 for basic cards to ₹50,000 or more for premium cards, depending on the type of debit card.
   
• You can find the exact limit on your card using a mobile app, internet banking, an ATM slip, or contacting Indian Bank. 
   
• You can increase your Indian bank ATM withdrawal limit if you need more money than your current limit or want to upgrade your debit card variant. 
   
• Indian Bank allows up to 5 transactions per month. You must pay ₹15 for each transaction after the free transactions are over. 

You go to an ATM to take out cash after getting your salary, and find that you can't take out as much as you had wanted. This is because each Indian Bank debit card has a predetermined ATM withdrawal limit, which is the maximum amount of money you can take out of an ATM in a single day. 

For example, you cannot withdraw ₹20,000 in a single day if your card has a ₹10,000 daily limit.

It is done to allow banks to provide convenience while managing risks (fraud, large cash outflows). This limit is set by the Indian Bank based on the kind of debit card you own (basic, premium, senior citizen, etc.).

We will learn more about the Indian Bank ATM Withdrawal limit further in the blog. 

Bonus Tip: Use the official Indian Bank ATM Locator to see the closest Indian Bank ATM. It displays ATMs in the area along with information about their locations, hours of service, and services like cardless withdrawal.

Indian Bank ATM Withdrawal Limit by Card Type 

Here is a list of Debit card types and the Indian Bank ATM Withdrawal limit per day:

Check your debit card variant for your exact daily ATM Cash withdrawal limit. 

How to Check the Indian Bank ATM Withdrawal Limit 

You can check your ATM Withdrawal limit when you are planning any expense. Here are some methods you can use to check your debit card limit:

Checking your Indian bank ATM Withdrawal limit online is faster than visiting the Indian bank branch. 

How to Increase Your Indian Bank ATM Withdrawal Limit 

There are different ways to raise your Indian bank ATM withdrawal limit. Below is each method with its steps:

Consider upgrading to a premium debit card if you often need higher limits. Premium cards have higher daily withdrawal limits.

Indian Bank ATM Transaction Charges & Limits 

Here are the ATM transaction limits from the Indian Bank and other banks per month:

There is a ₹15 charge per transaction (excluding GST) after the free transaction limit for savings/current accounts. 

Conclusion 

Indian Bank establishes specific daily ATM withdrawal limits that range from ₹10,000 to ₹50,000, depending on the type of debit card. You can quickly check or change these limits through Internet Banking, the Indian Bank Mobile App, or by contacting customer service. 

The bank allows up to 5 free ATM transactions per month at Indian Bank ATMs. Small charges apply after free transactions. You can avoid unnecessary fees and make responsible cash withdrawal plans by being mindful of these limits and charges.

FAQs Related to Indian Bank ATM Withdrawal Limit 

 Can I increase my Indian Bank ATM withdrawal limit instantly through the mobile banking app?

Yes, Indian Bank allows temporary or permanent limit enhancement through the IndOASIS app for supported card types.

Does my withdrawal limit change if I upgrade my Indian Bank savings account?

Yes, premium or higher-tier accounts often come with higher daily withdrawal limits by default.

Will my ATM withdrawal limit reduce automatically if suspicious activity is detected on my card?

Yes, Indian Bank may temporarily lower your limit as a security measure until you verify the activity.

Does withdrawing cash from non-Indian Bank ATMs affect my overall withdrawal limit?

No, the daily limit remains the same, but the number of free transactions reduces depending on your location.
 

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