Author
LoansJagat Team
Read Time
6 Min
19 Dec 2025
Key Takeaways
Have you ever gone to an ATM and seen the message “Transaction Declined: Limit Exceeded”? It can be quite disappointing. Think of your Federal Bank ATM withdrawal limit like a fuel tank; each card type has its own capacity.
For example, the Federal Bank Celesta Debit Card allows a higher limit of ₹1,00,000 compared to the Federal Bank FedFirst Card with a limit of ₹2,500. Understanding this helps you manage your cash requirements wisely.
In the next section, you will learn how Federal Bank ATM withdrawal limits work and the different ways to check or increase them.
When you use your debit card at an ATM, it is important to know your daily withdrawal limit. The Federal Bank has set different limits for each debit card type. This helps customers plan their cash needs properly and avoid transaction failures.
According to the Federal Bank’s official website, the daily cash withdrawal limit depends on the card variant. Customers can also modify their transaction limits through digital banking channels.
Federal Bank provides different daily ATM cash withdrawal limits for each debit card type to suit the varied banking needs of its customers.
These limits are as per the latest data available on the official Federal Bank website. Customers should confirm the limit with the bank or through digital banking for accuracy.
You can check your Federal Bank ATM withdrawal limit in several convenient ways:
1. You can check the Federal Bank ATM Withdrawal Limit through the FedMobile App
2. You can check the Federal Bank ATM Withdrawal Limit via Internet Banking (FedNet)
3. You can check the Federal Bank ATM Withdrawal Limit at the Nearest Federal Bank ATM
4. You can check the Federal Bank ATM Withdrawal Limit by Contacting Customer Care or Visiting a Branch
You can call Federal Bank Customer Care at 04846716700 / 04842846699 and ask for your Federal Bank ATM withdrawal limit. Alternatively, you can visit your nearest Federal Bank branch for assistance.
These simple methods make it easy for you to check your ATM withdrawal limit anytime and ensure you always stay informed about your card’s daily cash access.
If you need a higher daily limit for emergencies or higher cash needs, you can request an increase.
Approval of Federal Bank ATM Withdrawal Limit depends on your account type, card type, and the bank’s internal policies.
The Federal Bank allows a fixed number of free ATM transactions each month. Once you cross that number, small charges may apply.
You can check the full list of charges here
If you know your Federal Bank ATM withdrawal limit, it will help you plan your cash needs and avoid transaction declines. You can check or modify your limit easily through FedMobile, Internet Banking, or by visiting your nearest branch.
Keeping track of your Federal Bank ATM withdrawal limit ensures that you always have convenient access to your money without facing unnecessary charges.
Bonus Tip: Did you know Federal Bank offers contactless debit cards that let you make quick payments without swiping or entering your PIN for small amounts? It’s a safe, smart, and time-saving way to shop or pay bills anywhere.
1. What is the Federal Bank ATM withdrawal limit per day?
The daily ATM withdrawal limit varies from ₹2,500 to ₹1,00,000 depending on your debit card type.
2. How much cash can I withdraw from the Federal Bank using different debit cards?
You can withdraw up to ₹1,00,000 daily with premium cards like Celesta and Imperio, and lower limits apply to other card types.
3. How can I check my Federal Bank ATM withdrawal limit online?
You can check it through the FedMobile app or the FedNet Internet Banking portal under Card Management.
4. Can I increase my Federal Bank ATM withdrawal limit through the FedMobile app?
Yes, you can modify or request a higher limit through the Card Management option in the FedMobile app.
5. What is the online transaction limit for Federal Bank debit cards?
The online transaction limit depends on your debit card type and can go up to ₹5,00,000 for premium cards.
6. How many free ATM transactions are allowed every month in Federal Bank?
Federal Bank allows a limited number of free transactions each month, depending on your account and card type.
7. What should I do if my Federal Bank ATM transaction fails or shows “limit exceeded”?
You should check your transaction limit in the app or contact Federal Bank customer care for assistance.
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About the Author

LoansJagat Team
‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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