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LoansJagat Team

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19 Dec 2025

Federal Bank ATM Withdrawal Limit: Daily Cash Limits You Should Know

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Key Takeaways
 

  • Federal Bank offers different ATM withdrawal limits based on the debit card type.
     
  • You can check or change your Federal Bank ATM withdrawal limit through the FedMobile app or Internet Banking.
     
  • Upgrading to a premium debit card can increase your Federal Bank ATM daily withdrawal limit.

 

Have you ever gone to an ATM and seen the message “Transaction Declined: Limit Exceeded”? It can be quite disappointing. Think of your Federal Bank ATM withdrawal limit like a fuel tank; each card type has its own capacity. 

For example, the Federal Bank Celesta Debit Card allows a higher limit of ₹1,00,000 compared to the Federal Bank FedFirst Card with a limit of ₹2,500. Understanding this helps you manage your cash requirements wisely. 

In the next section, you will learn how Federal Bank ATM withdrawal limits work and the different ways to check or increase them.

What is the Federal Bank ATM Withdrawal Limit?

When you use your debit card at an ATM, it is important to know your daily withdrawal limit. The Federal Bank has set different limits for each debit card type. This helps customers plan their cash needs properly and avoid transaction failures.

According to the Federal Bank’s official website, the daily cash withdrawal limit depends on the card variant. Customers can also modify their transaction limits through digital banking channels.

Federal Bank ATM Withdrawal Limit by Card Type


Federal Bank provides different daily ATM cash withdrawal limits for each debit card type to suit the varied banking needs of its customers.

 

Debit Card Type

Daily ATM Cash Withdrawal Limit

Celesta Contactless Debit Card

₹1,00,000

Imperio Contactless Debit Card

₹1,00,000

Crown Contactless Debit Card

₹50,000

FedFirst Contactless Debit Card

₹2,500

RuPay Crown Debit Card

₹25,000

RuPay PMJDY Debit Card

₹25,000


These limits are as per the latest data available on the official Federal Bank website. Customers should confirm the limit with the bank or through digital banking for accuracy.

How to Check the Federal Bank ATM Withdrawal Limit?

You can check your Federal Bank ATM withdrawal limit in several convenient ways:

1. You can check the Federal Bank ATM Withdrawal Limit through the FedMobile App

  1. Open the FedMobile app on your smartphone.
  2. Log in using your credentials.
  3. Go to the Card Management or Manage Transaction Limits section.
  4. You can view or change your ATM withdrawal limit there.

2. You can check the Federal Bank ATM Withdrawal Limit via Internet Banking (FedNet)

  1. Visit the FedNet Banking portal.
  2. Log in to your account.
  3. Open the Debit Card Services section.
  4. Choose Debit Card Limit Change to view or modify your daily limit.

3. You can check the Federal Bank ATM Withdrawal Limit at the Nearest Federal Bank ATM

  1. Insert your debit card into any Federal Bank ATM.
  2. Select the Balance Enquiry or Mini Statement option.
  3. Your available balance and sometimes your daily limit appear on the printed slip.

4. You can check the Federal Bank ATM Withdrawal Limit by Contacting Customer Care or Visiting a Branch

You can call Federal Bank Customer Care at 04846716700 / 04842846699 and ask for your Federal Bank ATM withdrawal limit. Alternatively, you can visit your nearest Federal Bank branch for assistance.

These simple methods make it easy for you to check your ATM withdrawal limit anytime and ensure you always stay informed about your card’s daily cash access.

How to Increase Your Federal Bank ATM Withdrawal Limit?

If you need a higher daily limit for emergencies or higher cash needs, you can request an increase.

  • Use FedMobile or FedNet to raise your card limit under Card Management.
  • Visit your nearest branch and submit a written request.
  • You may also upgrade to a higher Federal Bank debit card variant that comes with a larger limit.

Approval of Federal Bank ATM Withdrawal Limit depends on your account type, card type, and the bank’s internal policies. 

Federal Bank ATM Transaction Charges & Limits

The Federal Bank allows a fixed number of free ATM transactions each month. Once you cross that number, small charges may apply.

You can check the full list of charges here 

Conclusion

If you know your Federal Bank ATM withdrawal limit, it will help you plan your cash needs and avoid transaction declines. You can check or modify your limit easily through FedMobile, Internet Banking, or by visiting your nearest branch.

Keeping track of your Federal Bank ATM withdrawal limit ensures that you always have convenient access to your money without facing unnecessary charges.

Bonus Tip: Did you know Federal Bank offers contactless debit cards that let you make quick payments without swiping or entering your PIN for small amounts? It’s a safe, smart, and time-saving way to shop or pay bills anywhere.

FAQs

1. What is the Federal Bank ATM withdrawal limit per day?
The daily ATM withdrawal limit varies from ₹2,500 to ₹1,00,000 depending on your debit card type.

2. How much cash can I withdraw from the Federal Bank using different debit cards?
You can withdraw up to ₹1,00,000 daily with premium cards like Celesta and Imperio, and lower limits apply to other card types.

3. How can I check my Federal Bank ATM withdrawal limit online?
You can check it through the FedMobile app or the FedNet Internet Banking portal under Card Management.

4. Can I increase my Federal Bank ATM withdrawal limit through the FedMobile app?
Yes, you can modify or request a higher limit through the Card Management option in the FedMobile app.

5. What is the online transaction limit for Federal Bank debit cards?
The online transaction limit depends on your debit card type and can go up to ₹5,00,000 for premium cards.

6. How many free ATM transactions are allowed every month in Federal Bank?
Federal Bank allows a limited number of free transactions each month, depending on your account and card type.

7. What should I do if my Federal Bank ATM transaction fails or shows “limit exceeded”?
You should check your transaction limit in the app or contact Federal Bank customer care for assistance.
 

Other Related Pages

Bank of Maharashtra ATM Withdrawal Limit

Axis Bank ATM Withdrawal Limit

Bank of India ATM Withdrawal Limit

IDFC Bank ATM Withdrawal Limit

Indian Bank ATM Withdrawal Limit

Canara Bank ATM Withdrawal Limit

Central Bank ATM Withdrawal Limit

Federal Bank ATM Withdrawal Limit

PNB ATM Withdrawal Limit

 

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