HomeLearning CenterPf News: All Pf Services Are Free, Epfo Reminds Members Amid Rising Third-Party Frauds
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LoansJagat Team

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20 Jun 2025

Pf News: All Pf Services Are Free, Epfo Reminds Members Amid Rising Third-Party Frauds

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How much did you pay the last time you updated your PF KYC, filed a withdrawal claim or raised a grievance — ₹50, ₹200, even more? Millions of savers hand over such sums every day at cyber cafés and “PF‑service” apps, often without asking why.

 

In an advisory dated 16th June 2025, the Employees’ Provident Fund Organisation (EPFO) has specified exactly how much a member should pay for each of these jobs. The official price tag is worth reading before you spend another rupee — and it’s revealed in the next section.


Exposing Financial Data for Fraud


The EPFO has cautioned all its members against visiting or engaging with third-party companies or agents for EPFO-related services, as this may expose their financial data to third-party entities.

Personal data a member shares

What third‑party operators can do with it

Possible fallout for the saver

UAN & Aadhaar

Combine with other leaked databases

Identity theft, fake KYC, fraudulent withdrawals

Salary & employer details

Build a profile for predatory lenders

Spam loans, phishing calls

Bank account proofs

Clone or tamper with cheque images

Unauthorised debits, forged claims

Mobile & OTPs

Hijack two‑factor authentication

Complete control of your PF account


Remember the series JAMTARA, where an entire village was involved in making bulk fishing calls to initiate fraudulent withdrawals? EPFO doesn’t want you to travel that road, and that’s why you need to scroll down and read how much EPFO charges for each service.


3‑Party Apps Charge Unnecessary Fees


Reports cited by EPFO show that cybercafé operators and fintech apps routinely charge “large sums” for routine PF jobs, such as KYC seeding, claim filing, and grievance redressal — work they simply carry out on EPFO’s portal.


Field inspections reveal typical price lists that range from ₹60 for a basic KYC update to ₹200 for a withdrawal form, amounts that add up quickly for workers who repeat these tasks after every job switch or address change.

Read MoreHow to Reset EPFO Password in 2025 – Step-by-Step Guide


Here is a list of price tags that most cyber cafes in the Metropolitan series charge for each service:

Service on EPFO/UMANG

What it lets you do

Price

View PF passbook

Check real‑time balance & interest

₹30

Raise full/partial claim

Withdraw or advance money

₹100

Track claim status

Follow every stage of processing

₹20

Seed UAN with Aadhaar (KYC)

Update identity details instantly

₹50

UAN allotment & activation

Generate or recover your UAN

₹150

Transfer PF on job change

Shift corps between employers

₹100

Register grievance (EPFiGMS)

Lodge and monitor complaints

₹50


(Note: EPFO’s advisory does not authorise any private intermediary to levy such charges.)

Also Read - EPFO: Your Complete Guide to Provident Fund and Pension Services


Free EPFO Services on EPFO Portal & UMANG App


Below is a snapshot of 15 key services EPFO provides directly online — all priced at ₹0 for every member:

#

Service on EPFO/UMANG

What it lets you do

Price

1

View PF passbook

Check real‑time balance & interest

₹0

2

Raise full/partial claim

Withdraw or advance money

₹0

3

Track claim status

Follow every stage of processing

₹0

4

Seed UAN with Aadhaar (KYC)

Update identity details instantly

₹0

5

UAN allotment & activation

Generate or recover your UAN

₹0

6

Transfer PF on job change

Shift the corpus between employers

₹0

7

Register grievance (EPFiGMS)

Lodge and monitor complaints

₹0

8

View pension passbook

See EPS contributions & credits

₹0

9

Apply for Scheme Certificate

Preserve pensionable service

₹0

10

Download UAN card

Get a printable ID for records

₹0

11

Missed‑call/SMS balance check

Get balance without internet

₹0

12

Search establishment

Verify employer PF code details

₹0

13

Get TRRN/remittance details

Track employer deposits

₹0

14

Send contribution reminders

Nudge employer on pending dues

₹0

15

FAQ & help‑desk chat

Instant answers & human support

₹0


Source: UMANG service catalogue and EPFO website.


Conclusion


If someone asks you for money to “speed up” a PF claim or fix your KYC, remember: every rupee you hand over is an avoidable loss — and it could cost you far more in data misuse. Skip the middlemen and log in to epfindia.gov.in or the UMANG app to enjoy the same service for free, securely, and in minutes.

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LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?

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