Karnataka Bank ATM Withdrawal Limit – Daily Limit, Charges & Rules

Key Insights 

1. Certain Karnataka Bank debit cards offer a daily ATM withdrawal limit of ₹25,000.

2. You can get 5 free withdrawals per month with Karnataka Bank and 3 free withdrawals with other Bank ATMs.

3. You have to pay ₹21 charge when you exceed the Karnataka Bank ATM withdrawal limit.

Karnataka Bank offers different types of Debit cards that help you manage your money, and you can withdraw cash as needed.

If you use a Karnataka Bank card to withdraw money from an ATM, you will incur charges, and the amount depends on the amount you withdraw.

In this blog, you can learn the ATM withdrawal limit with different types of Karnataka Bank cards, and how to check the Karnataka card withdrawal limit.

You can learn how to increase your withdrawal limit and what the transaction charges are for the limit.

What is Karnataka Bank's ATM Withdrawal Limit?

Karnataka Bank provides ATM facilities to customers, but there are limits on cash withdrawals at its ATMs.

Let's examine the Karnataka Bank ATM withdrawal limit through an example.

My friend Dev uses the KBL MoneyPlant Rupay Platinum International Debit Card, which offers free card issuance and annual maintenance charges of ₹200 plus GST.

Here is the Karnataka Bank ATM withdrawal limit of the KBL MoneyPlant Rupay Platinum International Card.
 

Dev uses his KBL MoneyPlant Rupay Platinum International Debit Card within the daily limit, and if he replaces his card, he has to pay ₹100 plus GST.

Karnataka Bank ATM Withdrawal Limit by Card Type

Karnataka Bank offers various Debit cards to customers, and each Debit Card has its own features, charges, and ATM Withdrawal Limit.

Here is the Karnataka Bank ATM Withdrawal Limit:
 

When you withdraw cash from a Karnataka Bank ATM using your Karnataka Bank debit card, you get 5 free transactions each month. 

After that, each transaction costs ₹21 plus GST. If you use another bank’s ATM, the first three transactions each month are free. After that, you will be charged ₹21 plus GST per transaction.

These are the top Karnataka Bank Debit Card ATM withdrawal options that will help you in your daily life.

Bonus Tip: If you want to block your Debit Card in an emergency, you can call +91 802 202 1500 and send an SMS to +91 988 065 4321.

How to Check Karnataka Bank ATM Withdrawal Limit?

There are processes which help you check your ATM withdrawal limit on your Debit card, which saves your money.

Here are the steps to check your Karnataka Bank ATM withdrawal limit:
 

1. Via Karnataka Bank Internet Banking dashboard
    

Here are the steps to check your Karnataka Bank ATM withdrawal limit.
 

• You have to log in to Karnataka Bank Internet banking.
   
• Then click on the account section.
   
• Then you enter your Debit card details, as every Debit card has a different withdrawal limit. 
   
• After entering all the details, you will see your debit card's withdrawal limit.

These are steps you can follow if you want to check your debit card details.
 

2. By calling customer care or visiting a branch.

If you want to check your Karnataka Bank ATM withdrawal limit, you can call the customer care number 1800 425 1444 / 1800 572 8031 (Toll-free within India) and 080-220 21555 (NRI).

You can visit a Karnataka Bank branch to check your Debit Card withdrawal limit using your Debit card details.

These are the options for checking your Karnataka ATM withdrawal details using these simple steps.

How to Increase Your Karnataka Bank ATM Withdrawal Limit?

If you want to increase your daily ATM withdrawal limit with Karnataka Bank, you have to visit a branch, as there are no other options.

• You can visit the Karnataka Bank Branch.
   
• Request to the personal banker who needs to increase your withdrawal limit.
   
• Then, Karnataka Bank gives you a form to fill out and submit with the necessary documents.
   
• Now wait for the approval of the increased withdrawal limit.

These are the steps you can follow to increase your debit card limit.

Conclusion 

The Karnataka Bank ATM withdrawal limit is critical to know if you don’t want to incur unnecessary charges. To check your card limit, use internet banking, customer care, or visit the branch.

You can increase your ATM withdrawal limit to your preferred limit, but there is no online option; you have to visit a Karnataka Bank branch to change it.

FAQs

Can I increase my ATM withdrawal limit temporarily?

Yes, you can ask for a temporary increase using Net banking or by visiting your branch.

What is the transaction limit per withdrawal at an ATM?

The usual limit is ₹10,000 per transaction, but some card types may allow higher amounts.

Is there a limit on the number of free ATM transactions?

Yes, you get five free transactions each month at other bank ATMs. At Karnataka Bank ATMs, there is no limit.

Does the limit include cash withdrawals from POS terminals?

Yes, cash withdrawals at POS terminals count toward your daily cash withdrawal limit.
 

Apply for Loans Fast and Hassle-Free

Apply Now

About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.