TMB ATM Withdrawal Limit | Daily Cash Limits & Charges

Key Insights 

• ATMs owned by Tamilnad Mercantile Bank Ltd (TMB) have a daily cash withdrawal limit of ₹50,000 for most of the debit cards. 
   
• The cash withdrawal limit for the “RuPay Select International Debit Card” on TMB-issued ATM cards is ₹50,000. 
   
• Always check the limit on your particular TMB card because withdrawal limits vary depending on the type of card and may differ for ATM, retail, and e-commerce usage.

 The TMB ATM withdrawal limit refers to the maximum amount a customer can take out from their Tamilnad Mercantile Bank (TMB) savings account using a debit card in a single day. This limit protects customer accounts, prevents misuse, and ensures secure transactions.

The daily ATM withdrawal limit is ₹50,000 for most TMB savings account holders, especially when using a TMB debit card at a TMB-owned ATM. This amount is set by the bank as part of its security measures.

If a customer tries to withdraw ₹60,000 from a TMB ATM in one day using a TMB debit card, the machine will allow a maximum of ₹50,000 only. Any withdrawal attempt above the daily limit will be declined, ensuring that the account remains secure and protected from excessive or suspicious cash withdrawals.

TMB ATM Withdrawal Limit by Card Variant

This table lists the various TMB debit card varieties along with the tmb atm withdrawal limit per day.

TMB generally lets higher withdrawal limits at its own ATMs, particularly for premium cards. For example, most other cards allow up to ₹50,000 at TMB ATMs, but the Smart Shopper Visa Card has a lower limit of ₹30,000. 

The limit may be a bit lower when you use ATMs from other banks because of network limitations, per-transaction caps, or RBI regulations on interbank withdrawals. This implies that using a TMB ATM allows you to withdraw the maximum amount; however, using non-TMB ATMs may result in a lower limit.

Bonus Tip: TMB is investing ₹250 crore to upgrade its ATMs and digital systems. You may find smarter, faster ATM services and higher-efficiency transactions at your local branch.

How to check the TMB ATM Withdrawal Limit? 

Here are the four methods you can use to check your individual tmb atm withdrawal limit per day

Through the TMB Mobile App

The easiest and fastest way to check your ATM cash limit is through the TMB MBank app.

1. Install or open the official TMB MBank mobile application. 
2. Enter your login information (customer ID, MPIN, etc.).
3. Open the app and select “Manage Debit Card”.
4. Select the card you want to check to view the TMB ATM withdrawal limit. 

This approach is perfect if you want a safe, digital way to monitor your card settings from anywhere at any time.

Through Internet Banking Dashboard 

You can review your debit card information in greater detail using TMB's online banking portal.

1. Visit TMBNet to access the TMB eBanking portal. 
2. Go to the card management or account settings section.
3. Look for a field labeled “Daily ATM Cash Withdrawal Limit” under your debit card information.
4. You can ask the branch for an enhancement if your limit is lower than the ₹50,000 published limit. 

This approach is appropriate for users who would rather check their financial limits on a desktop computer with complete account visibility.

By visiting the nearest ATM (Check balance slip)

You can easily check your limit through an ATM if you're already close to one.

1. Insert your debit card in a TMB ATM.
2. Select “Mini Statement” or “Balance Inquiry” after inputting your PIN.
3. Verify whether the maximum "per day" cash withdrawal limit appears on the screen or on the printed slip. 

This is a sensible option when you want a quick on-site check without using your phone or the internet.

By calling customer care or visiting a branch 

This is a trustworthy approach if you want particular support:

1. Ask for your daily ATM cash withdrawal limit by calling the TMB national toll-free number 1800-425-0426. 
2. When you visit the branch, ask the bank employee if you can change the ATM cash withdrawal limit on your card.
3. After verifying the type of your card or account, the official will notify you.

This is suited for users who want to request adjustments to their withdrawal limit or who prefer human assistance.

You can prevent being declined and make sure you are aware of how much you can withdraw before using an ATM.

Conclusion 

It is important to know the specific rules of each TMB debit card, whether you use a basic card or a premium option like the TMB ATM withdrawal limit titanium debit card. 

You can quickly check your limits using the mobile app, online banking, TMB ATMs, or by visiting a bank branch. Monitoring your TMB ATM withdrawal limit per month also helps you maintain strong financial discipline and avoid unnecessary spending.

FAQs on TMB ATM Withdrawal Limit

Q1: Does TMB charge any fee if I use another bank’s ATM?
A1: Yes, Small charges apply as per RBI rules after 5 free transactions in a month (including balance checks).

Q2: Can I use my TMB ATM card abroad?
A2: Only international cards like TMB MasterCard or Visa Global cards work outside India. Domestic RuPay cards don’t work abroad.

Q3: Is there a separate limit for shopping or POS transactions?
A3: Yes, POS and eCommerce limits are usually higher, like up to ₹1,00,000 per day, depending on the card type.

Q4.  How many ATM withdrawals can I make in a day?
You can make up to five cash withdrawals per day.

Q5.  What happens if I exceed my ATM withdrawal limit?
The ATM will decline the transaction. You’ll need to wait till the next day for your limit to reset.
 

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