SBI ATM Withdrawal Limit | Updated Daily Limits & Charges

Key Insights 

• The daily SBI ATM withdrawal limit ranges from ₹40,000 to ₹1,00,000, depending on the type of credit card. 
   
• SBI ATM withdrawals above ₹10,000 require an OTP for extra security, unless the feature is disabled under special conditions, such as an SBI ATM withdrawal limit without OTP.
   
• SBI does not have a set sbi atm withdrawal limit per month. Transactions run smoothly when daily limits are observed.

The SBI ATM withdrawal limit is the maximum amount of cash you can take out in a day using your SBI debit card. It is like a safety cap on a water bottle. You can pour out only a fixed amount at one time to maintain control and avoid waste.

For example, you urgently need cash for travel, shopping, and a medical bill all on the same day. Your SBI ATM withdrawal limit decides how much money you can actually access from the ATM, even if your bank balance is much higher. This helps you plan better.

The type of debit card you use will determine this limit. A Classic Debit Card allows a sbi atm withdrawal limit per day of ₹40,000, while a Platinum Card allows up to ₹1,00,000.SBI has established these limits to provide customers with improved cash transaction management, convenience, and security.

SBI ATM Withdrawal Limit by Card Type

SBI offers a variety of debit cards to meet the banking needs of each client, from basic to premium usage. Every card has an SBI ATM withdrawal limit per day that can be adjusted to the user's spending habits and security preferences. These limits help customers make smarter decisions during their daily cash withdrawals.

The withdrawal limits for each card type, as stated on the official SBI ATM Services page, are clearly displayed in the table below.

Many customers also ask about the SBI ATM withdrawal limit per day Rupay card, and SBI generally allows up to ₹40,000 per day for most Rupay debit card variants, depending on the card type.

SBI customers are able to conveniently and safely manage their SBI ATM withdrawal cash usage with the help of these limits. You can better plan withdrawals, prevent unsuccessful ATM transactions, and guarantee easy access to your money at any time with your SBI ATM card's withdrawal limit.

Bonus Tip: SBI provides Cardless Cash Withdrawal through a QR or UPI code in case you forget your card through the ICCW feature. The daily limit is ₹10,000 for two transactions. 

How to check SBI withdrawal Limit

SBI makes it convenient for all of its customers to check their SBI ATM withdrawal limit in a variety of ways, both online and offline. It's important to understand your daily cash limit to prevent unsuccessful transactions or going over usage limits. 

Here are four simple ways to find your SBI ATM withdrawal limit according to the official SBI Digital Banking guidelines.

Through the SBI Mobile App

YONO Lite or YONO SBI app is the quickest way to check your card limit. It is helpful for users who prefer mobile banking and want real-time information.

1. Open the YONO Lite or YONO SBI app.
2. Enter your login information.
3. Select “Debit Card Management” under the “Cards” section.
4. Choose the type of debit card you have.
5. Go to the card details and see the “Daily Cash Withdrawal Limit”.

This method is simple and accurate because the limit shown is directly updated by SBI.

Through Internet Banking Dashboard 

Internet Banking is useful for customers who prefer checking their card limits on a laptop or desktop.

1. Go to https://retail.onlinesbi.com.
2. Enter your internet banking ID to log in.
3. Go to ATM Card Services under e-services.
4. Click “View ATM Card Limit”.
5. Check your present cash withdrawal limit.

This method gives you a clear view of limits along with other card-related details in one place.

By visiting the nearest ATM (Balance Slip)

You can check via ATM when you are already standing near an ATM and need quick information.

1. Insert your SBI debit card.
2. Enter your PIN.
3. Choose “Balance Inquiry” or “Mini Statement.”
4. The printed slip may show your remaining or total daily limit.

This method is useful for basic information, but details may vary depending on the ATM network.

By calling customer care or visiting a branch

This method is best for people who want direct help or have trouble checking online.

1. Call 1800 11 2211 or 1800 425 3800 (SBI’s toll-free numbers).
2. Follow IVR instructions and select the option for Debit Card Services.
3. Ask the customer care executive for your daily ATM withdrawal limit.

Or visit your home branch and request a card feature sheet.

Customer care support ensures you get the correct information even without digital access.

You can safely check your SBI ATM withdrawal limit with these easy methods. 

Conclusion 

Each type of debit card has a different SBI ATM withdrawal limit per day. You can use an ATM, Internet Banking, or YONO to check your limit. Be aware of your daily limit to prevent transaction problems and guarantee safe and easy banking.

FAQs on SBI ATM withdrawal limit 

1. Can I withdraw more than ₹10,000 without OTP at an SBI ATM?

No. SBI requires OTP for withdrawals above ₹10,000, unless covered under special cases related to SBI ATM withdrawal limit without OTP.

2. What is the SBI ATM withdrawal limit per month?

The State Bank of India (SBI) does not publish a fixed SBI ATM withdrawal limit per month. However, the daily withdrawal limits vary by debit card type. For example, up to ₹40,000/day for Classic/Maestro cards, up to ₹50,000/day for Gold cards, and up to ₹1,00,000/day for Platinum International cards.

3. What are the charges for SBI Visa Global Debit Card ATM withdrawals outside India?

SBI applies a ₹100 transaction fee, a 3.5% currency conversion markup on the withdrawal amount, and 18% GST on the ₹100 fee, which comes to ₹18 for international ATM withdrawals. This means your total cost is ₹118 plus 3.5% of whatever amount you withdraw. For example, if the converted withdrawal value is ₹10,000, the charges will be about ₹468 in total.

4. Can I withdraw an amount from the SBI ATM after exceeding the UPI transaction limit?

Yes, withdrawing cash from an SBI ATM is independent from your UPI transaction limit. The UPI limit (for e-payments) is ₹1,00,000 per day for SBI. Your ability to withdraw cash will depend on your ATM/debit card daily limit, not on how much you’ve used UPI. You can withdraw cash as long as it is within your sbi atm withdrawal limit per day.

5. Why is SBI charging me for ATM withdrawals after a few transactions?

SBI gives only a limited number of free ATM withdrawals per month. Most savings accounts get 5 free SBI ATM transactions and 3–5 free non-SBI ATM transactions (depending on metro or non-metro). After this, SBI charges ₹10 + GST at SBI ATMs and ₹20 + GST at other bank ATMs. Since the limit is monthly, not daily, charges apply once you cross it.
 

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