Kotak ATM Withdrawal Limit – Daily Limit, Charges & Card Rules

Key Insights 

1. You can quickly check your Kotak debit card’s ATM withdrawal limit using the app or net banking. This helps you avoid unexpected issues and manage your cash flow better.

2. ATM withdrawal limits depend on your card type and can range from ₹50,000 to ₹2.5 lakh per day. Choose a card that fits your financial needs.

3. You can view, manage, or request a higher ATM withdrawal limit online in just a few steps, giving you more control over your account.

Kotak Bank offers various types of Debit cards that help you manage your finances, allowing you to withdraw cash as needed.

Using a Kotak Bank card to withdraw cash from an ATM will incur charges, and the fee depends on the withdrawal amount.

In this blog, you can learn about the ATM withdrawal limit for different types of Kotak Bank cards and how to check your Kotak card withdrawal limit.

You can learn how to increase your Kotak ATM withdrawal limit and what the transaction charges are for the Kotak ATM withdrawal limit..

What is Kotak Bank's ATM Withdrawal Limit?

Kotak Bank provides ATM facilities to customers, but there are limits on cash withdrawals at its ATMs. This helps you to save unnecessary penalties.

Let's examine the ATM withdrawal limit for Kotak Bank, using an example.

My friend Aman uses the Kotak Solitaire Debit Card regularly because it offers a 2.5% fuel surcharge waiver on fuel spend up to ₹30,000 per month.

The Kotak Solitaire Debit Card has an ATM withdrawal limit that Aman should be aware of, as it helps him avoid unnecessary fees.

Still, sometimes Aman needs cash, so he uses his Kotak Solitaire Debit Card for cash withdrawals, according to the card's withdrawal limit.

Bonus Tip: Do you know? You need to write an email if you have any queries related to Debit Cards, Credit Cards, Loans, Kotak Securities, Car Finance, FASTag, or debit card insurance.

Kotak Bank ATM Withdrawal Limit by Card Type

Kotak offers various Debit cards to customers, which allow you to withdraw cash; however, every Debit Card has its own ATM withdrawal Limit.

Here is the Kotak Debit Card ATM withdrawal Limit:
 

These are the top Debit Cards of Kotak Bank with offers that have different ATM withdrawal limits for customers.

How to Check Kota Bank ATM Withdrawal Limit?

There are several processes which help you check your Kota debit card and allow you to decide whether to increase or decrease your debit card limit.

Here is the process to check the Kota Bank ATM Withdrawal Limit.

1. Through the Kotak Mobile App
    

Follow these steps to check your Kotak ATM withdrawal limit.

• Open the Kotak Mobile Banking App and log in with your CRN, username or debit card number, along with your password.
   
• Go to the “Banking” or “Cards” section. The exact location may vary slightly depending on your app version.
   
• Find the option for “Debit Card” or “Card Control.”
   
• If you have more than one debit card, choose the one you want to manage.
   
• Go to the “Limit Management” or “Card Controls” section. Here, you can view and change your daily ATM withdrawal and purchase limits, or reset them to default levels.

These steps help you check your Kotak ATM withdrawal limit.

2. Via Kotak Internet Banking

If you want to check or change your Kotak Mahindra Bank ATM withdrawal limit, just follow these simple steps:

• Sign in to your Kotak Net Banking account.
   
• Go to the “Cards” or “Debit Card and ATM” section.
   
• Click on the withdrawal limit option.
   
• You’ll see your ATM and shopping limits there, depending on your account type and card.

With a few clicks, you can see your ATM withdrawal and shopping limits, so you always know how much you can spend.

3. By calling customer care or visiting a branch

If you want to check your Kota Bank ATM withdrawal limit, you can call the customer care number 1860 266 2666 24/7.

You can visit a Kotak Bank branch to check your Debit Card withdrawal limit using your Debit card details.

These are the steps to check your Kotak ATM withdrawal details.

Bonus Tip: If you are from abroad and you have any query related to Kotak Bank, you can call +91 22 6204 2001.

Conclusion

You can check your Kotak Bank ATM withdrawal limit through net banking or the App, and you can visit the branch and contact the Kotak customer care. Top debit cards provide various ATM withdrawal limits to suit your daily needs.

FAQs

Why is this Kotak savings account and debit card literally better than all my other credit cards?

A Kotak savings account and debit card can be a better choice than credit cards. They offer benefits such as no minimum balance, possible cash back, and help you avoid debt. Credit cards, on the other hand, can lead to high interest charges and overspending.

Is there a limit to the amount I can withdraw from my Kotak Mahindra Bank savings account?

Yes, Kotak Mahindra Bank savings accounts have withdrawal limits. These limits depend on your account type and the method of withdrawal.

What is a cardless cash withdrawal at Kotak?

Kotak Cardless Cash Withdrawal, or Instant Money Transfer (IMT), allows you to withdraw cash from a Kotak ATM using only your mobile phone. You do not need a debit card.

What is my daily limit for net banking on the Kotak 811 full KYC account?

Transfers to another Kotak account have a daily limit of ₹10,00,000, while one-time transfers to beneficiaries are limited to ₹50,000 per day.