UCO Bank ATM Withdrawal Limit | Know Your Daily & Monthly ATM Cap

Key Takeaways
 

• The UCO Bank withdrawal limit per day depends on your debit card type and account.
   
• You can withdraw only up to a fixed amount per day as set by the bank.
   
• Examples of limits: Rupay Platinum Debit Card: ₹50,000/day, Visa Personalised International Debit Card: ₹25,000–50,000/day, Rupay Metal “ETERNA” Debit Card: ₹2,00,000/day.
   

The UCO Bank ATM withdrawal limit is the maximum amount of cash you can withdraw from an ATM in a single day using your debit card. Think of it like a daily allowance set by the bank to keep your money safe, just as a parent sets a pocket money limit to teach kids to manage their spending responsibly.

Example: Riya, a UCO Bank customer, uses a Rupay debit card with a ₹25,000 daily withdrawal limit. Last week, she withdrew ₹10,000 for groceries and ₹8,000 for medical expenses, staying well within her limit and managing her cash needs efficiently without any transaction issues.

In this blog, we will explain how you can check your UCO Bank ATM withdrawal limit through different methods.

UCO Bank ATM Withdrawal Limit by Card Type

The UCO Bank ATM withdrawal limit depends on the type of debit card you use. Each card is designed to meet the needs of different customers, from regular users to premium account holders. 

These UCO Bank withdrawal limit per day help protect customers from fraud, ensure security, and allow better control over daily cash withdrawals.

Example: I use a Rupay Select Personalised Debit Card. This means I can withdraw up to ₹50,000 per day from ATMs. Last week, I withdrew ₹20,000 in two separate transactions without any issues, which made managing my expenses for an emergency much easier.

UCO Bank offers different ATM withdrawal limits based on card types to suit every customer’s needs. Knowing your card’s limit helps you manage your cash withdrawals effectively and avoid transaction issues.

Bonus Tip: Always check your UCO Bank debit card type before withdrawing cash, because the daily ATM limit varies. Planning withdrawals according to your card ensures you do not face failed transactions or unnecessary delays.

How to Check UCO Bank ATM Withdrawal Limit 

You can easily find out your daily ATM withdrawal limit using multiple convenient methods.

• Through the UCO Bank Mobile App

You cannot check the specific ATM withdrawal limit through the UCO mBanking Plus app, as the app does not have a dedicated option for this feature. However, you can still view basic card details, transaction history, and account balance in the app. To know your ATM withdrawal limit, you should contact UCO Bank customer care, visit your home branch, or check the official UCO Bank website for updated information about your card type and its limits.

• Via Internet Banking Dashboard

You cannot check your specific ATM withdrawal limit directly through the Internet Banking dashboard.

• By visiting the nearest ATM (check the balance slip)

You cannot check your exact UCO Bank ATM withdrawal limit directly on a balance slip, as it only shows your available account balance. However, you can still use the ATM to access related details and monitor your account activity. Follow these simple steps to understand what you can do at the ATM:

1. Visit the nearest UCO Bank ATM: Go to any nearby UCO Bank ATM and insert your debit card into the machine.
    
2. Enter your PIN: Type your 4-digit Personal Identification Number to access your account options.
    
3. Check your balance: Select the Balance Inquiry option to view your available account balance. The printed slip will show only your balance, not your withdrawal limit.
    
4. Get a mini-statement: You can also select Mini Statement to view your last ten transactions. This helps you track recent debits and withdrawals but not your daily limit.

To know your specific daily ATM withdrawal limit, contact UCO Bank customer care, visit your home branch. These are the only reliable ways to confirm your exact withdrawal limit.

• By calling the customer or visiting a branch

You can easily check your UCO Bank ATM withdrawal limit by contacting the bank’s customer care team. This is one of the most reliable ways to get accurate information about your card’s daily withdrawal and transaction limits. Follow these steps to do it:

1. Call the toll-free number: Dial 1800 890 110 from your registered mobile number.
    
2. Choose the language: Select your preferred language from the options provided on the IVR menu.
    
3. Follow the voice instructions: Choose the option related to Debit Card or ATM Services.
    
4. Speak to a customer care executive: Once connected, request details about your ATM withdrawal limit for your specific card type.
    
5. Confirm your identity: The executive may ask for verification details like your name, account number, or date of birth before sharing information.

The customer care representative will inform you of your daily withdrawal limit and can also help if you wish to increase or check transaction limits for online or POS use.

Conclusion

Your UCO Bank ATM withdrawal limit helps you manage cash and avoid transaction failures. You can check the limit through Internet Banking, the UCO mBanking Plus app, Customer Care, or by visiting your nearest branch. ATM balance slips do not show the limit, so always know your card type and daily withdrawal cap to plan transactions smoothly.

FAQs

FAQ: Why is my UCO Bank debit card declined at the ATM?
Your debit card can be declined for several reasons: insufficient funds, wrong PIN, reaching the daily withdrawal limit, expired card, or a bank security block. Check your account balance, PIN, and card validity to fix the issue.

FAQ: What should I do if my UCO Bank ATM card is not working?
Call the number on the back of your card or contact UCO Bank customer care. They can identify the problem and help you withdraw cash safely. Also, check your daily limit and ensure your card details are correct.

FAQ: Why did UCO Bank charge me for passbook transactions?

UCO Bank charges a fee if your passbook shows more than 50 debit transactions in a half-year. For example, if you make over 100 transactions, the bank may deduct a fee, like Rs. 640, for the extra entries.

FAQ: What is the ATM withdrawal limit for tourists in India?

Most ATMs in India allow a maximum of ₹10,000 per transaction for foreign cards. To get more cash, contact your hotel or visit a licensed foreign exchange bureau, as multiple ATM transactions can lead to high fees.

FAQ: Can I increase my UCO Bank daily ATM withdrawal limit?

Yes, you can request a higher daily limit by visiting your branch or calling UCO Bank customer care. The bank may adjust the limit based on your account type and card variant.
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.