Union Bank ATM Withdrawal Limit | Daily & Monthly ATM Limits Explained

Key takeaways
 

• The Union Bank ATM withdrawal limit per day varies based on the type of debit card and the account you hold.
   
• Each card has a fixed daily cap decided by the bank, and staying aware of your 
   
• Union Bank ATM withdrawal limit per day helps you plan your cash needs and avoid failed transactions.
   

The Union Bank ATM withdrawal limit per day decides how much cash you can take out using your debit card. It works like a fuel tank limit in a vehicle no matter how far you want to travel, you can only use the amount allowed each day, ensuring controlled and safe usage.

For example, my friend Aarav, who uses a Union Bank Platinum Debit Card, can withdraw up to ₹1,00,000 in a day. This limit helps him manage urgent cash needs, plan expenses better, and avoid multiple ATM trips or transaction failures.

In this blog, we will explain how to check your Union Bank ATM withdrawal limit through different methods.

Union Bank ATM Withdrawal Limit by Card Type 

Union Bank of India offers different types of debit cards, each with its own daily ATM withdrawal limit. These limits depend on the card category and are designed to suit the spending needs of various customers, from regular users to premium account holders.

Example:

My cousin Neha uses the RuPay Empower Her Debit Card, which allows her to withdraw up to ₹75,000 per day. This limit helps her handle monthly household payments smoothly without visiting the ATM multiple times.

Knowing your Union Bank ATM withdrawal limit per day helps you plan your cash requirements and avoid declined transactions. Always check your card type to ensure you stay within the set daily limit and manage your money more efficiently.

Bonus Tip

Check your Union Bank mobile app before withdrawing, because the app shows your remaining free ATM transactions and helps you avoid extra charges when using other banks’ ATMs.

How to Check Union Bank ATM Withdrawal Limit 

If you want to know your daily cash limit, Union Bank makes it very easy to check it directly on your phone. The Vyom mobile app shows your current ATM withdrawal limit and even lets you manage or change your transaction limits whenever needed.

• Through the Union Bank Mobile App

You can check your Union Bank ATM withdrawal limit easily through the Vyom mobile app. The app not only shows your current daily withdrawal limit but also allows you to manage or set transaction limits as per your preference. Follow these simple steps:

1. Log in to the Union Bank Vyom app: Open the app on your phone and sign in using your credentials.
2. Go to the “More” option: Tap on the More menu from the home screen.
3. Select “Transaction Limits”: Choose this option to view or adjust your limits.
4. Check your daily ATM withdrawal limit: The app will display your current limit, which varies depending on your debit card type.

Using the Vyom app is a quick and convenient way to keep track of your Union Bank ATM withdrawal limit anytime and anywhere.

• Via Internet Banking dashboard

You can check your Union Bank ATM withdrawal limit easily through the internet banking dashboard. The portal allows you to view and manage your personalised transaction limits, including your daily ATM withdrawal cap. Follow these simple steps:

1. Log in: Visit the official Union Bank of India Internet Banking portal and log in using your user ID and password.
2. Navigate to limits management: After logging in, go to the section for managing your account or transaction limits. You may find it under Accounts or a similar menu.
3. Find your personalised limits: Click on View Personalised Limits or a similar option to open your limit settings.
4. Check your limit: You will see your daily and per-transaction ATM withdrawal limits displayed on the screen.

By using the Internet Banking dashboard, you can easily view and manage your ATM withdrawal limits without visiting the branch.

• By visiting the nearest ATM

You cannot check your specific Union Bank ATM withdrawal limit at the ATM itself. However, you can still use the ATM to view your account balance and recent transactions. Follow these steps to understand what you can do at the ATM:

1. Visit the nearest ATM: Go to any Union Bank ATM and insert your debit card into the machine.
2. Enter your PIN: Type your four-digit PIN to access your account.
3. Select “Balance Enquiry”: Choose this option to check your available balance. The slip will show your balance amount but not your withdrawal limit.
4. Get a mini-statement: You can also select Mini Statement to view your last few transactions for better tracking.

To know your exact ATM withdrawal limit, contact Union Bank customer care, visit your home branch, or check it through Internet Banking or the Vyom mobile app.

• By calling customer care or visiting a branch

You can check your Union Bank ATM withdrawal limit easily by contacting the bank’s customer care service. This is one of the quickest ways to get accurate details about your daily withdrawal and transaction limits. Follow these steps:

1. Call the toll-free numbers: Dial 1800 2222 44 or 1800 208 2244 from your registered mobile number.
2. Select your language: Choose your preferred language from the options provided on the IVR menu.
3. Follow the voice instructions: Select the option related to Debit Card or ATM Services.
4. Speak to a customer care executive: Once connected, request details about your ATM withdrawal limit for your specific debit card type.
5. Verify your details: The executive may ask for your account number, name, or date of birth for verification.

The customer care team will inform you of your daily withdrawal limit and can also guide you if you wish to update or review your transaction limits.

Conclusion

Your Union Bank ATM withdrawal limit plays an important role in planning your daily cash needs and avoiding failed transactions. You can check this limit through the Vyom app, Internet Banking, customer care, or by visiting a nearby branch. When you stay aware of your card’s limit, your everyday banking becomes smoother and easier.

FAQs

FAQ: How can I check my Union Bank ATM withdrawal limit?
You can check your limit through the Vyom mobile app, Internet Banking, customer care, or by visiting your nearest Union Bank branch. Each method shows the exact daily limit linked to your debit card.

FAQ : Can I withdraw money from a Union Bank ATM without knowing my PIN?
No, you cannot withdraw cash without your PIN. Union Bank requires the correct PIN for every ATM transaction to keep your account secure.

FAQ : What should I do if I forget my Union Bank ATM PIN?
You should reset your PIN through the Vyom app, Internet Banking, or by visiting a nearby Union Bank branch. Once you set a new PIN, you can use your card normally again.

FAQ : What is the Union Bank ATM withdrawal limit at other banks’ ATMs?

Union Bank usually allows cash withdrawals of up to ₹10,000 per transaction when you use another bank’s ATM. The limit may reduce if the ATM has lower machine limits.

FAQ : How many free withdrawals can I make at other banks’ ATMs?

You normally get 5 free ATM transactions per month in metro cities and 5 free in non-metro areas. The bank charges a small fee after the free limit ends.
 

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