Kotak Credit Card lounge access allows cardholders to enjoy a premium travel experience with complimentary access to select airport lounges across India. This benefit is available on eligible Kotak credit cards, adding extra comfort and convenience to your journey.

Let’s understand this with an example. For instance, Ramesh, a frequent flyer from Mumbai, uses his Kotak Royale Signature Credit Card. In one quarter, he spent on travel, dining, and fuel.

As he crossed the eligible spend threshold, he received complimentary domestic lounge access at Mumbai Airport. He relaxed with refreshments and free Wi-Fi before his flight.

Category	Monthly Spend (₹)	Quarterly Total (₹)
Travel bookings	12,000	36,000
Dining & Cafes	5,000	15,000
Fuel	3,000	9,000
Total	—	₹60,000

Since Ramesh spent ₹60,000 in a quarter, he met the lounge access requirement. Always check your card’s specific lounge access policy, as it varies by card type.

Features and Benefits of Kotak Credit Card Lounge Access

Kotak credit cards offer complimentary lounge access, travel perks, cashback, and luxury benefits, enhancing your travel comfort and spending efficiency based on your card type.

The table below outlines the key features and benefits of each eligible Kotak credit card:

Types

Features & Benefits

Royale Signature Credit Card

Enjoy 2 complimentary lounge visits every quarter at select DreamFolks lounges in India.

Simply swipe your Kotak Royale Signature Credit Card to access the lounge.

Benefit from gourmet meals, comfortable seating, widescreen TVs, newspapers, magazines, and free Wi-Fi.

Effective 1st June 2025, spend ₹75,000 in a calendar quarter to qualify for lounge access in the next quarter.

Earn up to 4 reward points for every ₹150 spent using your credit card.

Earn 4 reward points on special categories, including hotels, restaurants, travel agencies, tour operators, airlines, and international transactions.

Earn 2 reward points on all other eligible categories.

Kotak Corporate Wealth Signature Credit Card

Earn high cashback on business spends using the Kotak Corporate Wealth Signature Credit Card.

Enjoy interest-free funds for up to 48 days, functioning like an overdraft facility.

Eliminate the hassle of cash handling, as the company pays for professional expenses.

Get a fuel surcharge waiver on transactions between ₹500 and ₹3,000.

Avail a maximum fuel surcharge waiver of ₹3,500 in a calendar year.

Enjoy a railway surcharge waiver for bookings

The maximum railway surcharge waiver allowed is ₹500 per calendar year.

Receive real-time SMS and email alerts for every transaction to ensure security.

Kotak Solitaire Credit Card

Earn 10 Air Miles for every ₹100 spent on travel bookings through Kotak Unbox.

Enjoy unlimited global lounge access for you and your add-on card members.

Avail luxury stay offers with a 3rd night free or 50% off on the 2nd night at ITC, Elivaas, and Alaya.

Transfer Air Miles to your preferred airline or hotel loyalty programme; 1 Air Mile = ₹1 for travel bookings.

Earn 3 Air Miles for every ₹100 spent on all other purchases.

Pay zero Forex mark-up on all international transactions.

Withdraw cash with just a 1% fee and enjoy zero interest until the due date.

Use a premium, metal-built card that symbolises a refined lifestyle.

Kotak White Reserve Credit Card

No need to calculate points. You earn direct White Pass value when you reach spending milestones.

You can earn a White Pass Value of up to ₹2.5 lakh each year.

You get access to a wide range of redemption options, including vouchers for top brands, flights, hotels, and more.

You can use your White Pass balance to get cashback.

You will enjoy special services like travel bookings, personal shopping, restaurant reservations, and more.

You can attend some of the most exclusive global events.

You can make every occasion extra special with personalised gifting and birthday services.

You get help with organising events and services tailored to your needs.

You can enjoy up to 25% off on food and drinks in India, and up to 20% off across the Asia Pacific.

Get up to 20% off the Best Available Room Rates in India and weekend stays in the Asia Pacific.

Eligibility Criteria for Kotak Credit Card Lounge Access

To enjoy lounge access benefits with a Kotak Credit Card, you must meet certain eligibility conditions. These ensure that the cardholder qualifies for premium travel privileges offered by the bank. The key criteria are listed in the table below:

Criteria	Details
Age (Primary Cardholder)	You must be between 21 and 65 years old.
Age (Add-on Cardholder)	You must be at least 18 years old.
Residency	You must be a resident of India.
Annual Income	You must earn at least ₹24 lakhs per annum.

Kotak Bank offers lounge access benefits only to those who qualify under these conditions. Make sure your profile meets the bank’s standards before applying for the card.

Note: This is for the Royale Signature Credit Card, so eligibility criteria for annual income may vary for different credit cards.

How to Use a Kotak Credit Card for Lounge Access?

To use a Kotak Credit Card for airport lounge access, first check if your card offers this benefit. Cards like the Kotak White Reserve or Kotak Privy League often provide complimentary or discounted access to select lounges.

When you reach the airport lounge, follow these steps:

Present your Kotak Credit Card at the lounge reception.
Show your boarding pass and valid ID proof.
If your card includes complimentary access, you won’t need to pay. Otherwise, a discounted charge may apply.
You can use the lounge services such as free Wi-Fi, snacks, drinks, and comfortable seating.

If you hold a Priority Pass membership through your Kotak card, carry it along, as it can help you enter international lounges easily.

Remember, most cards offer a limited number of free visits per quarter or year, so track your usage to avoid extra charges.

Kotak Credit Card Participating Airport Lounges

Kotak Credit Card holders can enjoy complimentary or discounted access at select airport lounges across India. By simply swiping your eligible Kotak credit card at the lounge, you can relax and enjoy various amenities before your flight.

The list below shows the participating lounges and their respective locations:

Lounge Name	City	Terminal
Primus Lounge	Agartala	Main Terminal
The Lounge	Ahmedabad	Terminal 1
Zesto Lounge	Allahabad	Terminal 1
Airr Lounge	Amritsar	Main Terminal
Primus Lounge	Amritsar	Terminal 1
BLR	Bengaluru	Terminal 1
080 Domestic	Bengaluru	Terminal 1
080 Domestic	Bengaluru	Terminal 2
Primus Lounge	Bhopal	Terminal 1
Bird Lounge	Bhubaneswar	Terminal 1
Bird Lounge	Calicut	Terminal 1
Primus Lounge	Chandigarh	Main Terminal
Primus Lounge	Chandigarh	Main Terminal
Travel Club Lounge A	Chennai	Terminal 1
Travel Club Lounge B	Chennai	Terminal 1
Travel Club Lounge	Chennai	Terminal 4
Travel Club Lounge	Chennai	Terminal 2
Earth Lounge	Cochin	Terminal 1
Earth Lounge	Cochin	Terminal 3
Blackberry Lounge	Coimbatore	Terminal 1
Brew House	Dabolim	Terminal 1
Bird Lounge	Dehradun	Terminal 1
Saptagiri Restaurant	Dibrugarh	Terminal 1
The Lounge	Guwahati	Terminal 1
Encalm Lounge	Hyderabad	Terminal 1
Encalm Lounge	Hyderabad	Terminal 1
Primus Lounge	Indore	Terminal 1
The Lounge	Jaipur	Terminal 2
Paahun The Executive Lounge	Jammu	Terminal 1
Pearl Lounge	Kannur	Main Terminal
Pearl Lounge	Kannur	Main Terminal
Travel Club Lounge	Kolkata	Terminal 2
Travel Club Lounge	Kolkata	Terminal 1
Primus Lounge	Madurai	Terminal 1
Loyalty Lounge	Mumbai	Terminal 2
Adani Lounge	Mumbai	Terminal 1B
Adani Lounge	Mumbai	Terminal 2
Travel Club Lounge	Mumbai	Terminal 1c
The Airr Lounge And Bar	Nagpur	Main Terminal
Mandarin Lounge	Nagpur	Terminal 1

There are many more lounges for the Kotak Credit Card. Click here to check all.

Conclusion

Kotak credit cards make lounge access smooth and rewarding for frequent flyers and occasional travellers alike. By choosing a suitable Kotak credit card, you can enjoy complimentary or discounted access to comfortable airport lounges, helping you avoid crowded terminals and relax before your flight.

Some cards also offer global access through Priority Pass. Just make sure to check the number of free visits allowed, any usage conditions, and your spending pattern. With the right card and a little planning, you can make every journey more pleasant, productive, and stress-free.

FAQ’s

Which Kotak credit cards offer lounge access?
Cards like Kotak White Reserve, Privy League, and Royale Signature offer lounge access benefits.

How many free lounge visits do I get?
Most Kotak cards offer 2 complimentary visits per quarter at select lounges in India.

How do I access the lounge with my card?
Swipe your eligible Kotak credit card at the lounge counter along with your boarding pass and ID.

Can I use lounge access at international airports?
Only select cards with the Priority Pass offer international lounge access. Check your card’s benefits for details.

Is there a spending condition for lounge access?
Yes, from 1st June 2025, you must spend ₹75,000 in a calendar quarter to enjoy lounge access in the next quarter.

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