Author
LoansJagat Team
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6 Min
01 Jul 2025
Kotak Credit Card Lounge Access – Updated Perks & Eligibility Guide
Kotak Credit Card lounge access allows cardholders to enjoy a premium travel experience with complimentary access to select airport lounges across India. This benefit is available on eligible Kotak credit cards, adding extra comfort and convenience to your journey.
Let’s understand this with an example. For instance, Ramesh, a frequent flyer from Mumbai, uses his Kotak Royale Signature Credit Card. In one quarter, he spent on travel, dining, and fuel.
As he crossed the eligible spend threshold, he received complimentary domestic lounge access at Mumbai Airport. He relaxed with refreshments and free Wi-Fi before his flight.
Since Ramesh spent ₹60,000 in a quarter, he met the lounge access requirement. Always check your card’s specific lounge access policy, as it varies by card type.
Features and Benefits of Kotak Credit Card Lounge Access
Kotak credit cards offer complimentary lounge access, travel perks, cashback, and luxury benefits, enhancing your travel comfort and spending efficiency based on your card type.
The table below outlines the key features and benefits of each eligible Kotak credit card:
Eligibility Criteria for Kotak Credit Card Lounge Access
To enjoy lounge access benefits with a Kotak Credit Card, you must meet certain eligibility conditions. These ensure that the cardholder qualifies for premium travel privileges offered by the bank. The key criteria are listed in the table below:
Kotak Bank offers lounge access benefits only to those who qualify under these conditions. Make sure your profile meets the bank’s standards before applying for the card.
Note: This is for the Royale Signature Credit Card, so eligibility criteria for annual income may vary for different credit cards.
How to Use a Kotak Credit Card for Lounge Access?
To use a Kotak Credit Card for airport lounge access, first check if your card offers this benefit. Cards like the Kotak White Reserve or Kotak Privy League often provide complimentary or discounted access to select lounges.
When you reach the airport lounge, follow these steps:
- Present your Kotak Credit Card at the lounge reception.
- Show your boarding pass and valid ID proof.
- If your card includes complimentary access, you won’t need to pay. Otherwise, a discounted charge may apply.
- You can use the lounge services such as free Wi-Fi, snacks, drinks, and comfortable seating.
If you hold a Priority Pass membership through your Kotak card, carry it along, as it can help you enter international lounges easily.
Remember, most cards offer a limited number of free visits per quarter or year, so track your usage to avoid extra charges.
Kotak Credit Card Participating Airport Lounges
Kotak Credit Card holders can enjoy complimentary or discounted access at select airport lounges across India. By simply swiping your eligible Kotak credit card at the lounge, you can relax and enjoy various amenities before your flight.
The list below shows the participating lounges and their respective locations:
There are many more lounges for the Kotak Credit Card. Click here to check all.
Conclusion
Kotak credit cards make lounge access smooth and rewarding for frequent flyers and occasional travellers alike. By choosing a suitable Kotak credit card, you can enjoy complimentary or discounted access to comfortable airport lounges, helping you avoid crowded terminals and relax before your flight.
Some cards also offer global access through Priority Pass. Just make sure to check the number of free visits allowed, any usage conditions, and your spending pattern. With the right card and a little planning, you can make every journey more pleasant, productive, and stress-free.
FAQ’s
Which Kotak credit cards offer lounge access?
Cards like Kotak White Reserve, Privy League, and Royale Signature offer lounge access benefits.
How many free lounge visits do I get?
Most Kotak cards offer 2 complimentary visits per quarter at select lounges in India.
How do I access the lounge with my card?
Swipe your eligible Kotak credit card at the lounge counter along with your boarding pass and ID.
Can I use lounge access at international airports?
Only select cards with the Priority Pass offer international lounge access. Check your card’s benefits for details.
Is there a spending condition for lounge access?
Yes, from 1st June 2025, you must spend ₹75,000 in a calendar quarter to enjoy lounge access in the next quarter.
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LoansJagat Team
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