HomeLearning CenterICICI Visa Platinum Debit Card Lounge Access – Free Entry Guide
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LoansJagat Team

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22 Jul 2025

ICICI Visa Platinum Debit Card Lounge Access – Free Entry Guide

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Mukkhi Kumar had the dream of travelling to the vibrant city of Kuala Lumpur, Malaysia. He exceeded the ₹10,000 minimum required to get two complimentary domestic lounge trips this quarter by spending ₹12,000 on his ICICI Visa Platinum Debit Card last quarter.

 

On the day of his trip, Mukkhi utilised his card to enter the Delhi Airport lounge rather than standing in the crowded airport. He enjoyed free Wi-Fi, snacks, and comfortable sitting after paying the nominal ₹2 authorisation cost.

 

The tranquillity of the lounge was a perfect beginning to his journey. As he boarded his plane to Malaysia feeling refreshed and prepared, he thought, "All for just ₹2 and a little smart spending."

ICICI Visa Platinum Debit Card Lounge Access Overview

The ICICI Visa Platinum Debit Card offers two complimentary domestic airport lounge visits per calendar quarter at partnered lounges across India. To qualify, cardholders must spend a minimum of ₹10,000 in the preceding calendar quarter via POS or e‑commerce transactions only (ATM withdrawals don’t count). 

Once eligible, you’ll enjoy the lounge entries in the next quarter by presenting your debit card and boarding pass; a nominal ₹2 authorisation fee per visit applies to validate access.

Features & Benefits of ICICI Visa Platinum Debit Card Lounge Access

Complimentary Lounge Visits

  • 2 free domestic lounge entries per calendar quarter at participating Indian airport lounges

Eligibility Requirement

  • You must spend at least ₹10,000 in the preceding calendar quarter, via POS or e-commerce transactions. ATM withdrawals and cash transactions don’t count

Authorisation Fee

  • A nominal ₹2 charge is applied at each lounge entry to verify eligibility.

Usage Conditions

  • You must present your valid debit card and a boarding pass for same-day or next-day travel. Complimentary access typically covers only the primary cardholder, with guest charges applicable separately.

Other Card Perks

  • High transaction limits (e.g., ₹1 lakh daily ATM, ₹7.5 lakh POS), fuel surcharge waiver, reward points, zero liability protection, etc.

Example:
 

Period

Action & Spend

Result

Apr–Jun 2025

₹12,500 spent on e‑commerce/POS

Qualifies (₹ 12,500 ≥ ₹ 10,000 threshold)

Jul–Sep 2025

Eligible for 2 free domestic lounge visits

-

Jul 10, 2025

₹2 swipe fee deducted at Delhi Airport

Access granted for ₹ 2 (actual cost ~₹1,800+)

Sep 20, 2025

Second lounge visit in Mumbai

Again ₹2 – total ₹4 for two visits (~₹3,600 value)

Note: Spend ₹10,000+ in one quarter, get 2 free domestic lounge visits next quarter,  pay just ₹2 per visit. It’s a smart, low-cost perk if you travel moderately—upgrade comfort without a steep price tag.

Eligibility Criteria for ICICI Visa Platinum Debit Card Lounge Access
 

  • Minimum Spend: You must spend at least ₹10,000 in the preceding calendar quarter via POS or e-commerce transactions. (ATM withdrawals and cash do not count.)
     
  • Benefit: Once eligible, you’re entitled to 2 complimentary domestic lounge visits in the next quarter.
     
  • Verification: Present your valid debit card and boarding pass, and pay a nominal ₹2 authorisation fee at each visit.
     
  • Who Pays: The free visits typically cover only the primary cardholder; guests are charged extra.

Example:
 

Period

Spend Activities

Total Spend

Result

Apr–Jun 2025

₹4,500 (groceries) + ₹3,000 (fuel) + ₹3,000 (online shopping)

₹10,500

Crosses the ₹10,000 threshold, eligible for July–Sept lounge visits

Jul 15, 2025

Lounge visit at Delhi Airport

₹2 authorisation fee

 

 

First free access granted

Sep 2, 2025

Lounge visit at Mumbai Airport

₹2 fee

Second free access granted

  • Total spend required: ₹10,000
     
  • Lounge entries earned: 2 in the next quarter
     
  • Your total lounge cost: ₹4 (₹2 × 2)
     
  • Estimated savings: ~₹3,600–₹3,800 (if lounge entry cost ~₹1,800 each.

How to Use the ICICI Visa Platinum Debit Card for Lounge Access?
 

Action

Details

Example

Spent in the Previous Quarter

Spend ₹10,000 or more via POS or online (not ATM/UPI)

Apr–Jun 2025: ₹11,250 spent (₹4,000 groceries, ₹3,000 fuel, ₹4,250 travel booking)

Wait for Eligibility to Activate

Automatically becomes eligible for 2 free lounge visits in the next quarter

Eligible for Jul–Sep 2025

Visit the Lounge at the Participating Airport

Go to a partner domestic airport lounge with valid documents

Lounge at Delhi T3 Terminal

Present Card + Boarding Pass

Show your ICICI Visa Platinum Debit Card and boarding pass

July 15, 2025 – Flight to Mumbai

Pay ₹2 Authorisation Fee

The card is swiped; a ₹2 charge confirms eligibility

₹2 debited from your account

Enjoy Complimentary Lounge Access

Relax with free Wi-Fi, snacks, beverages, and seating

Saved ~₹1,800 in lounge entry fee

Use Second Access (Same Quarter)

Can be used at a different airport

Aug 30, 2025 – Lounge visit at Bengaluru Airport, ₹2 fee

Total Benefit Summary

2 visits used for just ₹4; total lounge value ~₹3,600–₹4,000

Net savings ~₹3,596

ICICI Visa Platinum Debit Card Participating Airport Lounges
 

City

Lounge Name

Terminal

Ahmedabad

The Lounge

Terminal 1 (Domestic & International)

Bengaluru

BLR International Lounge

Terminal 1 (International)

 

BLR Domestic Lounge

Terminal 1 (Domestic)

Chennai

Travel Club Lounge A & B

Terminal 1 (Domestic)

 

Travel Club Lounge

Terminal 3 (International)

Delhi

Encalm Lounge

Terminal 1 (Domestic)

 

Encalm Lounge

Terminal 3 (International & Domestic)

Hyderabad

Encalm Lounge

Main Terminal (Domestic & International)

Kolkata

Travel Club Lounge

Terminal 1 (Domestic) & Terminal 2 (International)

Mumbai

Travel Club Lounge

Terminal 1C (Domestic)

 

Oasis Lounge

Terminal 1B (Domestic)

Pune

Earth Lounge

Terminal 1 (Domestic)

Usage Example:
 

  • Qualifying Spend: Apr–Jun 2025 – ₹11,500 (POS + e‑comm) – meets the ₹10,000 requirement.
     
  • Lounge Access (Jul–Sep 2025):
    • Jul 8: Used Encalm Lounge at Delhi (Terminal 3, Domestic) - ₹2 authorisation fee.
    • Aug 20: Travelled through Mumbai - used Travel Club Lounge (Terminal 1C) - ₹2 fee.
       
  • Total Cost: ₹4 for two visits.
     
  • Estimated Value: - ₹3,600 (₹1,800 per lounge entry).
     
  • Net Savings: - ₹3,596.

Conclusion

Eight of India's largest airports, Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, and Pune, have lounges for holders of the ICICI Visa Platinum Debit Card. To enjoy luxurious comfort twice a quarter, just pay ₹10,000 in a quarter and ₹2 each time you visit the lounge.

FAQs: ICICI Visa Platinum Debit Card Lounge Access

1. How many lounge visits are free with the ICICI Visa Platinum Debit Card?

You get 2 complimentary domestic lounge visits per calendar quarter, subject to eligibility.

2. What is the minimum spend requirement for lounge access?

You must spend ₹10,000 or more via POS or online in the previous calendar quarter.

3. Is there any charge at the lounge even if access is free?

Yes, a ₹2 authorisation fee is charged to validate access at the lounge.

4. Can I bring a guest with me using this benefit?

No, only the cardholder is eligible for complimentary access; guests will be charged.
 

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