HSBC credit cards offer complimentary airport lounge access at select domestic airports, providing cardholders with a more relaxed and premium travel experience. Access is subject to card type and spending patterns.
Example for Easy Understanding
Arjun, a financial analyst from Chennai, uses his HSBC Visa Platinum Credit Card for both work and personal expenses. Over three months, he spent on flight bookings, groceries, and dining. As his total quarterly spending met the eligibility criteria, he availed himself of complimentary lounge access at Chennai Airport before a business trip.
Expense Type
Monthly Spend (₹)
Quarterly Total (₹)
Flight Bookings
10,000
30,000
Groceries & Shopping
6,000
18,000
Dining & Coffee Shops
4,000
12,000
Total
₹60,000
With a quarterly spend of ₹60,000, Arjun qualified for lounge access. Cardholders should review their specific card's lounge programme and terms, as access limits and eligible airports may vary.
Features and Benefits of HSBC Credit Card Lounge Access
Type
Features
HSBC Premier Credit Card
Enjoy lounge access at over 1,400 airports worldwide.
Get international travel insurance and global support.
Earn rewards every time you use your card for spending.
Use rewards for shopping, dining, entertainment, and flights.
Get protection against online fraud and misuse of your card.
Receive insurance cover up to ₹3,00,000 for lost card misuse, even 24 hours before reporting.
HSBC TravelOne Credit Card
Earn double reward points on flights, travel bookings, and foreign currency spends.
Redeem points instantly through the HSBC app with top airline and hotel partners.
Enjoy free lounge access, holiday deals, car hire, and lifestyle discounts.
Spread your payments easily with HSBC Instalment Plans that suit your needs.
HSBC Taj Credit Card
Enjoy unlimited room upgrades and savings on stays and dining worldwide.
Relax with spa therapies and exclusive swimming pool access.
Get access to The Chambers Lounge, Taj Club Lounge, and networking events.
Travel in style with lounge access, Emirates flight offers, and limousine transfers.
Benefits
Type
Benefits
HSBC Premier Credit Card
Convert reward points to air miles at a 1:1 ratio with over 20 airlines.
Get the full value of ₹1 per point on Apple product redemptions.
Keep your reward points forever as they never expire.
Earn 3 reward points for every ₹100 you spend.
Enjoy a low 0.99% foreign exchange markup globally without conditions.
Access unlimited domestic and international airport lounges.
Use 8 complimentary international lounge visits for your guests.
Watch films with buy-one-get-one offers on BookMyShow any day.
Dine with up to 30% off (₹1,250 max) using EazyDiner.
Shop with exclusive deals across premium brands.
Experience a premium metal card designed with elegance.
Enjoy Taj Epicure membership with hotel offers and benefits.
Receive a Taj Experiences gift card worth ₹12,000.
Get a free EazyDiner Prime annual membership.
HSBC TravelOne Credit Card
Earn 4 reward points for every ₹100 spent on flights, travel sites, and foreign currency.
Get 2 reward points for every ₹100 spent on all other purchases, with no cap.
Receive 10,000 bonus points when you spend over ₹12,00,000 in a year.
Earn more reward points by using additional cards.
Instantly convert your reward points to air miles at a 1:1 ratio in the app.
Save 15% on holiday bookings with Yatra, EaseMyTrip, PayTM Travel, and ClearTrip.
Get up to 20% off at selected duty-free shops in India.
Enjoy savings when booking holidays with StayVista.
Access Mastercard World benefits like free golf and holiday discounts.
Get purchase protection of up to USD 20,000 each year.
Use 6 domestic and 4 international lounge visits yearly.
Enjoy discounts on dining, events, and films with the Zomato app.
HSBC Taj Credit Card
Enjoy unlimited room upgrades at Taj and participating IHCL hotels.
Save 25% on the Best Available Rate at Taj Hotels and IHCL properties.
Receive four set meal vouchers for two at selected restaurants.
Get 25% off on food, drinks, and Qmin deliveries.
Unwind with a 60-minute spa session up to four times a year.
Access the sauna and steam room for complete relaxation.
Use the swimming pool for two people up to 12 times a year.
Enter The Chambers Lounge with a guest up to 12 times a year.
Visit the Taj Club Lounge 12 times a year.
Attend ‘Rendezvous’ events with talks, masterclasses, and experiences.
Relax with unlimited global airport lounge access.
Save up to 5% on Emirates flights from India using code ‘INHSBCT’.
Get 15% off on duty-free shopping via the AdaniOne app once a month.
Enjoy 4 complimentary chauffeur-driven limousine rides with Blacklane.
Earn 1.5 reward points per ₹100 on general spending.
Earn 5 reward points per ₹100 spent at Taj, Vivanta, and other IHCL stays.
Redeem 1.5 reward points as ₹1 in your HSBC Taj Wallet.
Eligibility Criteria for HSBC Credit Card Lounge Access
Type
Eligibilty
HSBC Taj Credit Card
You must be between 25 and 75 years old.
You must be a resident of India.
You must earn at least ₹40,00,000 a year if salaried.
You must earn at least ₹60,00,000 a year if self-employed.
You must live in Ahmedabad, Bengaluru, Chandigarh, Chennai, Coimbatore, Delhi NCR, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, or Pune.
HSBC TravelOne Credit Card
You must be between 18 and 65 years old.
You must earn at least ₹4,00,000 a year if salaried.
You must be a resident of India.
You must live in Chennai, Gurgaon, Delhi NCR, Pune, Noida, Hyderabad, Mumbai, Bengaluru, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, or Kolkata.
HSBC Premier Credit Card
You must already be an HSBC Premier customer to apply.
How to Use a HSBC Credit Card Lounge Access?
Visit the airport lounge at your departure terminal.
Show your HSBC credit card and boarding pass at the lounge counter.
Pay a small refundable pre-authorisation charge if asked.
Once your boarding pass is stamped, enjoy free lounge access and services.
Check eligible lounges in advance online, by phone, or with your HSBC manager.
Use your card to relax in lounges during long layovers or flight delays.
Access international lounges while travelling abroad for added comfort.
HSBC Credit Card Participating Lounge Access
Name
City
Terminal
TFS
Bengaluru
Domestic
TFS
Bengaluru
International
Bird Lounge
Bhubaneshwar
Domestic
Bird Lounge
Calicut
International
Plaza Premium
Chandigarh
Domestic
Plaza Premium
Chandigarh
International
TFS
Chennai
Domestic
TFS
Chennai
International
TFS
Chennai
New International
Note: Apart from the above terminals, there are many more.
Conclusion
HSBC credit card lounge access adds real value to your travel experience. With just your credit card and boarding pass, you can step into a peaceful lounge and escape the busy airport crowds. Whether you’re travelling for business or leisure, lounges offer comfortable seating, free meals, Wi-Fi, and other premium services that make waiting time more enjoyable.
This benefit is available both in India and abroad, making it perfect for frequent fliers. Even during long layovers or flight delays, you can unwind, catch up on work, or simply relax. By checking lounge availability in advance through the website or your HSBC relationship manager, you can plan your lounge visits with ease.
FAQ’s
1. How can I access airport lounges with my HSBC credit card? Show your HSBC credit card and boarding pass at the lounge. A small refundable charge may apply.
2. Do I need to book lounge access in advance? No, you can walk in. But it's better to check lounge availability in advance.
3. Is lounge access available at international airports? Yes, you can use your HSBC card at partner lounges abroad.
4. How many lounge visits are allowed each year? The number of visits depends on your specific HSBC credit card type.
5. Can my guest use lounge access with my card? Some cards allow guest access. Check your card benefits or speak to HSBC.
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