HomeLearning CenterICICI Titanium Debit Card Lounge Access – Free Airport Entry Guide
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LoansJagat Team

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22 Jul 2025

ICICI Titanium Debit Card Lounge Access – Free Airport Entry Guide

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Narayan, a 34-year-old Pune native, travelled to three nations in Europe for ₹1.15 lakh. He was able to access two complimentary airport lounge visits by spending ₹12,600 in Q1 and keeping ₹1.25 lakh in his ICICI Titanium account. Using his ICICI Titanium Debit Card to make a ₹2 swipe saved him ₹1,900 on lounge access in Delhi and Mumbai, demonstrating that smart spending makes travel more comfortable.

ICICI Titanium Debit Card Lounge Access Overview

As long as you have a Privilege Banking Titanium Savings Account with an average monthly value of ₹1.25 lakh and have spent ₹10,000 or more on POS or e-commerce in the preceding quarter, you can get two free domestic airport lounge visits every quarter with the ICICI Titanium Debit Card. 

 

Debit cards and boarding passes are used to gain entry to the lounge, with a temporary ₹2 authorisation that can be revoked. The ₹10,000 expenditure threshold is not met by ATM withdrawals, UPI, or wallet loading.

Features & Benefits of ICICI Titanium Debit Card Lounge Access
 

Feature

Details

Example

Online Transaction Limit

Maximum limit per day

₹5,00,000 per day

Fuel Surcharge Waiver

0% surcharge at selected fuel stations on ICICI Bank POS

₹0 surcharge on ₹1,000 fuel at HPCL outlet using ICICI POS

Reward Points Earned

On every ₹200 spent (base)

Spend ₹10,000 – Earn 50 points (1X), 100 points (2X), or 200 points (4X)

Reward Multipliers

Domestic: 2X, International: 4X, Utility/Insurance: 1X

₹10,000 international spend = 200 points (4X)

Redeem Points For

Flights, movies, electronics, hotel & lifestyle vouchers

500 points - Movie tickets worth ₹200 (approximate)

Lounge Access

2 complimentary domestic visits per quarter (on ₹10,000 spend in prior Q)

Spend ₹12,000 in Jan–Mar - Access 2 lounges in Apr–Jun

Zero Liability Protection

Protection from unauthorised use on loss/theft

Card lost on Day 1, ₹0 liability after reporting to bank

SMS Alerts

Real-time alerts on every transaction

Swipe ₹500 at store - Instant SMS received

Itemised Billing

Detailed monthly statement of spends

Statement shows category-wise summary (e.g. ₹2,000 groceries, ₹1,500 travel).


Eligibility Criteria for ICICI Titanium Debit Card Lounge Access
 

Criteria

Requirement

Example

Account Type

Privilege Banking Titanium Savings Account

Narayan holds this account with ICICI

Monthly Average Balance (MAB)

₹1,25,000 minimum

Narayan maintains ₹1,45,000 in April, May, and June

Quarterly Spend (POS + e-commerce only)

Minimum ₹10,000 in previous calendar quarter

Narayan spends ₹12,000 via online shopping in Q2 (Apr–Jun)

Ineligible Transactions

UPI, wallet loads, ATM withdrawals, NEFT, IMPS

₹5,000 via UPI in May does not count toward the ₹10,000 spend requirement

Lounge Visits Earned

2 domestic visits in the next quarter

Narayan qualifies for 2 visits in Q3 (Jul–Sep) based on Q2 spend

Lounge Entry Process

Use debit card + boarding pass; ₹2 auth (refunded)

Narayan uses his card at Delhi airport lounge; ₹2 charge reversed instantly

How to Use ICICI Titanium Debit Card for Lounge Access?
 

  • Qualify by spending at least ₹10,000 on POS or e-commerce in the previous calendar quarter (e.g., spend ₹10,500 between Apr–Jun → eligible for lounge access in Jul–Sep).
     
  • Confirm eligibility – check via your ICICI statements or net banking that you’ve hit the ₹10k target.
     
  • On travel day, carry your active Titanium Debit Card and boarding pass/air ticket (same-day or next-day travel accepted).

At the lounge entrance:

  • Present both items.
     
  • A ₹2 authorisation hold will be applied and then instantly refunded.
     
  • Enjoy lounge amenities (snacks, Wi‑Fi, seating).
     
  • Use up to 2 visits per quarter. Each qualifying quarter resets your lounge count for the next.

Example:

  • Narayan spent ₹12,200 on POS + online purchases between April–June 2025, he’s eligible for 2 lounge entries from July–September.
     
  • On his flight day, he presents his Titanium Debit Card and boarding pass at the Mumbai airport lounge, a ₹2 hold appears, but immediately clears. He's in for free!

ICICI Titanium Debit Card Participating Airport Lounges

Here’s a table listing some of the domestic airport lounges where you can use your ICICI Titanium Debit Card, based on the official lounge access list as of June 2023.
 

City

Lounge Name

Terminal

Agartala

Primus Lounge

Main Terminal (Domestic)

Bhubaneswar

Bird Lounge

Domestic Terminal

Chandigarh

Primus Lounge

Domestic/Main Terminal

Chennai

Travel Club Lounge A & B

Terminal 1 (Domestic)

Coimbatore

Blackberry Lounge

Terminal 1 (Domestic)

Goa

Good Times Lounge and Bar

Terminal 1 (Domestic)

Kochi

Earth Lounge

Terminal 1 (Domestic)

Kolkata

Travel Club Lounge

Terminal 1 (Domestic)

Lucknow

The Lounge

Terminal 2 (Domestic)

Mumbai

Oasis Lounge

Terminal 1B (Domestic)

Mumbai

Adani Lounge

Terminal 2 (Domestic)

Mumbai

Loyalty Lounge

Terminal 2 (International)

Nagpur

Mandarin Lounge

Terminal 1 (Domestic)

New Delhi

Encalm Lounge

Terminal 1 & 3 (Domestic)

Pune

Earth Lounge

Terminal 1 (Domestic)

Note: This reflects the domestic lounge list for ICICI debit cards; lounge availability may change with bank updates or airport operations. Always verify current access via ICICI net banking, Dreamfolks portal, or ICICI lounge access PDFs before travel.

Conclusion

Eligible cardholders can enjoy two complimentary domestic airport lounge visits every quarter with the ICICI Titanium Debit Card, which offers many helpful lounge advantages. You must have a Privilege Banking Titanium Savings Account with an average monthly balance of ₹1.25 lakh and have spent ₹10,000 on POS or e-commerce during the most recent calendar quarter in order to qualify. 

 

Simply present your Titanium Debit Card and boarding pass at any of our participating lounges on the day of departure, and a ₹2 authorisation hold will be immediately removed. This benefit turns every day into a travel benefit by improving comfort and convenience while travelling.

FAQs: ICICI Titanium Debit Card Lounge Access

 

Q. Can I make an online purchase with the ICICI Bank Sapphiro Credit Card?

Yes. The ICICI Bank Sapphiro Credit Card makes it simple to make purchases online in India and at a few businesses abroad.

 

Q. Is an ICICI Bank Sapphiro Credit Card free?

No, there is a ₹6,500 membership charge and a ₹3,500 yearly fee associated with the Card.

 

Q. How can I avoid the annual fee of the ICICI Bank Sapphiro Credit Card?

You can get your annual fee eliminated for the following year if you spend more than ₹6 lakh.

 

Q. What is CVV in a Credit Card? How do I find the CVV in my Sapphiro Credit Card?

Your Sapphiro credit card should be flipped. Your CVV is the three-digit Security Code located next to the signature panel. Additionally, you can check it by signing onto Internet Banking or your iMobile app.

 

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LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?

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