Narayan, a 34-year-old Pune native, travelled to three nations in Europe for ₹1.15 lakh. He was able to access two complimentary airport lounge visits by spending ₹12,600 in Q1 and keeping ₹1.25 lakh in his ICICI Titanium account. Using his ICICI Titanium Debit Card to make a ₹2 swipe saved him ₹1,900 on lounge access in Delhi and Mumbai, demonstrating that smart spending makes travel more comfortable.
ICICI Titanium Debit Card Lounge Access Overview
As long as you have a Privilege Banking Titanium Savings Account with an average monthly value of ₹1.25 lakh and have spent ₹10,000 or more on POS or e-commerce in the preceding quarter, you can get two free domestic airport lounge visits every quarter with the ICICI Titanium Debit Card.
Debit cards and boarding passes are used to gain entry to the lounge, with a temporary ₹2 authorisation that can be revoked. The ₹10,000 expenditure threshold is not met by ATM withdrawals, UPI, or wallet loading.
Features & Benefits of ICICI Titanium Debit Card Lounge Access
Feature
Details
Example
Online Transaction Limit
Maximum limit per day
₹5,00,000 per day
Fuel Surcharge Waiver
0% surcharge at selected fuel stations on ICICI Bank POS
₹0 surcharge on ₹1,000 fuel at HPCL outlet using ICICI POS
Eligibility Criteria for ICICI Titanium Debit Card Lounge Access
Criteria
Requirement
Example
Account Type
Privilege Banking Titanium Savings Account
Narayan holds this account with ICICI
Monthly Average Balance (MAB)
₹1,25,000 minimum
Narayan maintains ₹1,45,000 in April, May, and June
Quarterly Spend (POS + e-commerce only)
Minimum ₹10,000 in previous calendar quarter
Narayan spends ₹12,000 via online shopping in Q2 (Apr–Jun)
Ineligible Transactions
UPI, wallet loads, ATM withdrawals, NEFT, IMPS
₹5,000 via UPI in May does not count toward the ₹10,000 spend requirement
Lounge Visits Earned
2 domestic visits in the next quarter
Narayan qualifies for 2 visits in Q3 (Jul–Sep) based on Q2 spend
Lounge Entry Process
Use debit card + boarding pass; ₹2 auth (refunded)
Narayan uses his card at Delhi airport lounge; ₹2 charge reversed instantly
How to Use ICICI Titanium Debit Card for Lounge Access?
Qualify by spending at least ₹10,000 on POS or e-commerce in the previous calendar quarter (e.g., spend ₹10,500 between Apr–Jun → eligible for lounge access in Jul–Sep).
Confirm eligibility – check via your ICICI statements or net banking that you’ve hit the ₹10k target.
On travel day, carry your active Titanium Debit Card and boarding pass/air ticket (same-day or next-day travel accepted).
At the lounge entrance:
Present both items.
A ₹2 authorisation hold will be applied and then instantly refunded.
Enjoy lounge amenities (snacks, Wi‑Fi, seating).
Use up to 2 visits per quarter. Each qualifying quarter resets your lounge count for the next.
Example:
Narayan spent ₹12,200 on POS + online purchases between April–June 2025, he’s eligible for 2 lounge entries from July–September.
On his flight day, he presents his Titanium Debit Card and boarding pass at the Mumbai airport lounge, a ₹2 hold appears, but immediately clears. He's in for free!
Here’s a table listing some of the domestic airport lounges where you can use your ICICI Titanium Debit Card, based on the official lounge access list as of June 2023.
City
Lounge Name
Terminal
Agartala
Primus Lounge
Main Terminal (Domestic)
Bhubaneswar
Bird Lounge
Domestic Terminal
Chandigarh
Primus Lounge
Domestic/Main Terminal
Chennai
Travel Club Lounge A & B
Terminal 1 (Domestic)
Coimbatore
Blackberry Lounge
Terminal 1 (Domestic)
Goa
Good Times Lounge and Bar
Terminal 1 (Domestic)
Kochi
Earth Lounge
Terminal 1 (Domestic)
Kolkata
Travel Club Lounge
Terminal 1 (Domestic)
Lucknow
The Lounge
Terminal 2 (Domestic)
Mumbai
Oasis Lounge
Terminal 1B (Domestic)
Mumbai
Adani Lounge
Terminal 2 (Domestic)
Mumbai
Loyalty Lounge
Terminal 2 (International)
Nagpur
Mandarin Lounge
Terminal 1 (Domestic)
New Delhi
Encalm Lounge
Terminal 1 & 3 (Domestic)
Pune
Earth Lounge
Terminal 1 (Domestic)
Note: This reflects the domestic lounge list for ICICI debit cards; lounge availability may change with bank updates or airport operations. Always verify current access via ICICI net banking, Dreamfolks portal, or ICICI lounge access PDFs before travel.
Conclusion
Eligible cardholders can enjoy two complimentary domestic airport lounge visits every quarter with the ICICI Titanium Debit Card, which offers many helpful lounge advantages. You must have a Privilege Banking Titanium Savings Account with an average monthly balance of ₹1.25 lakh and have spent ₹10,000 on POS or e-commerce during the most recent calendar quarter in order to qualify.
Simply present your Titanium Debit Card and boarding pass at any of our participating lounges on the day of departure, and a ₹2 authorisation hold will be immediately removed. This benefit turns every day into a travel benefit by improving comfort and convenience while travelling.
FAQs: ICICI Titanium Debit Card Lounge Access
Q. Can I make an online purchase with the ICICI Bank Sapphiro Credit Card?
Yes. The ICICI Bank Sapphiro Credit Card makes it simple to make purchases online in India and at a few businesses abroad.
Q. Is an ICICI Bank Sapphiro Credit Card free?
No, there is a ₹6,500 membership charge and a ₹3,500 yearly fee associated with the Card.
Q. How can I avoid the annual fee of the ICICI Bank Sapphiro Credit Card?
You can get your annual fee eliminated for the following year if you spend more than ₹6 lakh.
Q. What is CVV in a Credit Card? How do I find the CVV in my Sapphiro Credit Card?
Your Sapphiro credit card should be flipped. Your CVV is the three-digit Security Code located next to the signature panel. Additionally, you can check it by signing onto Internet Banking or your iMobile app.
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