Kotak Platinum Debit Card Lounge Access – Free Airport Perks & Conditions

Kotak Platinum Debit Card offers complimentary lounge access at select domestic airports in India, allowing cardholders to relax and enjoy premium services before their flight. This facility is available a limited number of times per quarter, subject to card usage.

Example 
Amit, a marketing executive from Delhi, uses his Kotak Platinum Debit Card for everyday spending. In one quarter, he paid for groceries, fuel, and restaurant bills using his card. 

Since his total spend met the required threshold, he enjoyed free lounge access at Delhi Airport during a business trip.

With a quarterly spend of ₹45,000, Amit qualified for lounge access. Cardholders must check the latest terms, as access may depend on the card variant and spending behaviour.

Read More – Kotak Royale Signature Credit Card

Features and Benefits of Kotak Debit Card Lounge Access

The Kotak Privy League Platinum Debit Card offers much more than just lounge access. It gives you daily convenience, travel comfort, and extra protection. Explore the key features and benefits below to make the most of your card.

Benefits of Kotak Privy League Platinum Debit Card

Eligibility Criteria for Kotak Platinum Debit Card Lounge Access

To be eligible for lounge access with the Kotak Platinum Debit Card, you must meet certain relationship or salary criteria. The bank checks either your account balance or your total relationship value with Kotak.

Note:

• Relationship Value (RV) includes the total value of your deposits, investments, and other products linked to Kotak Mahindra Bank.
   
• Meeting either one of the two criteria in each category is sufficient for eligibility

How to Use a Kotak Platinum Debit Card for Lounge Access?

You can enjoy a more comfortable travel experience by using your Kotak Platinum Debit Card to access select airport lounges across India. Follow these easy steps to make sure you qualify and use your card correctly at the lounge.

Steps to Use the Lounge Access Benefit

1. Check the Lounge Availability
   Before your journey, check if your departure airport has a participating lounge that accepts Kotak debit cards.
   
    
2. Make the Required Spend
   Ensure you have spent at least ₹5,000 on your Kotak debit card in the previous calendar quarter to qualify for free access.
    
3. Visit the Lounge
   Go to the lounge at the airport and inform the staff that you would like to use your Kotak Privy League Platinum Debit Card for access.
    
4. Card Validation
   The lounge staff will swipe your card and charge a nominal amount of ₹2 to confirm your eligibility. This is not a lounge fee but a mandatory system check.
    
5. Access the Lounge
   Once validated, you can enter and enjoy the lounge facilities such as seating, food, beverages, and Wi-Fi completely free (if you are within your quarterly limit).

Important Tips

• You are allowed 1 free lounge visit per calendar quarter with this card.
• If you do not use your free visit in a quarter, it does not carry forward to the next.
• If you have already used your free visit, you can still access the lounge by paying the regular lounge fee

Two Types of Lounge Entry

Kotak Platinum Debit Card Participating Airport Lounges

You can enjoy complimentary lounge access at select airports across India with your Kotak Platinum Debit Card. Before travelling, always check whether the lounge at your departure airport is part of the Kotak lounge access programme. Below is a list of participating lounges where you can use your card.

Click here to know more about participating airport lounges

Conclusion

The Kotak Privy League Platinum Debit Card gives you access to a more relaxed and premium airport experience through complimentary lounge access. You can enjoy this benefit once every calendar quarter, provided you’ve spent at least ₹5,000 using the card in the previous quarter. The process is simple – just check if the airport has a participating lounge, swipe your card for a ₹2 verification, and enter.

This benefit allows you to enjoy comfortable seating, free refreshments, Wi-Fi, and other lounge facilities without paying extra. If you’ve already used your free access for the quarter, you can still enter the lounge by paying the standard fee.

Also Read - Kotak Debit Card Lounge Access

With this card, you don’t just make payments, you gain access to added travel comfort. So, plan your journeys wisely, use your card regularly, and take full advantage of the privileges that come with it.

FAQ’s

1. How many free lounge visits do I get with the Kotak Platinum Debit Card?
You get one free lounge access per calendar quarter if you spend at least ₹5,000 using your card in the previous quarter.

2. How do I use the card at the airport lounge?
Visit a participating lounge, present your card, and the staff will swipe it for a ₹2 verification. If eligible, you’ll get free entry.

3. What happens if I don’t use my lounge visit in a quarter?
You lose the unused visit. The free access does not carry forward to the next quarter, so try to use it in time.

4. Can I enter the lounge if I’ve already used my free visit?
Yes, you can still access the lounge by paying the standard entry fee at the counter after your free visit is used.

5. Do all airports accept this card for lounge access?
Not all. You must check in advance whether the airport lounge is part of the program and accepts Kotak Platinum Debit Cards.

Apply for Loans Fast and Hassle-Free

Apply Now

About the Author

LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?