HDFC EasyShop Platinum Debit Card Lounge Access – Perks & Eligibility

“Yaar, BLR gate pe teen ghante wait karne kaun karega?”

“Use your EasyShop Platinum debit card lounge milti hai,” Neha’s friend said casually.

Neha spotted lounge access on her card and reconfirmed via LoansJagat that a ₹5,000 quarterly spend could unlock two complimentary lounge visits per quarter. Intrigued, she decided to test this perk on her next travels.

About HDFC EasyShop Platinum Debit Card Lounge Access

HDFC’s EasyShop Platinum Debit Card offers 2 complimentary domestic airport lounge visits per calendar quarter, granted you spent ₹5,000 or more in the previous quarter. This applies effectively from January 1, 2024. A small authorisation hold (₹2–₹25) is applied and refunded upon exit 

Key details:

• Qualification: ₹5,000+ POS or online spend per calendar quarter
   
• Benefit: 2 lounge visits in the following quarter
   
• Activation: Verified through HDFC’s DreamFolks portal or supported lounge entry systems 
   
• Exclusions: ATM withdrawals, UPI, wallet loads, and credit card bill payments (if mapped via account) do not count.
   

1. Neha’s Quarterly Spend → Lounge Access Flow

To understand lounge eligibility, Neha tracked her spends versus lounge entries:

Quarterly Spend → Lounge Access
 

Example: Spending ₹5,200 Jan–Mar unlocked 2 lounge visits Apr-Jun; but ₹4,800 Apr–Jun meant no entries for Jul–Sep.

2. Where You Can Lounge: Key Domestic Lounges

EasyShop Platinum provides entry to select partnered lounges such as Clipper, Travel Club, Loyalty, and Encalm across Indian airports.

Read More -  HDFC Visa Platinum Debit Card Lounge Access

Popular Lounge Locations
 

Example: Before her BLR→DEL flight, Neha used her EasyShop card and boarding pass to walk into the 080 Lounge at Bengaluru with just a refundable hold.

3. Crunching the Numbers: Fees, Cashback & ROI

The EasyShop Platinum Debit Card has a ₹750 annual fee + GST, but its value extends beyond lounge access.

Fee & Benefit Summary
 

Example:

• Lounge visits: 8 × ₹1,200 = ₹9,600
   
• Cashback (average ₹20,000 monthly spend): ₹750/month × 12 = ₹9,000
  
  Total benefit: ~₹18,600   net gain after fee: ₹17,400.

LoansJagat points out that even occasional travellers break even fast thanks to the combined lounge and cashback value.

4. Strategising Spend to Maximise Lounge Access

Neha once fell short of ₹200 in a quarter and lost lounge entries. She then adopted a tracking plan.

Neha’s Spend Tracker
 

Example: She set reminders by the 25th of quarter-end, checked her spending via net banking, and topped up if needed to hit ₹5,000. LoansJagat recommends setting alerts or using spending trackers for this purpose.

5. Compared with Other HDFC Debit Cards

Also Read - HDFC Bank Debit Card

Neha used LoansJagat tools to compare EasyShop with HDFC Millennia and classic Platinum variants.

Debit Card Comparison by Lounge & Benefits
 

Example: EasyShop offered more lounges per quarter than Millennia and a lower fee than Platinum, ideal for mid-frequency travellers. LoansJagat’s insights solidified her choice.

Conclusion: A Lifestyle Upgrade in Your Wallet

Neha’s EasyShop Platinum journey shows that for just ₹750/year and ₹5,000 quarterly spend, you can unlock up to 8 domestic lounge visits, generous cashback, and insurance benefits all with your everyday debit card.

Key steps:

1. Spend ₹5,000+ per quarter
    
2. Track spending and set reminders
    
3. Check entry status via DreamFolks before travel
    
4. Compare options using LoansJagat for the best fit
    

Next time you're at the airport, glide past the crowds your lounge adventure awaits.

FAQs

1. How many lounge visits can I get?
Up to 2 per calendar quarter after spending ₹5,000+ in the previous quarter.

2. Which spends qualify?
Only POS and online transactions. ATM withdrawals, UPI, and wallet loads do not count

3. Is the lounge entry completely free?
Yes aside from a small refundable authorisation hold (₹2–₹25).

4. Can I monitor the remaining visits?
Yes via the DreamFolks portal or HDFC net banking to check entry eligibility.

5. Do unused visits roll over?
No. Each quarter's two visits must be used within that quarter.
 

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LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?