How to Check DBT Linked Account: All You Need to Know?

Anirudh, a 42-year-old farmer from Samastipur, Bihar, owns 2.5 acres of land, mostly used for growing wheat and paddy. He depends on periodic Direct Benefit Transfers (DBT) for the ₹6,000 in government-guaranteed aid annually, just like the more than 14 crore farmers who are part of the PM-KISAN program. 

However, Anirudh became anxious in January 2025 when the ₹2,000 payment failed to appear in his Jan Dhan account. He was certain that something was wrong because, in FY 2023–24, almost ₹2.4 lakh crore was transferred through DBT under multiple schemes. Anirudh intended to learn how to confirm that his bank account was correctly linked to his Aadhaar via the DBT system so that he wouldn't lose any benefits in the future.

Steps to Check Your DBT-Linked Account Status

Follow these steps as per UIDAI's official portal (https://myaadhaar.uidai.gov.in):

1. Go to the UIDAI Portal
   
   
   • Visit: https://myaadhaar.uidai.gov.in
     
     
2. Log in Using Aadhaar
   
   
   • Enter your 12-digit Aadhaar number (Example: 1234 5678 9123)
     
     
   • Fill in the CAPTCHA code
     
     
   • Click on "Send OTP"
     
     
   • Enter the OTP received on your registered mobile (e.g., 957123)
     
     
3. View Bank Seeding Status
   
   
   • After logging in, select “Bank Seeding Status”
     
     
   • It will show the bank name and whether your account is linked and active
     
     
4. Check for DBT Eligibility
   
   
   • If the status shows “Active”, you are eligible to receive DBT like PM-KISAN, LPG subsidy, etc.
     
     
   • If it shows “Inactive” or Not Linked, visit your bank to seed your Aadhaar again

Example:

Anirudh’s DBT Check Example (Farmer from Bihar):

• Anirudh used the UIDAI portal and confirmed his Bank of India account is actively linked.
  
  
• He received ₹2,000 under the PM-KISAN Yojana on April 15, 2025.

Why Is It Crucial to Check Your DBT Status?

The purpose of the Direct Benefit Transfer (DBT) system was to guarantee the prompt, transparent, and direct transfer of welfare benefits into the bank accounts of residents. In FY 2023–2024 alone, more than ₹2.4 lakh crore was transferred via DBT initiatives, according to official government data. For the following reasons, it is crucial to monitor your DBT status frequently:

Beneficiary Case Study: Ram Devi (Gaya, Bihar)

Additional Methods to Verify DBT Linkage

1. Check via NPCI Bank Seeding Status Portal

The National Payments Corporation of India (NPCI) provides an official portal to check your bank account’s seeding status with Aadhaar.

Steps:

• Visit the NPCI Bank Seeding Status Portal.
  
  
• Enter your 12-digit Aadhaar number and the Captcha code.
  
  
• Click on “Check Status”.
  
  
• You will receive an OTP on your registered mobile number. Enter the OTP to view your bank account linkage status.

Note: This portal provides information fetched from the NPCI server. UIDAI does not store or verify this data.

2. Use the mAadhaar App

The mAadhaar mobile application, developed by UIDAI, allows you to check your Aadhaar and bank account linkage status.

Steps:

• Download and install the mAadhaar app from the Google Play Store or Apple App Store.
  
  
• Open the app and enter your Aadhaar number and PIN.
  
  
• Go to the “Bank Accounts” section.
  
  
• The app will display whether your Aadhaar is linked to your bank account.

Note: Ensure that your mobile number is registered with your Aadhaar to use this feature.

3. Use the UMANG App

The UMANG (Unified Mobile Application for New-age Governance) app provides access to various government services, including checking your Aadhaar and bank account linkage status

Steps:

1. Download and install the UMANG app from the Google Play Store or the Apple App Store.
   
   
2. Open the app and search for “Aadhaar Services”.
   
   
3. Select “Bank Seeding Status”.
   
   
4. Enter your Aadhaar number and registered mobile number.
   
   
5. Submit the details to view your bank account linkage status.

Note: This app provides a convenient way to access multiple government services in one place.

4. Check via 99# USSD Service

If you do not have internet access, you can check your Aadhaar and bank account linkage status using the USSD service.

Steps:

• Dial *99*99*1# from your registered mobile number.
  
  
• Enter your 12-digit Aadhaar number.
  
  
• Confirm the entered number.
  
  
• The system will display the status of your Aadhaar and bank account linkage.

Note: This service is available for most mobile networks and does not require an internet connection.

Why This Matters?

• Over ₹2.4 lakh crore was disbursed via DBT in FY 2023–24.
  
  
• 94 crore+ Aadhaar numbers are seeded with bank accounts.
  
  
• Yet, 2.3 crore+ DBT payments failed due to linkage issues in recent years.

Conclusion

Properly linking your Aadhaar to your bank account is essential to receiving government subsidies and welfare payments on time. The check becomes quick, easy, and secure because there are many authorised methods, including the USSD code, mAadhaar mobile application, UMANG application, NPCI check of status, and the UIDAI website. 

These ongoing inspections allow for the prevention of lost payments, the early detection of delay issues, and the continuous flow of programs like PM-KISAN and the LPG subsidy, among others. Remain vigilant and knowledgeable.

Faqs

Q. How do I know if my bank account is linked with Aadhaar for DBT?

By going to the UIDAI website (https://myaadhaar.uidai.gov.in), entering your Aadhaar and OTP, and choosing the "Bank Seeding Status" option, you can verify this. It will display whether your Aadhaar is activated for DBT and whether it is connected to a bank account.

Q. Can I change the bank account linked to my Aadhaar for DBT?

Indeed. Bring your Aadhaar to your selected bank office and ask to get your Aadhaar linking updated. The most recently linked bank account becomes the default for receiving benefits, and only one bank account may be active for DBT at a time.

Q. What should I do if my DBT status shows "Not Linked" or "Inactive"?

If "Not Linked" or "Inactive" appears on your DBT status, go to your bank and change your Aadhaar linkage. To be sure the update has been processed, you can also check the status again via the NPCI or UIDAI portals two to three days later.

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