How To Link Aadhaar Card with SBI Account in 2025 – Complete Guide

For Example, Ramesh, a 45-year-old farmer from Indore. Every quarter, he receives ₹2,000 under the PM-KISAN scheme—a total of ₹8,000 annually—directly into his SBI account after linking his Aadhaar (3456 7890 1234).

Last month, using just his fingerprint and Aadhaar at a local AEPS centre, he withdrew ₹3,000—no card, no hassle—to buy fertilisers for his crops. During the COVID relief period, ₹500/month under the Jan Dhan Yojana was also auto-credited—₹3,000 in 6 months without standing in queues.

Isn’t it interesting how just one Aadhaar link can open up so many benefits?

₹8,000/year subsidy via Aadhaar
 AEPS cash-out with fingerprint
 ₹3,000 relief without bank visits
 Quick KYC, secure banking—no drama!

Linking’s easy—and super useful!

What Do You Mean by Linking an Aadhar Card with an SBI Bank Account?

For Example, Mrs Sharma from Jaipur linked her Aadhaar (1234 5678 9012) to her SBI account. Every month, a ₹600 cooking gas subsidy arrived directly into her account on the 10th. 

Read More – How to link Aadhaar to a bank account?

Last month, she used AEPS at the local fair, withdrew ₹2,000 in seconds with just her fingerprint and Aadhaar, and bought school books for her grandchildren. No more long queues or paperwork!

Key Benefits:

• Direct subsidies (₹600/month) are credited automatically
• AEPS cash withdrawals nationwide with a fingerprint
• Simplified KYC—one Aadhaar scan verifies identity
• Enhanced security reduces fraud risk
  
  

Why Should You Link Aadhaar to Your SBI Bank Account?

Let’s say Ravi, a farmer in Bhopal, linked his Aadhaar (2345 6789 0123) to his SBI account. Soon after, he started receiving his ₹1,000 PM-KISAN subsidy directly into his account every quarter. During the pandemic, he got ₹500 under the Jan Dhan scheme without visiting the bank. 

Last month, using just his fingerprint and Aadhaar, he withdrew ₹2,500 at a nearby AEPS centre to buy seeds—no debit card needed!

Key Benefits of Aadhaar-SBI Linking

• Direct benefit transfers (e.g., ₹1,000 from PM-KISAN)
• AEPS transactions with fingerprint—no card required
• Simplified KYC process
• Reduced risk of fraud or misuse
  
  

Methods to Link Aadhaar with SBI Bank Account

1. Using SBI Internet Banking
2. Using the SBI YONO App
3. Via SMS
4. Using SBI ATM
5. Visiting the SBI Branch

How To Link an Aadhaar Card with SBI Bank Account Via SBI Internet Banking?

Step-by-step guide to link your Aadhaar card with your SBI bank account through Internet Banking:

1. Log In: Go to the official SBI website and log in to your internet banking account using your username and password.
   
   
2. Go to e-Services: On the homepage, click on the ‘e-Services’ option.
   
   
3. Choose Aadhaar Linking Option: Select option ‘Update Aadhaar with Bank Accounts (CIF)’ from the list.
   
   
4. Enter Profile Password: Type in your profile password and click on the ‘Submit’ button.
   
   
5. Select Account: Choose the SBI account you want to link from the drop-down menu.
   
   
6. Enter Aadhaar Details: Enter your 12-digit Aadhaar number twice to confirm.
   
   
7. Submit: Click on the ‘Submit’ button to proceed.
   
   
8. Confirmation Message: You’ll receive an on-screen confirmation once the linking is successful.

How To Link an Aadhaar Card with SBI Bank Account Via SBI YONO App?

Step-by-step guide to link your Aadhaar card with your SBI bank account using the SBI YONO app:

1. Log In: Open the SBI YONO app and log in using your username and password or MPIN.
   
   
2. Go to Service Request: Tap on the ‘Service Request’ option under the Quick Links section.
   
   
3. Select Profile: Choose the ‘Profile’ option from the menu.
   
   
4. Tap on Aadhaar Linking: Click on the option ‘Aadhaar Linking’ to start the process.
   
   
5. Enter Aadhaar Number: Input your 12-digit Aadhaar number in the provided field.
   
   
6. Submit the Request: Tap on the ‘Submit’ option to complete the linking process.
   
   
7. Receive Confirmation: A confirmation message will appear once your Aadhaar is successfully linked.

How To Link an Aadhaar Card with an SBI Bank Account Via SMS?

Step-by-step guide to link your Aadhaar card with your SBI bank account via SMS:

1. Compose a New SMS:

Open the messaging app on your mobile phone and tap to compose a new message.

2. Type the Message in the Correct Format:

In the message body, type:
UID <Aadhaar Number> <Account Number>

For example, if your Aadhaar number is 123456789012 and your SBI account number is 1234567890, your message should look like:

UID 123456789012 1234567890

3. Send the SMS:

Send the message to 567676 from your registered mobile number (the number linked with your SBI bank account).

4. Wait for Confirmation:

If the linking is successful, you’ll receive an SMS from SBI confirming that your Aadhaar has been linked to your bank account.

5. 5.In Case of Failure:

If the linking is unsuccessful, you may receive a message asking you to visit your SBI branch for further verification.

6. Check the Status:

You can also verify the Aadhaar linking status anytime on the UIDAI website (https://uidai.gov.in) under the Aadhaar-Bank Account Link Status section.

How To Link an Aadhaar Card with SBI Bank Account Via SBI ATM?

Step-by-step guide to link your Aadhaar card with your SBI bank account through an SBI ATM:

1. Visit an SBI ATM: Go to your nearest SBI ATM.
   
   
2. Insert Your Debit Card: Insert your SBI debit card into the ATM.
   
   
3. Enter Your ATM PIN: Type in your 4-digit ATM PIN to access the menu.
   
   
4. Select ‘Service’ Menu: From the main menu, choose the ‘Service’ option.
   
   
5. Go to ‘Registrations’: Under ‘Service’, select ‘Registrations’ option.
   
   
6. Choose ‘Aadhaar Registration’: Tap on the ‘Aadhaar Registration’ option.
   
   
7. Select Account Type: Choose the account type you want to link (e.g., Savings or Current).
   
   
8. Enter Aadhaar Number Twice: Enter your 12-digit Aadhaar number, then re-enter it to confirm.
   
   
9. Submit the Request: Verify the details and submit your Aadhaar linking request.
   
   
10. Receive SMS Confirmation: You’ll get an SMS on your registered mobile number once your Aadhaar is successfully linked.

Also Read - How To Open an SBI Account Online in 2025

How To Link an Aadhaar Card with SBI Bank Account Via SBI Branch?

Step-by-step guide to link your Aadhaar card with your SBI bank account by visiting an SBI branch:

1. Visit Your Nearest SBI Branch:
    
   Locate and go to the closest SBI branch.
   
   
2. Carry Required Documents: Carry important documents like the Original Aadhaar Card – for identity verification, self-attested Photocopy of Aadhaar – sign a copy of your Aadhaar card to submit.
   
   
3. Ask for the Aadhaar Linking Form: Request the Aadhaar seeding form (also called the Aadhaar linking or Letter of Request form) from the bank staff.
   
   
4. Fill Out the Form Carefully: Enter accurate details, including your SBI account number, 12-digit Aadhaar number, and Personal information like name, mobile number, etc.
   
   
5. Submit the Form and Documents:
   Hand over the completed form along with the Aadhaar photocopy to the bank executive. They may ask to verify your original Aadhaar card.
   
   
6. Collect the Acknowledgement Receipt:
   The bank official will register your request and give you a receipt as proof of submission.
   
   
7. Receive Confirmation:
   Once the Aadhaar is successfully linked, you’ll get a confirmation SMS on your registered mobile number.

Conclusion

Linking your Aadhaar to your SBI account is super easy—do it online, via SMS, at an ATM, or by visiting the bank. No more long lines or lots of papers! Farmers like Ramesh get ₹2,000 every three months from the government, and Mrs Sharma gets ₹600 monthly for cooking gas. You can also withdraw cash using just your fingerprint and Aadhaar. Fast, safe, and hassle-free—just one simple link!

FAQs

Q1: How do I link my Aadhaar with my SBI bank account online?

You can link Aadhaar through SBI Internet Banking or the SBI YONO app without difficulty.

Q2: Can I link Aadhaar to my SBI account via SMS?

Yes, simply send an SMS with your Aadhaar and account number to 567676 from your registered mobile number.

Q3: Can you link Aadhaar to an SBI ATM?

Yes, there is an Aadhaar linking facility in SBI ATMs under the 'Service' menu.

Q4: What advantages do I have after linking my Aadhaar to my SBI account?

You get direct subsidies, quicker KYC, AEPS cash withdrawals, and improved security.

Q5: Can I link Aadhaar by going to my local SBI branch?

Yes, you can fill up a form with your copy of Aadhaar at any SBI branch for linking.

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‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.