HomeLearning CenterHow To Download an Income Certificate in 2025 – Complete Online Process
Blog Banner

Author

LoansJagat Team

Read Time

5 Min

29 May 2025

How To Download an Income Certificate in 2025 – Complete Online Process

blog

Imagine this: Meena’s family earns ₹1,50,000 a year. They applied for an Income Certificate — and guess what? This small piece of paper unlocked big benefits!

  • Meena scored a ₹10,000 scholarship for her school fees, which is almost 7% of their annual income saved!

  • Her mother received ₹5,000 in financial aid after giving birth to a baby girl. Isn’t it interesting how this support makes a real difference?

  • Plus, the family got subsidised medicines at 50% off, cutting medical costs in half.

All because they had the Income Certificate to prove their income! It’s not just a certificate — it’s a key to education, health, and financial help.


Now, let’s dive into how you can get one too!


What is an Income Certificate?


Let’s say Ramesh, a farmer in Rajasthan, earns ₹90,000 a year from his crops and ₹30,000 from a part-time job. When his daughter applied for a scholarship, the school asked for an Income Certificate to prove their annual income. 


He visited the local Tehsildar’s office, submitted documents, and received a certificate showing ₹1,20,000 as their total income. This helped his daughter get the scholarship.

 

Key Points:

 

  • Issued by a State Government authority
  • Shows total annual family income
  • Required for scholarships, subsidies, and reservations
  • Authority differs by state

Detail

Information

Document Name

Income Certificate

Issuing Authority

State Government (varies)

Purpose

Verifying annual family income

Common Uses

Scholarships, subsidies

 

Who Can Apply for an Income Certificate?


Let’s say Rita, a 45-year-old widow in Delhi, runs a small tiffin service earning ₹8,000 monthly and gets ₹2,000 from a government pension. When she applied for a subsidised gas connection, she needed an Income Certificate. 


She visited the SDM office with her Aadhaar card and income proof. Soon, she received a certificate showing her annual income as ₹1,20,000.


Who Can Apply:

  • Salaried and non-salaried individuals
  • Businessmen, labourers, agents
  • Widows, consultants, freelancers

Category

Eligible to Apply

Salaried Employees

Yes

Business Owners

Yes

Daily Labourers

Yes

Widows/Consultants

Yes


Documents Required for Income Certificate


Here’s a table for the required documents you mentioned:

Document Name

Purpose/Description

Notes

Religion or Sub-caste Certificate

Proof of religion or sub-caste for eligibility in schemes

Issued by the competent local authority

Caste Certificate

Proof of caste for reservation and benefits

Must be valid and issued by the government

ITR (Income Tax Return)

Proof of annual income from all sources

Required if applicable

Parent’s Income Certificate

To verify parents’ income in case of a student or minor applicant

Must be recent and official

Salary Certificate

Proof of income for salaried applicants

Issued by the employer

Form 16

Detailed proof of income and tax deductions for salaried employees

Issued by an employer after tax deductions

Affidavit

Declaration that all information provided is true

Must be notarised

 

How to Apply for an Income Certificate Offline?

 

Go to the official website of your State or District government that processes income certificate applications.

2.Register yourself by registering with your mobile number, creating a unique username and password.

3.Log in to your account and look for the option to apply for an Income Certificate (it could be titled as "Apply for Income Certificate" or something similar).

 

4.Complete the online application form with personal information such as your name, date of birth, address (including district, taluka, village), and gender.

5.Attach valid proof of identity such as Ration Card, Driving License, Voter ID, or Aadhaar card (Aadhaar is typically required for identification purposes).

 

6.Mention your religion, caste, and sub-caste, and whether you are in SC, ST, or OBC categories.



7.Produce documents as proof of income, such as:

  • Parent's income certificate

  • Income Tax Return (ITR)

  • Employer certificate Form 16

  • Salary certificate


(Some documents might require attestation by a Gazetted Officer)

 

8.Upload proof of address such as rent receipts, maintenance bills, electricity or telephone bills (attestation might be required).

 

File an affidavit stating that all information furnished in the application is true.


How to Check the Status of Your Income Certificate Application?


Using State-Specific Portals:

  • Find the portal: Each state has its e-governance website for services like income certificates. For example, Haryana uses the Antyodaya-Saral Portal.

  • Log in or register: If you haven’t already, create an account or log in with your details.

  • Track your application: Navigate to the "Track Application Status" option, then enter your application number to see the current status.

Using the National Portal (ServicePlus):

  • Visit ServicePlus: The national government’s portal also provides tracking services.

  • Login or sign up: Use your existing credentials or register for a new account.

  • Check status: Select “Track Application Status” or “View Status of Application” and enter your application details.

Via SMS Updates:

  • Some states provide SMS-based status updates. For instance, in Haryana, you can send an SMS to 7738299899 with the message format:

    SARAL <space> Application ID

  • You’ll receive updates directly on your phone.

Important Tips:

  • Keep your application number ready, as it is essential for tracking.

  • Check state-specific procedures, since steps may vary slightly depending on the region.

  • If a payment was required, don’t forget to verify the payment status too.


How to Download an Income Certificate?


Step 1: Visit the Income Tax Department Website
Open your web browser and go to the official Income Tax India website: www.incometax.gov.in.


Step 2: Log In to Your Account
Click on the “Login” button in the top right corner. Enter your User ID (usually your PAN), password, and captcha code to access your account securely.


Step 3: Navigate to Filed Returns
Once logged in, go to the menu and select ‘e-File’. From the dropdown, click on ‘Income Tax Returns’, then select ‘View Filed Returns’. This will show you a list of all the Income Tax Returns you have filed over the years.


Step 4: Download the ITR-V
Find the relevant assessment year for which you want to download the ITR-V (Income Tax Return Verification). Click on the ‘Download Form’ button next to that year to save the ITR-V document to your device.


Why Is Income Certificate Important?


Let’s say Meena’s family earns ₹1,50,000 per year, so they applied for an Income Certificate to access government benefits. With this certificate, Meena received a ₹10,000 scholarship for her school fees, and her mother got ₹5,000 financial aid after giving birth to her baby girl. Additionally, the family availed of subsidised medicines costing 50% less at the local hospital.


Benefits of an Income Certificate:

  • Access to scholarships for students from the backwards classes
  • Financial aid for mothers with girl children
  • Subsidised or free medical treatment

Benefit

Example Amount

Scholarship

₹10,000

Financial Assistance

₹5,000

Subsidised Medicines

50% cost reduction


Conclusion


An Income Certificate is a simple paper that shows how much your family earns. It helps you get things like scholarships, money help, and cheaper medicines. Like Meena’s family, you can save a lot and get support too! Just collect your documents, apply online or at the office, and download the certificate. Don’t wait—get your Income Certificate and enjoy all the helpful government benefits today!


FAQs


Q1: What is an Income Certificate used for?
It proves your family’s income and helps you get benefits like scholarships, subsidies, and financial aid.

Q2: Who can apply for an Income Certificate?
Anyone, including salaried people, business owners, daily wage workers, widows, and freelancers.

Q3: What documents are needed for an Income Certificate?
You need ID proof, income proof, address proof, caste/religion certificate, and an affidavit.

Q4: How can I apply for an Income Certificate?
You can apply online through your state’s portal or visit the local government office.

Q5: How do I download my Income Certificate?
Login to the official portal, go to ‘Filed Returns’, and download the certificate for the relevant year.

 

Apply for Loans Fast and Hassle-Free

About the Author

logo

LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?

coin

Quick Apply Loan

tick
100% Digital Process
tick
Loan Upto 50 Lacs
tick
Best Deal Guaranteed

Subscribe Now