Author
LoansJagat Team
Read Time
9 Min
19 Mar 2025
Ananya Sharma, a small business owner in Vadodara, had a rushing deadline. Her supplier had agreed to dispatch raw materials only after receiving an upfront payment, and she needed to deposit the funds before noon. With no room for delays, she headed straight to her trusted bank, Bank of Baroda (BoB), knowing it opened promptly at 10:00 AM.
BoB, one of India’s leading public sector banks, has been serving millions since 1908, blending trust and innovation to offer smooth banking. With over 8,000 branches across India and an international presence in 17 countries, BoB ensures banking is accessible and hassle-free. Its customer-centric policies and digital solutions make financial management smoother for individuals and businesses alike.
More than just a convenience, Bank of Baroda’s long banking hours and dependable service were Ananya’s lifeline. She understood that BoB would always be there to support her financial journey, whether she was managing personal funds, company payments, or exploring digital banking options.
Day | Branch Timings | Lunch Timings | Additional Tips |
Weekdays (Monday to Friday) | 10:00 AM to 4:00 PM | 1:00 PM to 2:00 PM | The best time to visit is 10:00 AM to 1:00 PM or 2:00 PM to 4:00 PM. |
1st, 3rd, and 5th Saturdays | 10:00 AM to 4:00 PM | 1:00 PM to 2:00 PM | Same as weekdays. Avoid visiting during lunch hours for quicker service. |
2nd and 4th Saturdays | Branches are closed | - | Branches remain closed. |
Sundays and Public Holidays | Branches are closed | - | Branches are closed. Ensure it's not a public holiday before visiting. |
Example: If you plan to visit a BoB branch on a Tuesday:
Avoiding Lunch Hour: While services are available during lunch hours due to rotational breaks, visiting outside the 1:00 PM to 2:00 PM window might ensure quicker assistance.
Additional Tips:
Service Type | Day | Timings | Tip |
Cash Deposit & Withdrawal | Weekdays (Mon-Fri) | 10:00 AM to 4:00 PM | Use Cash Recycler Machines (CRMs) for deposits/withdrawals outside branch hours. |
Saturdays (1st, 3rd, 5th) | 10:00 AM to 4:00 PM | ||
Saturdays (2nd, 4th) | Closed | ||
Sundays | Closed | ||
Locker Facility Access | Weekdays (Mon-Fri) | 10:00 AM to 4:00 PM | Check with the branch for longer locker access times. |
Saturdays (1st, 3rd, 5th) | 10:00 AM to 4:00 PM | ||
Saturdays (2nd, 4th) | Closed | ||
Sundays | Closed | ||
Customer Support Desk | Weekdays (Mon-Fri) | 10:00 AM to 4:00 PM | Use the 24/7 helpline for faster resolution of minor issues. |
Saturdays (1st, 3rd, 5th) | 10:00 AM to 4:00 PM | ||
24/7 Helpline (Toll-Free) | 24/7 | 1800 5700 or +91 79-66296009 for international calls |
Additional Tips
Service | Day | Timings | Details |
Weekend Operations | 1st, 3rd, and 5th Saturdays | 10:00 AM to 4:00 PM | Branches are open. |
2nd and 4th Saturdays | Closed | Branches remain closed. | |
Sundays | Closed | All branches are closed. | |
Holiday Schedule (Delhi) | January 26, 2025 (Sunday) | Closed | Republic Day |
March 14, 2025 (Friday) | Closed | Holi | |
March 31, 2025 (Monday) | Closed | Id-ul-Fitr | |
April 10, 2025 (Thursday) | Closed | Mahavir Jayanti | |
April 18, 2025 (Friday) | Closed | Good Friday | |
May 12, 2025 (Monday) | Closed | Buddha Purnima | |
June 7, 2025 (Saturday) | Closed | Id-ul-Zuha (Bakrid) | |
August 15, 2025 (Friday) | Closed | Independence Day | |
September 5, 2025 (Friday) | Closed | Milad-un-Nabi (Id-e-Milad) | |
October 2, 2025 (Thursday) | Closed | Mahatma Gandhi's Birthday / Dussehra | |
October 20, 2025 (Monday) | Closed | Diwali (Deepavali) | |
November 5, 2025 (Wednesday) | Closed | Guru Nanak's Birthday | |
December 25, 2025 (Thursday) | Closed | Christmas Day | |
Tips for Planning Your Visit | Verify Specific Branch Timings | Varies | Check with your local branch for variations. |
Plan Around Holidays | Varies | Avoid public holidays and non-working Saturdays (2nd & 4th). | |
Utilise Digital Services | 24/7 | Use online banking or a mobile app for 24/7 access to banking services. |
Service | Availability | Processing | Transaction Limits | Charges | Example |
NEFT (National Electronic Funds Transfer) | 24x7 (Including weekends & holidays) | Settled in half-hourly batches | Branch: No limit; Online: Up to ₹5 lakh | Online: Free Branch: ₹1 lakh: ₹5 ₹1-2 lakh: ₹15 ₹2 lakh+: ₹25 | A customer transfers ₹3,50,000 via branch: Charges: ₹25 Total Deducted: ₹3,50,025 Online: ₹3,50,000 (No charges) |
RTGS (Real-Time Gross Settlement) | 24x7 (Including weekends & holidays) | Real-time processing | Minimum: ₹2 lakh; No upper limit | Online: Free Branch: ₹2-5 lakh: ₹25 ₹5 lakh+: ₹50 | A company transfers ₹7,00,000 via RTGS: Charges: ₹50 Total Deducted: ₹7,00,050 Online: ₹7,00,000 (No charges) |
IMPS (Immediate Payment Service) | 24x7 (Including weekends & holidays) | Instant fund transfer | Varies by bank policy | ₹1,000 to ₹1 lakh: ₹5 per transaction | A person transfers ₹50,000 via IMPS: Charges: ₹5 Total Deducted: ₹50,005 (Instant transfer) |
Transfer Mode | Amount Transfer | Charges | Total Amount Deducted |
NEFT | ₹3,50,000 | ₹25 | ₹3,50,025 |
RTGS | ₹7,00,000 | ₹50 | ₹7,00,050 |
IMPS | ₹50,000 | ₹5 | ₹50,005 |
Tips:
For High-Value Transactions: Use RTGS for transactions above ₹2 lakh, as it offers real-time processing.
Service | Availability | Features | Example |
Net Banking & Mobile Banking | 24/7 (Anytime, Anywhere) | Fund Transfers: Transfer funds between accounts or to other beneficiaries. Bill Payments: Pay utility bills, recharge services, etc. Account Management: Accessed account statements, checked balances, and monitored transactions. | Example: Anurag uses BoB mobile banking to pay a ₹1,500 electricity bill instantly without visiting the branch. |
ATM Services | 24/7 (Across India) | Cash Withdrawals: Withdraw cash at any time. Balance Inquiry: Instantly check your account balance. Mini Statements: View recent transactions. PIN Generation/Change: Securely generate or change your ATM PIN. Fund Transfers: Transfer funds between BoB accounts. | Example: Pooja withdraws ₹5,000 from a BoB ATM at midnight after exceeding her free transaction limit. Total charges: ₹23.60. |
Key Notes:
ATM Services: Available 24/7 with a broad network of ATMs across India, offering services like cash withdrawals, balance inquiries, mini-statements, and fund transfers between BoB accounts.
General Customer Support:
These lines are operational around the clock, assisting with general inquiries, account information, and emergency services like card blocking.
Specialised Services:
These channels assist with credit card-related queries, including reporting lost or stolen cards, billing inquiries, and reward point information.
NRI Customer Support:
Dedicated to Non-Resident Indian customers, this service addresses international banking needs and concerns.
Immediate Reporting: In case of lost or stolen cards, contact the bank immediately using the 24/7 helpline to block the card and prevent unauthorized transactions.
Mini Statement: Missed call to 8468001122
Ensure your mobile number is registered with the bank to access these services.
Email Communication: For non-urgent queries, consider emailing the respective department, which allows for detailed explanations and provides a written record of communication
Q. How can I deposit a cheque during post banking hours?
You can deposit your check in the ATM by going to the closest one and filling out the payee slip, even if the bank is closed. If you wish to deposit a cheque, you do not need to go to the bank every time.
Q. What are the Bank of Baroda locker charges?
Using the bank's locker service costs Rs. 900 in semi-urban or rural areas and Rs. 1500 in metro and urban areas. The fees can go up to Rs. 8,000 in semi-urban or rural areas and Rs. 10,000 in metros and urban areas.
Q. What are the customer care times for Bank of Baroda?
Bank of Baroda offers 24/7 customer support through toll-free numbers for general inquiries, account info, and emergency services. Domestic customers can call 1800 5700 or 1800 5000, while international customers can reach +91 79-66296009. For PMJDY and financial inclusion services, the dedicated number is 1800 102 7788 (6:00 AM to 10:00 PM).
Credit card services are available through 1800 103 1006 / 1800 225 100 or via email at crm@bobfinancial.com for card-related queries. These support options ensure customers have assistance at any time.
Other Bank Timings | |||
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LoansJagat Team
We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?
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