Canara Bank Debit Card: Features, Benefits & Application Guide 2025

The Canara Bank Debit Card is a convenient and secure way to manage your daily finances. It allows you to make purchases, withdraw cash from ATMs, and transfer funds directly from your savings or current account. The card also offers various benefits like online shopping, cash back, discounts, and more, making it an essential tool for managing everyday expenses.

Example: Amit’s Experience with Canara Bank Debit Card

Let’s take the example of Amit, a working professional who uses his Canara Bank Debit Card to manage his monthly expenses efficiently. Amit has a monthly budget for essentials like groceries, utilities, and dining out. With his debit card, he can make payments easily without carrying cash and track his spending in real time.

Amit's Monthly Expenses (Using Canara Bank Debit Card)

Top Canara Bank Debit Cards 

Canara Bank Debit Card Eligibility

1. Joint Accounts: Accounts that are operated jointly are not eligible for the Canara Bank Debit Card.

    

2. Minors and Students: Accounts held by minors or students under the age of 10 years are not eligible for the debit card.

    

3. Litigated Accounts: Accounts that are subject to court orders, income tax orders, or any other government orders, as well as accounts with litigation or disputes, are not eligible for the debit card.

    

4. Encumbered or Mortgaged Accounts: Accounts that are encumbered or mortgaged are not eligible for the Canara Bank Debit Card.

    

5. Business Accounts: Business Overdraft (OD) or Cash Credit (CC) accounts, as well as loan accounts, are not eligible for the debit card.

    

6. Multiple Active Debit Cards: If a customer holds two active debit cards linked to the same account, they are not eligible to apply for a new debit card through this mode.

These eligibility criteria ensure that the debit card is issued to the right accounts by Canara Bank's policies.

Canara Bank Debit Card -Variants & Features Comparison

Some features which are the same for all the Debit Card variants of Canara Bank are:-

• NFC (Contactless) limit is ₹2,500 per day (up to ₹5,000/- per occasion and 5 transactions per day.

   

• Type of transactions available - All transactions are allowed, i.e., ATM cash withdrawal, Point of sale/E-commerce (The same can be enabled or disabled, or a limit can be set through net banking/mobile banking or by visiting the branch.

   

• Green PIN generation is free for the first time, and ₹50/- per iteration for the second time onwards.

How to Apply for a Canara Bank Debit Card Online?

Step 1: Go to the official website of Canara Bank. 

Step 2: In the navbar, you will see “Digital Products.”Hover on that, and on the left-hand side, you will see “Cards.” When you hover over the cards, you will see a section “Debit Cards.”

Step 3: Click on the “Debit Cards.” After clicking on that, you will see a new interface where you can see many debit cards. If you want to read any of the card’s details, just click the “Know more” button below the debit card.

Step 4: If you do not want to read, just scroll down on the same page, and you will see a button “Apply Debit Card Online.” Click on that.

Step 5: After clicking on that, you will be redirected to a new page where you have to fill in some details.

Step 6:  Please enter your Account Number and type the characters displayed above, then click on the “Proceed” button.

Step 7: An OTP will be sent to your registered mobile number. Enter the OTP to proceed.

Step 8: Once the OTP is validated, your existing address details will be displayed for confirmation.

Step 9: After confirming your address, submit the details. The Card Request will then be placed, and your card will be dispatched shortly.

Step 10: If you have a joint account, please enter the Primary Account Holder's PAN or Aadhaar number.

Note: If you want to keep track of your Canara Bank Debit Card details, then click here

Canara Bank Debit Card Offers

Note: There are more offers like these on Canara Bank Debit Cards, which you can see by clicking here. Remember, every offer has an offer validity date; once the offer expires, you will not be able to use the offer. So, make sure to check the validity date and mode(online/offline) before claiming the offer.

How to Activate a Canara Bank Debit Card

Steps to Activate Your Debit Card on the Canara AI1 Mobile App:

1. Log in to the  Canara Ai1 Mobile App:
   • Open the Canara Ai1 Mobile App on your phone.

   • Log in using your 5-digit passcode or biometric authentication.

      

2. Navigate to the Cards Tab:

   • Once logged in, go to the Cards tab.

      

3. Manage Debit Card:

   • Under the Cards tab, click on Manage Debit Card.

      

4. Generate PIN:
   • Select PIN Generation.

   • Enter your new PIN, confirm the new PIN, and provide the debit card expiry date.

      

5. Enter MPIN for Confirmation:

   • Enter your 6-digit MPIN and confirm the action.

      

6. Download and Activate Your Debit Card:
   • If you haven’t already, download the Canara AI1 Mobile App.
   • Set your PIN and activate your debit card.

How to Block a Canara Bank Debit Card?

Canara Bank provides four ways to block the Canara Bank Debit Cards:

1. Through Call 

• Please call the toll-free number 1800 1030 (available 24 x 7) to hotlist or block your Cnara Bank Debit Card

2. Through Email

• Debit Card Holders can hotlist or block their debit card by sending an email to reportfraud@canarabank.com from their registered email ID.

• Email Subject Format:

BLOCKDC <Space> <Last 6 Digits of Debit Card>

• Example:
  If the last 6 digits of your debit card are 123456, the email subject should be:
  BLOCKDC 123456

3. Through Mobile Banking

• Send the Following Message:
  Type the message:
  CAN HOTLISTDC <16-digit card number>
  (Ensure there is a space between "CAN", "HOTLISTDC", and the 16-digit card number.)

   

• Send the Message to:
  5607060 using your registered phone number.

   

• Confirmation:
  You will receive an SMS notification once your Canara Bank ATM Debit Card has been successfully blocked.

4. Through Canara Bank Internet Banking

• Visit the Canara Bank Internet Banking Portal: Open the Canara Bank Internet Banking website.

   

• Click on “Login” and Select 'Net Banking': Click on the “Login” option and select 'Net Banking'.

   

• Enter User ID and Password: Enter your User ID and Password, then click the "Sign In" button.

   

• Select the “Request” Option: After logging in successfully, go to the “Request” section.

   

• Click the “Debit Card Hotlisting” Button: On the next screen, click on the "Debit Card Hotlisting" button.

   

• Select the Debit Card to Block: Choose the specific Canara Bank ATM Debit Card that you want to block, and click the "Hotlist" option.

   

• Confirm the Action: Click on the "Confirm" button to proceed with the hotlisting.

   

• Enter Transaction Password: Enter your Transaction Password and press the "Submit" button.

If you cannot do this by any of the methods provided above, then you can block your Canara Bank Debit card through the Canara Bank app. Follow the steps below to block your debit card.

Step 1: Download the Canara Bank App if you have not downloaded it yet, and go to the Canara Bank app.

Step 2: In the footer section, you will see a section called “Cards.” Click on that.

Step 3: After clicking, you will see a new interface where the first option you will see  is “My Debit Cards.” Below that, there is a button “View my Debit Cards.” Click on that.

Step 4: After clicking on that, you can see your Canara Bank Debit Card with the last 4-digit number. You have to select the physical debit card so that you do not have to pay the annual fees.

Step 5: On the same page, you will see a button “Block/Unblock Card.” Click on that and it will show you two options: “Block Temporarily” and “Block Permanently.” You have to click on the “Block Permanently” option.

Step 6: After clicking on that, it will show you two options, “Cancel” and “Continue.” After clicking on the “Continue” button, you have to enter your 6-digit PIN.

Step 7: After that, it will show you that your Canara Bank Debit Card has been blocked successfully.  

Step 8: Then, after some time, it will show you a message if it does not; then you have to do it again.

Conclusion

The Canara Bank Debit Card is a versatile and secure financial tool that allows customers to access their funds. It also allows you to make purchases and perform a variety of banking transactions, both online and at physical locations. 

With the option to block or hotlist the card via Internet Banking, Mobile App, or SMS, Canara Bank. It ensures the safety and security of your account in case your card is lost, stolen, or compromised.

By offering multiple channels for managing the card, Canara Bank provides convenient and efficient ways to safeguard your financial transactions. Whether through the Canara AI1 Mobile App or Internet Banking, customers can easily block, hotlist, or request a new card to ensure their funds remain secure.

The Canara Bank Debit Card is designed to provide users with seamless access to their funds and a range of services while maintaining a high standard of security and customer support.

FAQ’s

1. What is a Canara Bank Debit Card?

Canara Bank Debit Card is a plastic card that can be used for cash withdrawals at ATMs, shopping at PoS, and e-commerce platforms. It is linked to your savings/current accounts.

2. Can Debit Cards be issued for Joint Accounts with the operation condition “Jointly”?

No. The Debit Cards can be issued only to Joint Accounts where the operating instruction is mentioned as either survivor. The customer can apply for a Debit Card at his / her base branch.

3. What should I do if I have received my Debit Card, but the PIN is not legible?

You need not worry. PIN for a Debit Card can be generated at any Canara Bank ATM through the Green PIN Option. You can also generate your PIN from the Canara Bank Internet Banking login.

4. Where can I use my Canara Bank Debit Card?

Debit Cards can be used in all ATMs & merchant establishments displaying the Visa/MasterCard/RuPay logo. You can also use your card for payments on the Internet/e-commerce. The debit card issued will be of Domestic validity. 

5. Are there any transaction limits for the Debit Card?
For Canara Bank Debit Card – Standard/Classic, the Cash Withdrawal at ATMs is limited to ₹40,000 per day, and for purchase transactions, ₹1,00,000 per day 

For Canara Bank Debit Card – Platinum/Select, the  Cash withdrawal limit is ₹50,000 per day, and for purchase transactions, ₹ 2,00,000 per day.

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