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Ravi is a working professional from Mumbai. One morning, he makes an online booking for a flight for ₹500, withdraws ₹10,000 at an SBI ATM, and travels hassle-free on the metro, all thanks to his SBI Debit Cards.
Isn't it fascinating how trouble-free his day is? Here's how:
From global payments to secure transactions and reward points, SBI Debit Cards make Ravi’s day-to-day life hassle-free. Isn’t that what everyone needs?
The SBI Global International Debit Card allows you to make purchases at merchant locations, make online payments, and withdraw cash both in India and worldwide. It features an EMV chip for enhanced security. The card lets you spend directly from your bank account and can be used in shops, online, and at ATMs.
An SBI Debit Card is a payment card provided by the State Bank of India (SBI) that allows you to make payments or withdraw money from ATMs directly from your bank account. The amount is debited instantly from your associated account. It can be used for various transactions, including online purchases, bill payments, etc.
The card is directly connected to your SBI account, so your money is directly deducted when transacting. You can also withdraw the cash from the SBI or other compatible ATMs. SBI offers various types of debit cards with different features and perks. Some SBI debit cards even allow you to earn reward points on spending and providing you with more value for your purchases.
The SBI Global International Contactless Debit Card provides an effortless, secure, and easy cashless shopping experience. Below is a description of its most essential features and advantages:
Key Features:
Key Benefits:
Feature | Details |
Card Availability | RuPay, MasterCard, VISA |
Merchant Outlets | 52 lakh in India, 30 million worldwide |
Transaction Limit (Without PIN) |
The SBI Global International Contactless Debit Card is excellent for cashless buying, online purchases, and cross-border transactions. It offers convenience, security, and rewards on your daily spending.
SBI Gold International Debit Card provides the facility for a cashless shopping experience along with the ability to make secure purchases across the globe and accumulate SBI Rewardz points. The following are the card's most important features and advantages, followed by essential information.
Benefits:
Interest Rates:
Particulars | Charges |
Issuance Charges | ₹100 + GST |
Annual Maintenance Charges | ₹175 + GST |
Card Replacement Charges |
The SBI Platinum International Debit Card provides a high-end banking experience, with the ease of cashless shopping, worldwide access, and the advantage of earning SBI Rewardz points. The following are the main features and advantages of this card.
Benefits
Particulars | Charges |
Issuance Charges | ₹300 + GST |
Annual Maintenance Charges | ₹325 + GST |
Card Replacement Charges |
The SBI Mumbai Metro Combo Card provides a hassle-free and convenient mode of travelling on the Mumbai Metro with various advantages for frequent transactions. Below are the key features and benefits of the card:
Here’s a table summarising the key benefits and features of the SBI Mumbai Metro Combo Card
Feature | Description |
Metro Travel Convenience | Tap your card at the metro gates for a hassle-free journey; there is no need to stand in lines for tokens. |
Glamorous Metro Offers | Enjoy special offers provided by Mumbai Metro to cardholders. |
Charges
Eligibility
SBI My Card International Debit Card is a fantastic way to personalise your banking experience. You can personalise your card with a collection of colourful images from the gallery and enjoy the benefits of cashless payments. The card provides international acceptance and protection and is an easy option for regular use.
Transaction Type | Domestic Limit | International Limit |
Daily Cash Withdrawal Limit | ₹100 to ₹ 40,000 | Varies by ATM and country, max equivalent of ₹40,000 |
Charges
SBI IOCL Co-Branded Contactless RuPay Debit Card is specifically for SBI customers who wish to earn extra reward points while making purchases at IOCL retail stores and benefiting from contactless payments. The card has an EMV chip for added security and is offered in Global and Platinum variants.
Variants Available
Global Acceptance
Reward Points
Activation Bonus
Birthday Bonus
International Payments
Redeem Points
Feature | Global Variant | Platinum Variant |
Cash Withdrawal Limit | ₹100 to ₹40,000 | ₹100 to ₹40,000 |
PoS/Online Transaction Limit |
This card offers fantastic rewards, bonuses, and the convenience of contactless payments, making it an ideal choice for those who frequently use their card for purchases and transactions.
The SBI Virtual Debit Card is a convenient, contactless card from the State Bank of India. It is usable for online and offline purchases and mobile wallet payments through Google Pay and Samsung Pay. The card has no physical form, hence an eco-friendly card with no plastic or chip.
Issuance
Usage
Transaction Limits
Card Validity
Charges
Additional Benefits
Rewards
Redeem Points:
You can redeem your rewards through the SBI Rewardz website, the Yono App, or the SBI REWARDZ App.
₹5000 per transaction, up to 5 PIN-free transactions per day |
Security | EMV Chip for enhanced security |
Rewards | Earn SBI Rewardz points for purchases |
ATM Withdrawals | SBI ATMs and global ATM networks |
₹300 + GST |
₹300 + GST |
Cash withdrawal limit: ₹40,000 per day POS transaction limit: ₹75,000 per day |
Online Payments | Pay bills and book travel, movie, and other activity tickets online through the card. |
MasterCard SecureCode | Secure your online purchases and transactions by enrolling for MasterCard's SecureCode. |
Metro Credit | ₹50 will be credited to your debit card for usage at Mumbai Metro stations upon applying for the card. |
Low Annual Fee | Annual fee: ₹150 (inclusive of GST). |
Reward Points | Earn 1 reward point for every ₹200 spent, redeemable for fuel, travel, online shopping, and dining. |
Bonus Points | 50 points for the first transaction 50 points for the second transaction 100 points for the third transaction |
Double Reward Points | Earn double reward points when making at least 3 transactions in a quarter. |
SMS Alerts | Receive instant SMS alerts for all transactions made with the card. |
Point of Sale (POS) Limit
No limit |
Varies by country, max equivalent of ₹ 75,000 |
Online Transaction Limit | No limit | Max ₹50,000 (subject to regulations, select websites) |
₹75,000 |
₹2,00,000 |
Issuance Charges | Nil | ₹300 + GST |
Annual Maintenance Charges | ₹125 + GST | ₹250 + GST |
Card Replacement Charges | ₹300 + GST | ₹300 + GST |
*T&C Apply
Feature |
Details |
Issuance Fee | Nil |
Annual Maintenance Charge | Nil |
Virtual Card Validity | 5 years |
Standard Reward Points | 4 points per ₹200 spent |
The SBI Virtual Debit Card offers convenience and flexibility for online shoppers, making it a great choice for cashless transactions.
1. Through Website
2. Offline:
You can apply for a new SBI debit card offline by phone or in person.
By Phone:
In Person:
3. Through YONO App:
Here's how you can apply for an SBI debit card using the YONO app:
Here is the information about Debit Card related charges in a table format:
Sr No | Particulars | Card Variants | Charges |
1. | Debit Card Issuance Charges | Classic / Silver / Global / Contactless Debit Card | NIL |
Gold Debit Card | ₹100/- + GST | ||
Platinum Debit Card | ₹300/- + GST | ||
2. | Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year onwards) | Classic / Silver / Global / Contactless Debit Card | ₹200/- + GST |
Yuva / Gold / Combo / My Card (Image) Debit Card | ₹250/- + GST | ||
Platinum Debit Card | ₹325/- + GST | ||
Platinum Business RuPay Card | ₹350/- + GST | ||
Pride / Premium Business Debit Card | ₹425/- + GST | ||
3. | Debit Card Replacement Charges | All Cards | ₹300/- + GST |
4. | International Transaction Charges | ||
Balance enquiry at ATMs | All Cards | ₹25/- + GST | |
ATM Cash withdrawal transactions | All Cards | ₹100/- min. + 3.5% of Transaction Amount + GST | |
Point of Sale (PoS) / eCommerce transactions | All Cards | 3% of transaction amount + GST |
To get an SBI debit card, you must satisfy the following requirements
Your debit card type will be determined by issues such as
For a debit card for SBI, you will require the following documents
You can raise your SBI debit card's daily withdrawal limit in three ways: through the SBI YONO app, by visiting an SBI branch, or by calling SBI customer care.
Through the SBI YONO App
Visiting an SBI Branch
Calling SBI Customer Care
Note: The new withdrawal limit should adhere to the bank's rules.
Free Transactions:
Insurance:
Rewards:
Security:
Convenience:
Other Benefits
You can reach SBI customer care for debit card-related issues 24/7 by calling:
Or, you can also call the toll number: 080-26599990.
You can also email SBI customer care at contactcentre@sbi.co.in.
What can you get help with?
How to report a lost or stolen card?
How do you report a disputed transaction?
How to chat with SBI customer care?
SBI Debit Cards are an excellent blend of convenience, security, and reward that transforms the shopping experience into an effortless walk in the park. From buying online movie tickets, making cash withdrawals at an ATM, or commuting through Mumbai Metro, these cards make life easy and rewarding.
With just one choice from one such as the Global International Debit Card, SBI Gold, or Mumbai Metro Combo Card, you have the one that is best for you. And with the added advantages of contactless payment, reward points, and intelligent security, SBI offers the best of you wherever you go. So wait no more, make the smart move now.
Q1: How many times can I withdraw using my SBI Debit Card?
State Bank of India permits debit card customers to withdraw amounts ranging from ₹40,000 to ₹1,00,000 from ATMs. SBI offers a maximum of 5 free withdrawals at ATMs per month. If the above limit is crossed, extra charges will be imposed.
Q2: How long will it take to get an SBI Debit Card?
After you have made the request, it typically takes 7–10 working days to get your SBI debit card. The card is sent to your registered address by speed post.
Q3: Can I have two debit cards in one account?
Absolutely, you are allowed to have more than one debit card associated with one bank account. This is particularly useful if more than one person, such as household members, needs to use the account.
Other Bank Debit Cards | |||
