Central Bank of India Debit Card – Explore Features & Apply Easily

Number of Transactions

2.99% per month

*T&C Apply

₹100 plus service charges

Charge Slip Retrieval Charges

₹100

Duplicate Statement

₹100 per request

Foreign Currency Transactions

3.5% conversion markup fee

Fuel Transaction Charge

2.5%

5. Business Card

The RuPay Business Platinum Debit Card of the Central Bank of India provides worldwide purchase facilities, purchase protection, and accidental death and air accident cover. You can also maintain business and personal accounts separately using this card, giving you an added level of convenience and security for business transactions.

Features and Benefits of RuPay Business Platinum Debit Card

Here’s the simplified breakdown of the Central Bank of India’s RuPay Business Platinum Debit Card in a table:

Fees and Charges on RuPay Business Platinum Debit Card

The Platinum Debit Card has an issuance fee of ₹500 and an annual fee of ₹500.

Eligibility to apply for a Debit Card in the Central Bank of India

• Available under the Swadeshi RuPay platform of NPCI.
• Open to all current and savings account holders.
• Available for customers aged 10 to 18 years.

Documents Required to Apply for a Debit Card in Central Bank of India

To apply for a debit card, you typically have to submit these documents

• Identity Proof: Passport, driving license, or voter ID card
• Address Proof: Proof of address that corresponds with your identity document
• PAN Card: PAN card is necessary for identification
• Photos: Two recent passport photos
• Form 16: If you do not possess a PAN card, you might be required to submit Form 16

How to change the Central Bank of India Debit Card Withdrawal Limit?

To modify your Central Bank of India debit card withdrawal limit, you can do so using Mobile Banking (Cent Mobile) or Net Banking through the following steps:

1. Using Mobile Banking (Cent Mobile)

1. App: Download the ‘Cent Mobile’ app from the Google Play Store or Apple Play Store.
2. Log in: Install the application on your device and log into the app.
3. Select Card: Select the ‘Card’ option.
4. Debit Card Control: Choose the ‘Debit Card Control’ option.
5. Modify Limit: Click on the ‘Modify Limit’ option.
6. Select Transaction Type: Select if it's domestic or international usage.
7. Set Limits: Set the ATM withdrawal limit, POS purchase limit, and online shopping limit.
8. Submit: Click on ‘Submit’ to update the changes.

2. Through Net Banking

1. Website: Visit the official net banking website of the Central Bank of India.
2. Log in: Log in to your Net Banking account.
3. Debit Card Services: Go to the ‘Debit Card Services’ option.
4. Card Controller Services: Choose ‘Debit Card Controller’ or ‘Card Controller Services.’
5. Action: Select the ‘Action’ option.
6. Select Transaction Type: Choose whether it's domestic or international use.
7. Set Limits: Establish your desired ATM withdrawal limits, POS transaction limits, and e-commerce limits.
8. Update: Press ‘Update’ to update the changes.

ATM Transaction Charges in Central Bank of India

Here’s information about the ATM charges for the Central Bank of India in a table format:

Customer Care Services related to Debit Cards in Central Bank of India

For any problem associated with your Central Bank of India debit card, you can approach customer care with the following information:

Toll-Free Number: 1800 22 1911

Email:

debitcard_os@centralbank.co.in

debitcard@centralbank.co.in

Other Phone Numbers

• Failed or Disputed Transactions: 022-49197318
• Insurance cover on the debit card: 022-49197320
• Lost Debit Card or Unauthorised Transactions: Call 1800 22 1911 to freeze your card.
• Unfreezing/Unblocking Your Account: Approach your Home Branch.
• Check ATM Card Status: Call toll-free number 1800 22 1911.
• Tracking ID: Get in touch with your Home Branch.

The following contact channels are provided at your convenience should you require assistance with your debit card.

Conclusion

The Central Bank of India Debit Card provides you with a safe, easy, and rewarding way to take control of your money. Be it withdrawing money from ATMs, shopping online, or accumulating reward points, it gives you multiple advantages. Be it cashback, free access to airport lounges, or insurance coverage, it simplifies daily transactions and makes them rewarding. 

With RuPay Select Wellness, RuPay Platinum, and CBI Visa Platinum cards as options, you can pick the one that is most convenient for you. And, applying for a debit card is easy, either online or in-branch. Get control of your money with ease using a Central Bank of India Debit Card!

FAQs related to Debit Cards in the Central Bank of India

Q1: What is the daily cap for a Bank of India Visa Classic Debit Card?

The Bank of India Visa Classic Debit Card provides a daily cash withdrawal limit of ₹15,000 and a daily purchase limit of ₹50,000 for both domestic and international transactions.

Q2: How many free ATM withdrawals are allowed at the Central Bank of India?

Under the Reserve Bank of India's new guidelines, account holders of most banks, including the Central Bank of India, can have a maximum of five free ATM withdrawals per month. Both financial and non-financial services are covered under the five free transactions.

Q3: How many free ATM transactions are allowed in the Central Bank of India?

As per the Reserve Bank of India's updated guidelines, customers of most banks, including the Central Bank of India, are allowed up to five free ATM transactions per month. These five free transactions cover both financial and non-financial services.