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Key Takeaways:
Bonus Tip: Get 25% cashback on Netflix and Prime subscriptions via the Airtel Thanks App, exclusive to Airtel Axis Bank Card users. Save more on entertainment monthly!
The Airtel Axis Bank Credit Card is a co-branded credit card created to give maximum cashback on daily spends such as Airtel bills, food orders, and regular transactions. It uses a straightforward cashback structure that helps you save without tracking complicated reward points.
Suppose you pay your Airtel broadband bill of ₹1,200 every month; however, with an Airtel Axis Bank Credit Card, you receive 25% cashback, which is equal to ₹300. Over a year, with the Airtel Axis Bank Credit Card, you can save around ₹3,600 on just one bill.
This makes the Airtel Axis Bank Credit Card a useful option for households and individuals who prefer instant value from their credit card. This blog will walk you through the highlights, benefits, fees, charges, eligibility, and the application process for this card.
If you are interested in the Airtel Axis Bank Credit Card, then you need to know what the card offers; the following are the key highlights of the Airtel Axis Bank Credit Card:
From the above-mentioned points, you can see that this card brings a balanced mix of high savings, convenience, and everyday usability.
Read More - Flipkart Axis Bank Credit Card Lounge Access: Complete Guide
Benefits Of Airtel Axis Bank Credit Card
The card is designed to provide value in categories where most people spend regularly; the following table highlights the benefits of the Airtel Axis Bank Credit Card:
The above-mentioned benefits ensure steady savings and make the card a reliable partner for everyday expenses.
Bonus Tip:
Before moving ahead, let’s have a closer look at how cashback is divided among different spending categories. The following table shows the cashback and rewards of the Airtel Axis Bank Credit Card, assuming ₹2,00,000 annual spends:
The above-mentioned table shows that if you use the card smartly, you can maximise monthly cashback across multiple categories.
It is important for you to understand the fees to calculate the real value of the card; the following table shows the fee structure of the Airtel Axis Bank Credit Card:
From the above-mentioned table, you can see that the fee is modest and easily covered by cashback, and with consistent spending, the renewal fee gets waived entirely.
Like every credit card, the Airtel Axis Bank Credit Card also charges a late fee if you miss the payment due date; the following table highlights the late payment fee applicable to the Airtel Axis Bank Credit Card:
The above-mentioned fee structure makes it important to pay dues on time to avoid unnecessary penalties.
₹500
₹2,00,000 yearly spend
*T&C Apply
Airtel Axis Bank Credit Card Pros & Cons
Every card has strong points as well as areas where it may not suit everyone; the following table highlights the pros and cons of the Airtel Axis Bank Credit Card:
Overall, the card offers excellent value for frequent Airtel users and online shoppers, though it may not appeal to those seeking travel or lifestyle privileges
Also Read - Axis Bank Credit Card – Features, Benefits & How to Apply
Eligibility Criteria For Airtel Axis Bank Credit Card
The eligibility requirements are kept simple to ensure more users can apply; the following are the eligibility criteria:
These basic conditions make the card accessible to a wide range of applicants without unnecessary restrictions.
You must provide basic documents for identity, address, and income verification; the following table highlights the common documents required for the Airtel Axis Bank Credit Card:
These are the general documents required for an Airtel Axis Bank Credit Card; however, you must keep in mind that this list is only indicative, and documents required may vary on a case-by-case basis.
You can apply through both online and offline channels; however, the Airtel Thanks app and Axis Bank website provide the fastest route. The following are the steps to apply:
Step 1: Install the Airtel Thanks App
Download and install the Airtel Thanks app from the Google Play Store or Apple App Store on your smartphone.
Step 2: Go to the “Shop” Section
Open the app and navigate to the “Shop” section available in the bottom menu.
Step 3: Choose Financial Services
Inside the Shop section, tap on “Financial Services” to explore credit card options.
Step 4: Tap on “Credit Card”
Select the “Credit Card” tab and then press “Apply Now” to begin your application.
Step 5: Enter Your Personal Details
Fill out the online form with your:
Step 6: Upload Required Documents
You’ll need to upload:
Step 7: Complete Digital KYC
Follow the in-app prompts to finish your digital KYC verification, usually through a quick video call or OTP process.
Step 8: Card Processing & Delivery
Once your application is approved, the physical Airtel Axis Bank Credit Card will be dispatched and delivered to your registered address within 5–7 working days.
Here are the step-by-step instructions to apply for the Airtel Axis Bank Credit Card offline:
Once your card is active, you can use the Airtel Thanks app to track your usage, view your earned cashback, and view the bills you have paid.
The Airtel Axis Bank Credit Card is an affordable and rewarding option for those who spend regularly on Airtel services, food delivery, and online shopping.
The Airtel Axis Bank Credit Card is made for practical savings, with up to 25% cashback, 10% on essentials, and unlimited 1% on all other spends.
The fee is low and can be waived easily, while the integration with the Airtel Thanks app makes it convenient to manage.
If your spending habits match the card’s reward categories, this card can save you a significant amount every year.
1. How can I increase my Airtel Axis card limit?
You can request a higher limit by contacting Axis Bank on their toll-free number: 18604195555 or 18605005555.
2. Is Airtel Bank safe to use?
Yes, Airtel Payments Bank is regulated by the Reserve Bank of India (RBI), making it safe for transactions and savings.
3. Can I use an Airtel Axis Bank credit card on Flipkart?
Yes, the card works on Flipkart and all other major online platforms where Visa cards are accepted.
4. What is the cashback limit for the Axis Airtel Credit Card?
You can get up to ₹250/month for utility bill payments via the Airtel Thanks App and ₹500/month for preferred merchants combined.
