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The IDFC Vistara Credit Card helps regular travellers earn reward points. The benefits and rewards are provided for a wide range of expenses, including flights, dining, shopping, fuel, and more.
For example, Rajesh spent ₹50,000 in January 2024 on travel and daily purchases. He earned 8,500 points. This shows how regular spending can quickly earn rewards.
In this blog, we will explain how to use these points for Vistara flights or upgrades and how to get the most rewards.
The IDFC Vistara Credit Card brings premium travel benefits and exclusive rewards for frequent flyers. It combines luxury, convenience, and value to make every journey more rewarding.
This card offers excellent value for travellers who want to enjoy comfort, earn rewards, and save more while flying with Vistara.
Read More - LTF Credit Card: Benefits, Top Picks & How to Apply
Benefits of IDFC Vistara Credit Card
The IDFC Vistara Credit Card rewards travellers with exclusive privileges that make every journey more comfortable and enjoyable. From premium flight experiences to dining advantages, the card offers a perfect mix of luxury and convenience.
Let’s take the example of Amit, who recently received his IDFC Vistara Credit Card and started using the joining benefits.
Total Savings: ₹19,500 (₹10,000 + ₹8,000 + ₹4,500 + ₹2,000)
By using these benefits, Amit enjoyed luxury travel and dining while saving a significant amount of money.
The IDFC Vistara Credit Card lets cardholders earn Maharaja Points on almost every spend. These points can be redeemed for flights, upgrades, and other travel privileges, making each purchase more rewarding.
Bonus point:- This credit card gives you some special points known as Maharaja points.
Maharaja points are reward points earned based on your spending pattern. Maharaja Point earn rate is calculated on spending every 200. Maharaja Points do not apply to EMI Transactions, Balance Transfer, or Cash Withdrawal.
Also Read - ICICI Sapphiro Credit Card Benefits: All You Need to Know
IDFC Vistara Credit Card Fees & Charges
The IDFC Vistara Credit Card is accompanied by a structured schedule of fees, which prospective and existing cardholders are advised to acquaint themselves with before availing the facility. These encompass, among other things, finance charges, foreign exchange mark-ups, late payment penalties, card replacement costs, and over-limit usage charges. A clear understanding of these provisions not only ensures prudent financial management but also safeguards the cardholder from incurring unforeseen liabilities or avoidable expenditure.
*T&C Apply
Click here to access and carefully review the exhaustive terms and conditions governing the fees, charges, and related provisions applicable to the usage of the Club Vistara IDFC FIRST Credit Card, as stipulated by the Bank.
The eligibility criteria for the IDFC Vistara Credit Card typically include the following:
IDFC's online credit card application process is quite straightforward and can be completed in just a few minutes. Simply visit their official website, browse the available options, and submit your application with the required details for quick processing.
The IDFC Vistara Credit Card is a smart choice for people who travel often with Vistara. It gives points, free upgrades, club membership, and dining discounts. These benefits make flying and eating out more enjoyable.
With this card, you can save money, travel in comfort, and get extra value from your daily spending. It is easy to use and very useful for frequent travellers.
1. Is the IDFC Vistara Credit Card being discontinued?
Yes, the Club Vistara IDFC FIRST Credit Card can be used for all transactions until 31st March 2026. After this date, the card will no longer be valid.
2. What are the benefits of the IDFC Credit Card Vistara?
You get a free Club Vistara Silver membership, flight upgrade, and Premium Economy vouchers, 3 months of EazyDiner Prime, and up to 6 CV Points on all spending, including bills, fuel, and rent.
6. Which IDFC card has lounge access?
The IDFC Private Credit Card offers unlimited lounge access. The Ashva and Mayura cards provide limited visits, while the Select Card gives 2 free domestic lounge visits per quarter on spending of ₹20,000 or more.
7. What are the benefits of Club Vistara membership?
You can earn and redeem points for flights and upgrades, enjoy priority check-in and boarding, extra baggage allowance, lounge access, and bonus CV points. Higher tiers offer more points and enhanced privileges.
