By continuing, you agree to LoansJagat's Credit Report Terms of Use, Terms and Conditions, Privacy Policy, and authorize contact via Call, SMS, Email, or WhatsApp
Disclaimer: The information published on LoansJagat is intended for general informational and educational purposes only and should not be considered financial, legal, or investment advice. Interest rates, loan terms, statistics, and other data may change over time and may vary by lender or source. Please verify the latest information and consult a qualified financial advisor or the respective Bank/NBFC before making any financial decisions.
Apply for Loans Fast and Hassle-Free
Subscribe Now
About the author
LoansJagat Team
‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
Related Blog Post
Simplify All Your Loans Into One Affordable EMI
Customers Served
Debt Consolidated
1200+ Reviews
Locations in India
Club all Loans & Credit Card Bills into Single EMI
Quick Apply Loan
Consolidate your debts into one easy EMI.
Takes less than 2 minutes. No paperwork.
10 Lakhs+
Trusted Customers
2000 Cr+
Loans Disbursed
4.7/5
Google Reviews
50+
Banks & NBFCs Offers
Other services mentioned in this article
Key Takeaways
“Would you believe me if I say that you can earn rewards through your spending? If not, then get ready to be surprised, this blog on LIC Credit Card Reward Points will show you how every swipe can actually pay you back.”
LIC Credit Cards can earn you rewards with every transaction, which are issued in collaboration with IDBI Bank and Axis Bank. You can earn up to three reward points for every ₹100 spent. Each point can be exchanged for lifestyle, travel, or shopping vouchers with a value of about ₹0.25.
For example, if you spend ₹10,000 in a month, you earn 3 points × 100 (₹100 blocks) = 300 points, and 300 points × ₹0.25 = ₹75 worth of rewards.
Points can be earned for everyday purchases, LIC premium payments, and even for travel reservations. You get paid more the more you use your card. Online tracking of rewards is possible via the IDBI Net Banking platform or the LIC Cards Portal.
Let's find out which LIC credit cards provide the highest reward points and how to maximize them.
“You might be wondering ki konsa LIC ka credit card sabse jyada return dega! So, let’s look at the real list smart users pick from.”
Here are the most popular LIC Credit Cards with high reward systems:
Choose the LIC Credit Card that best fits your spending habits and lifestyle because each one has a different reward-earning structure.
Bonus Tip: Do you know? LIC has received a GST demand of ₹2,370.3 crore from Maharashtra for excess ITC claimed between FY22 and FY24.
“Arey bhai! Sare reward points same hi to hote hai. Well, not with LIC credit cards, from groceries to getaways, each spend type secretly boosts your savings differently.”
LIC Credit Cards provide a variety of earning opportunities from everyday purchases to luxury lifestyle expenses.
A few cards even provide accelerated rewards for paying LIC premiums, which is a fantastic way to save money without losing insurance coverage.
“Ye reward points h cashback nahi, use nahi kiya to expire ho jayega! Don’t let them expire, continue reading to see how you can turn those points into free shopping, travel, or cash vouchers in minutes.”
You can redeem your LIC Credit Card Reward Points conveniently online or offline through IDBI systems.
You can redeem LIC Credit Card Reward Points via Net Banking:
Digital vouchers are usually sent by email within a few business days.
*T&C Apply
If you want assistance, redemption can also be done through customer care:
Keep your ID, registered mobile number, and card number when requesting redemption.
“Paise kyu kharchne hai jab shopping reward points se hi kar sakte to? Let’s look at the LIC Credit Card Rewards Catalogue and check how your everyday spending can get you Amazon vouchers, free hotel stays, or even bill payments.”
There are many options available in LIC’s Rewards Catalogue, making it great for all types of users.
Go to the official LIC Cards Portal to view the most recent rewards catalog.
“Do you think you are earning enough reward points? Stop using your card like everyone else, and use it like a pro. These simple LIC Credit Card tricks could easily double your reward value without extra spending.”
Keep the following advice in mind when you spend and use your points to get the most out of your LIC Credit Card:
Every transaction becomes an opportunity for reward when spending is done strategically.
“Every swipe, every payment, every transaction, they all add up. So, make sure you track your LIC Credit Card points and redeem them smartly before they expire.”
Everyday costs are converted into measurable savings with LIC Credit Card Reward Points.
You can make every transaction matter by keeping track of your points and using them when they're due.
Start using your LIC Credit Card properly now and enjoy the rewards as your purchases pay off.
Can I earn points on international transactions?
Yes, you earn points on domestic and international retail purchases.
Does redemption require a certain minimum number of points?
Yes, you usually need at least 500 points to start redeeming.
How do I check if my points are near expiry?
The online dashboard or your monthly statement will show the expiration status.
Do add-on cards have separate points?
No, every transaction made with an add-on card increases the reward pool on the primary card.
Do EMI transactions count for points?
Yes, but only the principal amount earns points, not the interest part.
Other Related Pages | ||
