Union Bank of India Credit Card Reward Points — Complete Guide

Key Takeaways
 

• You can earn reward points on every eligible transaction made using your Union Bank credit card.
   
• You can redeem points earned on your Union Bank credit card online or through customer care for shopping, travel, or bill payments.
   
• Each reward point of the Union Bank credit card holds a value of up to ₹0.50, depending on the redemption choice.

Bonus Tip: Use your Union Bank Credit Card for major purchases like travel bookings or electronics during festive offers. When combined with reward points, cashback, and partner discounts, you could save over ₹10,000 annually, making every transaction more rewarding and financially smart.

Union Bank of India Credit Card Reward Points are loyalty benefits that allow you to earn points every time you spend using your Union Bank credit card. 

Take the case of Amit Verma, a 35-year-old teacher from Delhi. He uses his Union Bank Signature Credit Card for monthly expenses like groceries, fuel, and online purchases totalling around ₹45,000. 

With an average of 2 reward points per ₹100 spent, Amit earns nearly 900 points per month, which add up to more than 10,000 points in a year. He later redeems them for gift vouchers worth nearly ₹5,000, effectively turning his everyday expenses into savings.

Now, let’s understand how the Union Bank of India Credit Card Reward Points system works. The best cards for earning them, and how you can redeem and maximise your rewards effortlessly.

Top Union Bank Credit Cards for Reward Points

Union Bank of India Credit Card offers several credit cards that reward you for everyday transactions. Each card is designed to suit different spending patterns: 
 

Each of these cards allows cardholders to earn points on every eligible purchase while enjoying Union Bank’s secure and reliable services.

Types of Union Bank Credit Card Reward Programmes

Union Bank offers a flexible and transparent reward system that encourages customers to make the most of their spending. The reward structure generally includes:
 

This multi-tiered system ensures that every rupee spent brings you closer to attractive rewards.

How to Redeem Union Bank Credit Card Reward Points?

Union Bank Credit Card reward points feel just as good as earning them. Points can be redeemed easily for travel, shopping, vouchers, or cashback through the rewards portal or by contacting Union Bank Credit Card customer support.

Via Net Banking
 

1. Visit the Union Bank Credit Card Rewards Portal.
    
2. Log in using your registered ID and password.
    
3. Go to the ‘Redeem Points’ or ‘Rewards’ section.
    
4. Choose from categories like vouchers, travel, or merchandise.
    

You’ll receive a confirmation message or email once your request is processed. The average redemption value is between ₹0.25 and ₹0.50 per point, depending on the item.

Via Customer Care

If you prefer personal assistance, you can redeem your reward points by contacting Union Bank Credit Card Customer Care.

• Call 1800-22-22-44 or 1800-208-2244.
   
• Provide your credit card details for verification.
   
• Mention your preferred reward category (vouchers, travel, or gifts).