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Key Takeaways
Bonus Tip: Use your RBL Credit Card during festive seasons or partner promotions. Combining reward points, cashback, and brand discounts can help you save over ₹10,000 annually, making every transaction smarter and more rewarding.
RBL Credit Card Reward Points are loyalty benefits offered by RBL Bank to reward customers for their everyday purchases.
Neha Kapoor, a 30-year-old marketing consultant from Bengaluru, spends around ₹40,000 every month on travel, groceries, and dining using her RBL ShopRite Credit Card. With an average of 2 reward points per ₹100 spent, she earns nearly 800 reward points monthly.
Over the year, these points add up to around 9,600 points, which she redeems for shopping vouchers worth nearly ₹4,800, making her daily expenses more rewarding.
Let’s now understand how RBL Credit Card Reward Points work, which cards offer the best benefits, and the smartest ways to redeem and maximise their value.
RBL Bank offers a diverse range of credit cards, each designed to match different lifestyles and spending patterns. Here are some of the top choices for earning reward points:
Read More - HDFC Rewards Debit Card
Each card offers a unique mix of reward rates and lifestyle perks, allowing you to choose one that suits your spending style best.
RBL Bank’s reward structure varies by card type but generally falls into the following categories:
These programmes ensure that your loyalty and spending are continuously rewarded.
RBL makes it simple to redeem your reward points through multiple channels. You can choose between online redemption via net banking or offline support through customer care.
Typically, the redemption value ranges between ₹0.25 to ₹0.50 per point, depending on the item or service selected.
If you prefer assistance, you can also redeem your points through RBL Credit Card Customer Care.
This option is convenient for those who prefer personal support over online platforms.
The RBL Rewards Catalogue offers a wide range of redemption choices that cater to every lifestyle. Here’s what you can get:
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The catalogue is frequently updated, ensuring fresh and exciting options every few months.
Also Read - Axis Bank Online Rewards Debit Card
Tips to Maximise RBL Credit Card Reward Points
To get the most from your RBL Credit Card, it’s essential to use it strategically. Here are a few practical tips:
By following these steps, you can easily turn your routine expenses into meaningful savings.
The RBL Credit Card Reward Points Programme is an excellent way to make every purchase more rewarding. From daily groceries to luxury travel, each swipe adds value through redeemable points. Whether you prefer cashback, shopping vouchers, or flight bookings, RBL’s flexible redemption options ensure that your card truly works for you.
If you’re looking for a credit card that combines convenience, flexibility, and tangible rewards, an RBL Credit Card is one of the best choices in India’s financial market today.
Q1. Do RBL Credit Card Reward Points get added for wallet load transactions?
RBL Credit Card Reward Points are generally not awarded on wallet loads unless specifically allowed by the card variant.
Q2. Can RBL Credit Card Reward Points be earned on EMI transactions?
RBL Credit Card Reward Points are not usually earned on EMI conversions or EMI purchases.
Q3. Are RBL Credit Card Reward Points credited instantly after a purchase?
RBL Credit Card Reward Points are typically credited after the transaction is settled in the billing cycle.
Q4. Is there any monthly or yearly cap on earning RBL Credit Card Reward Points?
RBL Credit Card Reward Points may have earning caps depending on the card type and reward structure.
Q5. Do fuel transactions earn RBL Credit Card Reward Points across all cards?
RBL Credit Card Reward Points are not earned on fuel spends for most cards, except fuel-linked variants.
Q6. What happens to RBL Credit Card Reward Points if the card account is closed?
RBL Credit Card Reward Points expire immediately once the credit card account is closed.
Q7. Can expired RBL Credit Card Reward Points be reinstated?
RBL Credit Card Reward Points once expired cannot be reinstated by the bank.
Q8. Are RBL Credit Card Reward Points transferable to airline or hotel loyalty programmes?
RBL Credit Card Reward Points cannot be transferred to external loyalty programmes and must be redeemed via the RBL Rewards Portal.
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