Key Takeaways

AU Bank Credit Card Reward Points let you earn rewards on every purchase.
AU Bank Credit Card Reward Points can be redeemed for travel, merchandise, gift cards, or statement credits.
Regular use of the AU Bank Credit card helps accumulate points faster and get more value from everyday spending.

AU Bank Credit Card Reward Points let you earn points on every purchase, turning your spending into valuable rewards. These points can be redeemed for travel, merchandise, gift cards, or statement credits.

For example, Riya used her AU Bank Credit Card to pay her monthly groceries and fuel bills. Over a few months, she accumulated 10,000 reward points, which she redeemed for a flight ticket and an e-gift voucher, making her everyday spending more rewarding.

This blog explains how AU Bank Credit Card reward points work, how to earn them, and the best ways to redeem them effectively.

Top AU Bank Credit Card for Reward Points

AU Bank Credit Cards offer great opportunities to earn and redeem reward points across various spending categories. Each card is designed to suit different lifestyles and preferences.

Here are the top AU Bank Credit Cards for reward points:

Top AU Bank Credit Cards for Reward Points	Key Benefit
AU LIT Credit Card	Customisable features and flexible rewards
AU Zenith Credit Card	Premium lifestyle benefits and high reward rate
AU Vetta Credit Card	Ideal for travel and luxury spending
AU Altura Plus Credit Card	Extra rewards on fuel, groceries, and utilities
AU Altura Credit Card	Best for beginners seeking everyday rewards

Overall, AU Bank Credit Cards make your spending more rewarding and help you enjoy exclusive benefits on every purchase.

Types of AU Bank Credit Card Reward Programme

AU Bank Credit Cards offer several ways to make the most of your earned reward points. You can choose from a variety of redemption options based on your lifestyle and spending habits.

Here are the main types of AU Bank Credit Card Reward Programme:

Merchandise: Redeem your points for items such as gadgets, home essentials, and accessories.
Travel: Use your reward points for flight tickets, hotel stays, and other travel bookings.
Statement Credit: Apply your points as a statement credit to reduce your outstanding balance.
Gift Cards: Convert your points into gift cards for popular brands and restaurants.
Charity Donations: Donate your points to a charity of your choice.
Experiences: Enjoy exclusive experiences like concert tickets or event access.

AU Bank Credit Cards make every purchase rewarding, giving you the flexibility to redeem points in ways that best suit your preferences.

How to Redeem AU Bank Credit Card Reward Points?

Redeeming your AU Bank Credit Card reward points is simple and convenient. AU Bank allows you to use your points for a variety of options, including merchandise, travel, statement credits, gift cards, and exclusive experiences.

For example, suppose you have 5,000 reward points. You can log in to your AU Bank Credit Card account online or via the mobile app, and navigate to the “Rewards” or “Redeem Points” section.

Here, you will see all available options. If you choose to redeem points for a flight ticket worth ₹3,000, the system will guide you step by step to apply your points, confirm the redemption, and complete the booking.

It’s important to compare redemption options before choosing, as some rewards give better value per point than others. This way, you can make sure your points work harder for you.

Via Net Banking

Visit https://rewardz.aubank.in/
Log in using your AU Bank credit card credentials.
Select the reward points you want to redeem and follow the on-screen instructions to complete the process.

Via Customer Care

Call AU Rewardz Customer Care at 1800 1200 1500 (toll-free).
The service is available Monday to Saturday, 9 AM to 6 PM.
Provide your credit card details and request redemption of your reward points.

AU Bank Credit Card Rewards Catalogue

The AU Bank Credit Card Rewards catalogue is your complete guide to all the ways you can redeem your reward points. It lists various options such as merchandise, travel, statement credits, gift cards, and unique experiences, making it easy to choose the reward that suits your lifestyle.

Here’s a simple table version of the AU Bank Credit Card Rewards Catalogue:

Reward Category	Examples
E-Gift Vouchers	Pantaloons, Bata, Shoppers Stop
Travel & Holidays	Flight bookings, Hotel stays, Holiday packages
Merchandise	Electronics, Home appliances, Gadgets
Statement Credit	Reduce your outstanding credit card balance
Experiences	Concerts, Dining, Adventure activities

In short, the AU Bank Credit Card Rewards Catalogue lets you make every transaction rewarding.

Tips to Maximise AU Bank Credit Card Reward Points

Earning reward points with your AU Bank Credit Card can make every purchase more valuable. By following a few simple strategies, you can make the most of your credit card rewards and enjoy greater benefits.

Choose the Right AU Bank Credit Card
Select a card that matches your spending habits. Different AU Bank Credit Cards offer rewards tailored for shopping, travel, or daily expenses.
Understand the Rewards Program
Familiarise yourself with how your AU Bank Credit Card rewards points are earned and redeemed. Know the spending categories that earn more points and the available redemption options.
Meet Minimum Spending Requirements
To unlock sign-up bonuses or promotional points, plan your expenses to meet the required spending threshold, but avoid overspending.
Pay Your Balance in Full and On Time
Always clear your credit card balance on time. This prevents interest charges and keeps your credit score healthy, allowing you to access more rewarding AU Bank Credit Card offers.
Take Advantage of Promotions and Offers
Keep an eye on limited-time promotions, bonus points, or special discounts offered by AU Bank. These can significantly increase your reward points.

By following these tips, your AU Bank Credit Card rewards points can help you enjoy more benefits, save money, and get the most value from every transaction.

Bonus Tip: If you have any questions or need assistance with your credit card, call the toll-free number 1800 1200 1500 for quick support.

Bonus Tip: AU Small Finance Bank periodically runs reward-boosting campaigns like the “Ixigo AU Rewards Bonanza” that offer bonus reward points. They are unlocked when you meet personalised spending milestones, great for earning extra points quickly.

Conclusion

AU Bank Credit Cards help you make every spend more rewarding by earning points on your purchases. By using your AU Bank Credit Card wisely and redeeming points smartly, you can enjoy cashback, travel benefits, merchandise, and exclusive experiences.

With careful planning and regular use, your AU Bank Credit Card reward points can add real value to your everyday spending.

FAQs

How can I collect Reward Points?
You collect points every time you pay with your AU Bank Credit Card, whether shopping in stores, ordering online, or using contactless payments.

Which purchases earn Reward Points?
Reward points are earned on most everyday spending, including groceries, fuel, restaurants, and partner merchant purchases.

What is the validity of Reward Points?
Points earned from 11th April 2023 are valid for 24 months from the transaction date. After 2 years, they expire automatically.

What is the value of 1 Reward Point?
Typically, 1 reward point equals ₹0.25, but the value may vary depending on the card variant and redemption option.

How do I keep track of Reward Points?
You can monitor your earned points and check expiry dates by logging into your AU Bank Credit Card account online or using the AU Bank mobile app.

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