Author
LoansJagat Team
Read Time
6 Min
02 Dec 2025
Key Insights
What if every purchase you made gave you a little money back? With IndusInd Bank Credit Cards, your everyday spending quietly turns into valuable reward points you can actually use.
Whenever you use an IndusInd Credit Card, you get some reward points. Every reward point is like money for you.
For Example:
Dev and Aman have two friends who use IndusInd credit cards, but they are different. When Dev uses his card, he gets ₹0.75 per reward point, but when Aman uses his card, he gets ₹0.50 per reward point.
This blog helps you understand IndusInd Bank's Top Credit Card Reward Points, including types of credit card reward points programs, how to redeem your reward points, and tips for maximising your credit card reward points.
Not all cards are created equal; some IndusInd Credit Cards turn your spending into serious rewards faster than others. Discover which ones give you the most back for every swipe.
Here is the list of the IndusInd Bank Top Credit Cards and their reward points.
These are the top IndusInd Bank credit cards that offer the highest rewards points.
Bonus Tip: If you usually carry a balance on your credit card, the interest rate is important. Choosing a card with a lower rate can help you save money in the long run.
Types of IndusInd Bank Credit Cards Reward Programme
Whether you love cashback, travel miles, or exclusive dining perks; IndusInd has a rewards programme tailored to your lifestyle. Find out which type matches your spending habits best.
Here is the list of the IndusInd Bank Credit Card reward programmes.
Cashback: With cashback cards, you earn a percentage of your spending, typically ranging from 1% to 5%, and sometimes higher. The cashback percentage varies by card and spending category, including groceries, dining, and fuel.
Points: IndusInd Bank offers credit cards that let you earn 1 to 2.5 reward points for every ₹100 to ₹150 spent. Some cards also give extra points for weekend use.
Miles: Rewards programs let you earn travel miles for every transaction. You can redeem these miles for flight tickets, hotel stays, and other travel expenses. These credit cards often include perks like travel insurance and lounge access.
Speciality Rewards: The IndusInd Bank EazyDiner Credit Card gives you a 12-month EazyDiner Prime membership, extra discounts, and lets you use your reward points right away to pay restaurant bills.
These are the reward programmes of the IndusInd Bank Credit Cards.
Bonus Tip: Do you know? You can get a lifetime free credit card in the IndusInd Bank. Simply click here to learn more.
Don’t let your reward points gather dust; redeem them smartly! From gadgets to getaways, IndusInd Bank makes cashing in your points effortless and rewarding.
Here is the list of how you redeem your Indusind Bank Credit Card Reward Points.
You can redeem your reward points in these categories, from mobiles to watches, home appliances to gifts, travel-related accessories to home care, computers to electronics, health & beauty to lifestyle, automotive, and much more.
Want to double your reward points without doubling your spend? Use these insider tricks to make every rupee count and unlock hidden rewards from your IndusInd Credit Card.
Here is the list:
If you want to maximise your reward points on your IndusInd Credit Card, then you have to follow these tips.
You can select your IndusInd Bank Credit Cards based on your specific needs. All IndusInd Credit Card has different reward point programmes, which help you in various aspects.
You can redeem your IndusInd Bank Credit Card for over 6000 products, and the tip helps you maximize your rewards points.
FAQS
If I don’t like the product that has been ordered through redemption, can I return it and get my rewards back?
No, once you have claimed your reward points, they cannot be reversed.
If the product chosen by me is not available, will my reward points get credited back?
Yes, in case the product is not available, then your reward points will be credited back into your account.
What are the timings of the Indus Moments call centre?
You can call the Indus Moments contact centre from Monday to Saturday, between 9:00 AM and 6:00 PM.
From where can I get more information aboutthe IndusInd Bank Rewards Program?
You can find more information about the IndusInd Bank Rewards Program on the bank’s website. You can also contact customer care or visit any branch for details.
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About the Author

LoansJagat Team
‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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