HomeLearning CenterIndusInd Bank Credit Card Reward Points – Updated Guide to Earning & Redemption
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LoansJagat Team

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6 Min

02 Dec 2025

IndusInd Bank Credit Card Reward Points – Updated Guide to Earning & Redemption

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Key Insights
 

  1. The IndusInd Bank Platinum Rupee Credit Card gives 2 on every 100 spent.
     
  2. You can check the IndusInd Bank reward programme, such as cashback, points and miles.
     
  3. You can check the tips which help you to maximise your reward points, such as making both online and in-store purchases.

 

What if every purchase you made gave you a little money back? With IndusInd Bank Credit Cards, your everyday spending quietly turns into valuable reward points you can actually use.

Whenever you use an IndusInd Credit Card, you get some reward points. Every reward point is like money for you. 

 

For Example:

Dev and Aman have two friends who use IndusInd credit cards, but they are different. When Dev uses his card, he gets ₹0.75 per reward point, but when Aman uses his card, he gets ₹0.50 per reward point.

 

This blog helps you understand IndusInd Bank's Top Credit Card Reward Points, including types of credit card reward points programs, how to redeem your reward points, and tips for maximising your credit card reward points.

IndusInd Bank Top Credit Card for Rewards Points

 

Not all cards are created equal; some IndusInd Credit Cards turn your spending into serious rewards faster than others. Discover which ones give you the most back for every swipe.

 

Here is the list of the IndusInd Bank Top Credit Cards and their reward points.
 

IndusInd Bank Credit Cards

Reward Points

IndusInd Bank Platinum RuPay Credit Card

2 reward points on every ₹100 transaction done through UPI and 1 reward point on non-UPI transactions.

IndusInd Bank EazyDiner Credit Card

Opportunity to earn 3X EazyPoints, which you can redeem for free luxury stays and meals.

2000 welcome bonus EazyPoints.

IndusInd Bank Legend Credit Card

1 reward point for every ₹100 spent on weekdays and 2 reward points on weekends.

IndusInd Bank Platinum Aura Edge Visa/Master Credit Card

Opportunity to earn up to 8x reward points on select merchant categories.

IndusInd Bank Avios Visa Infinite Credit Card

5X Avios points on every ₹200 spent at preferred international destinations.

IndusInd Bank Pinnacle Credit Card

2.5 reward points for every ₹100 of transactions.

IndusInd Bank Nexxt Credit Card

1 reward point for every ₹150 transacted through the card. 

 

These are the top IndusInd Bank credit cards that offer the highest rewards points.


Bonus Tip: If you usually carry a balance on your credit card, the interest rate is important. Choosing a card with a lower rate can help you save money in the long run.

Types of IndusInd Bank Credit Cards Reward Programme

 

Whether you love cashback, travel miles, or exclusive dining perks; IndusInd has a rewards programme tailored to your lifestyle. Find out which type matches your spending habits best.

 

Here is the list of the IndusInd Bank Credit Card reward programmes.

 

Cashback: With cashback cards, you earn a percentage of your spending, typically ranging from 1% to 5%, and sometimes higher. The cashback percentage varies by card and spending category, including groceries, dining, and fuel.

 

Points: IndusInd Bank offers credit cards that let you earn 1 to 2.5 reward points for every ₹100 to ₹150 spent. Some cards also give extra points for weekend use.

 

Miles: Rewards programs let you earn travel miles for every transaction. You can redeem these miles for flight tickets, hotel stays, and other travel expenses. These credit cards often include perks like travel insurance and lounge access.

 

Speciality Rewards: The IndusInd Bank EazyDiner Credit Card gives you a 12-month EazyDiner Prime membership, extra discounts, and lets you use your reward points right away to pay restaurant bills.

 

These are the reward programmes of the IndusInd Bank Credit Cards.

 

Bonus Tip: Do you know? You can get a lifetime free credit card in the IndusInd Bank. Simply click here to learn more.

How to Redeem IndusInd Bank Credit Card Reward Points?

 

Don’t let your reward points gather dust; redeem them smartly! From gadgets to getaways, IndusInd Bank makes cashing in your points effortless and rewarding.

 

Here is the list of how you redeem your Indusind Bank Credit Card Reward Points.
 

  • Redeem your Reward Points for over 6000 products.
  • Shop across eight categories of products using IndusInd Bank Debit and Credit Cards.
  • Use a combination of Reward Points and a Card to buy a product of your choice.

 

You can redeem your reward points in these categories, from mobiles to watches, home appliances to gifts, travel-related accessories to home care, computers to electronics, health & beauty to lifestyle, automotive, and much more.

Tips to Maximise IndusInd Credit Card Reward Points
 

Want to double your reward points without doubling your spend? Use these insider tricks to make every rupee count and unlock hidden rewards from your IndusInd Credit Card.
 

Here is the list:
 

  • Use your card for purchases in bonus categories like online shopping, travel, or fuel to get extra rewards.
  • Make both online and in-store purchases with your card all year. You can earn bonus rewards when you hit certain spending milestones with IndusInd Bank credit cards.
  • Refer IndusInd Bank credit cards to friends and family and earn referral rewards.
     

If you want to maximise your reward points on your IndusInd Credit Card, then you have to follow these tips.

Conclusion 
 

You can select your IndusInd Bank Credit Cards based on your specific needs. All IndusInd Credit Card has different reward point programmes, which help you in various aspects. 
 

You can redeem your IndusInd Bank Credit Card for over 6000 products, and the tip helps you maximize your rewards points.

FAQS

 

If I don’t like the product that has been ordered through redemption, can I return it and get my rewards back?

No, once you have claimed your reward points, they cannot be reversed.

 

If the product chosen by me is not available, will my reward points get credited back?

Yes, in case the product is not available, then your reward points will be credited back into your account.

What are the timings of the Indus Moments call centre?

You can call the Indus Moments contact centre from Monday to Saturday, between 9:00 AM and 6:00 PM.

 

From where can I get more information aboutthe  IndusInd Bank Rewards Program?

You can find more information about the IndusInd Bank Rewards Program on the bank’s website. You can also contact customer care or visit any branch for details.
 

Other Related Pages

PNB Credit Card Reward Points

RBL Credit Card Reward Points

ICICI Credit Card Reward Points

IDBI Credit Card Reward Points

IndusInd Bank Credit Card Reward Points

Canara Bank Credit Card Reward Points

Union Bank Credit Card Reward Points

Standard Chartered Credit Card Reward Points

AU Bank Credit Card Reward Points

Axis Bank Credit Card Reward Points

Bank of Baroda Credit Card Reward Points

LIC Credit Card Reward Points

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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