Canara Bank Credit Card Reward Points — Complete Guide

Key Insights

• You can earn 2 reward points for every ₹100 spent, depending on the type of card.
   
• VISA Classic Credit Cards, RuPay Select, and MasterCard World are among the best credit cards.
   
• One reward point is worth about 0.25 and can be used for shopping, travel, and vouchers. Redeem reward points as soon as possible because they expire after 3 years.

Effective cost management involves saving money while you spend, and Canara Bank Credit Card Reward Points provide just that. You earn points with each purchase, which can then be redeemed for exciting presents, coupons, and other items. 

Let's look at how the rewards actually work, which card gives you the best value, and how easily you can redeem the points you earn.

Top Canara Bank Credit Cards for Reward Points

Here are some of the best Canara Bank credit cards known for great reward benefits:
 

Select the card that best fits your needs. Business users, frequent travelers, and shoppers can all find a card that works for them.

Types of Canara Bank Credit Card Reward Programme

Canara Bank runs multiple reward systems depending on your card type and usage.
 

Always review the terms on your card before making a purchase.

How to Redeem Canara Bank Credit Card Reward Points

It's easy to redeem your Canara Bank reward points online or through customer care.

Through Net Banking

Take these simple steps:

1. Go to the Canara Bank Net Banking Portal.
    
2. Enter your password and user ID to log in.
    
3. Select “Cards”, and then “Credit Card and Reward Points”.
    
4. Verify the points you have available.
    
5. After selecting “Redeem,” pick the item or coupon you want.
    
6. Verify the redemption.

Points are subtracted right away, and gifts or vouchers are sent out a few days later.

Through Customer Care

You can also redeem by contacting Canara Bank’s customer care:
 

Keep your registered mobile number and card information ready when making a call.

Canara Bank Credit Card Rewards Catalogue

The Canara Bank Rewards Catalogue offers a wide range of exciting products that you can purchase with your reward points.
 

The average value of one reward point is ₹0.25, though this can differ depending on the item. Click this link and look up “Credit Card Rewards” to view the official Canara Bank Reward Catalogue.

Bonus Tip: Explore exclusive, limited-time reward offers directly on Canara Bank’s Rewardz portal. Logging in regularly can help you spot promotions where you can earn extra points or redeem for high-value vouchers

Tips to Maximise Canara Bank Credit Card Reward Points

Follow these effective tips to make the most out of your Canara Bank credit card:

1. Make large purchases with your card, such as travel, groceries, and bills.
    
2. Pay your bills on time. Failure to do so may result in the cancellation of your reward eligibility.
    
3. Keep an eye out for special offers. Canara frequently doubles points for online or festival purchases.
    
4. To consolidate reward points under a single account, add authorised users.
    
5. Most points expire after three years, so redeem before they do.

Your daily expenses will be converted into free coupons or discounts if you use them carefully.

Conclusion

Reward points on your Canara Bank credit card increase the value of your purchases. 

You can take advantage of discounts, freebies, and more by keeping track of your points and using them sensibly, all while managing your money.

Use your Canara Bank credit card regularly and enjoy the rewards of each swipe!

FAQs Related to Canara Bank Credit Card Reward Points

Can I earn points on all types of purchases?

Points are usually earned on retail spends (PoS and e‑commerce). Cash withdrawals, balance transfers, and fees generally do not earn points.

Is it possible to move reward points to a different Canara Bank card?

No, you cannot move points from one card to another.

What happens to my reward points if I close my card?

All unused reward points instantly expire when the card is closed.

How long does it take to receive the vouchers after being redeemed?

They are received within 7–10 working days based on the delivery method.

Can I combine points from multiple cards?
No, reward points earned on different Canara Bank credit cards cannot be combined. Each card maintains its own separate points balance, so you need to manage and redeem points for each card individually.
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.