Karnataka Bank Mini Statement – Missed Call, SMS & Online Options

A Karnataka Bank Mini Statement provides a quick and convenient way for customers to check their recent financial transactions without downloading a full statement. It displays the last five transactions, including debits, credits, and the available balance, helping account holders track their financial activity easily.

Example:

Aditi, a business owner, receives customer payments frequently. On the 10th of the month, she wants to verify whether a client payment of ₹25,000 has been credited and whether her electricity bill of ₹3,500 has been deducted. Instead of downloading a full bank statement, she checks her Karnataka Bank Mini Statement using SMS banking.

The mini statement provides her with the following transaction details:

Ways to get the Karnataka Bank Mini Statement

Karnataka Bank offers multiple convenient options for customers to access their mini statements and stay updated on recent transactions. Whether you prefer using your phone, visiting an ATM, or going online, you can easily check your latest account activities. Here are the different methods you can use to get your Karnataka Bank mini statement:

1. Through Missedcall Banking
2. Through SMS
3. Through Mobile Banking
4. Through ATM
5. Through Internet Banking
6. Through WhatsApp Banking

Step-by-Step Guide for Karnataka Bank mini statement Through Online

Through WhatsApp Banking

Karnataka Bank makes banking even more convenient by offering mini statements through WhatsApp. With just a few simple messages, you can quickly access your recent transactions directly from your smartphone. Here’s how you can get your Karnataka Bank mini statement using WhatsApp Banking:

Steps to Get Your Mini Statement via WhatsApp:

Step 1: Save Karnataka Bank’s official WhatsApp Banking number +91 963 218 8999 on your phone.

Step 2: Open WhatsApp and send “Hi” to this number to start the conversation.

Step 3: You will receive an OTP on your registered mobile number. Enter this OTP in the chat and accept the Terms & Conditions to activate the WhatsApp banking service.

Step 4: After activation, navigate through the options provided in the chat and select Mini Statement from the menu.

Step 5:Your last five transactions will be displayed instantly, showing debits, credits, and available balance.

This hassle-free service helps Karnataka Bank customers check their account activity quickly without visiting a branch or logging in to online banking.

Through Mobile Banking

Karnataka Bank’s Mobile Banking services allow customers to access their mini statements quickly and securely through the KBL Mobile Plus app. With just a few taps, you can view your recent transactions anytime, anywhere. Follow the steps below to check your mini statement via mobile banking:

Step 1: Download and install the KBL Mobile Plus App from the Google Play Store (for Android users) or the Apple App Store (for iPhone users).

Step 2: Open the app and log in using your User ID and password or mPIN (Mobile PIN). If you haven't registered for mobile banking, 

follow the on-screen instructions to complete the registration process.

Step 3: Navigate to the “Accounts” section from the app’s main menu once logged in.

Step 4: Select the “Mini Statement/Recent Transactions” option to view your last few transactions, including debits, credits, and available balance.

This service allows Karnataka Bank customers to keep track of their financial activity efficiently without visiting a branch or ATM, ensuring easy and secure banking at their fingertips.

Through Internet Banking

Karnataka Bank’s Internet Banking platform, KBL MoneyClick, provides customers with a secure and convenient way to access their mini statements online. By logging into your account, you can easily view your recent transactions without visiting a branch. Follow the steps below to get your mini statement through Internet Banking:

Step 1: Access the KBL MoneyClick Internet Banking Portal

1. Open your web browser and visit the official Karnataka Bank Website.
2. Click on the “Internet Banking Login” option.
3. Enter your User ID and Password to log into the KBL MoneyClick internet banking portal.

Step 2: Navigate to the “Account Statement” Section

After logging in, go to the “Accounts” or “My Account” section.

 Look for the option labeled “Account Statement,” “Mini Statement”, or a similar term.

Step 3: Select the Period for the Statement

1. Choose the account for which you want to check the mini statement.
2. Select the date range or predefined options such as last 5 transactions, last 10 transactions, or recent transactions.

Step 4: View and Download Your Mini Statement

1. The system will display your mini statement, showing recent transactions, including date, amount, and transaction type (credit or debit).
    

2. If needed, you can download or print the statement for future reference.

Step-by-Step Guide for Karnataka Bank mini statement through Offline

Through Missed Call Banking

Karnataka Bank offers a quick and hassle-free way to receive your mini statement through missed call banking. With just a simple call from your registered mobile number, you can instantly get details of your recent transactions. Here’s how you can access your mini statement via missed call:

1. Ensure your mobile number is registered with Karnataka Bank for missed call banking services.
2. From your registered mobile number, dial +91 1800 425 1446 and let it ring.
3. The call will disconnect automatically after a few rings.
4. You will receive an SMS containing your last five transactions, including details of debits, credits, and the available balance.

For balance confirmation, you can also give a missed call to +91 1800 425 1445 to receive an SMS with your current account balance.

This free and instant service ensures that Karnataka Bank customers can check their financial transactions on the go, without the need for internet access or mobile banking apps.

Through SMS

Steps to Get Your Mini Statement via SMS:

1. Ensure your mobile number is registered with Karnataka Bank for SMS banking services.
2. Open the messaging app on your phone.
3. Type the following SMS in the format:
    
4. “TRN XXXX”
    (Replace XXXX with the last four digits of your Karnataka Bank account number.)
   
    
5. Send the SMS to 5676791 from your registered mobile number.
6. You will receive an SMS with details of your last five transactions, including debits, credits, and available balance.

This SMS banking service provides Karnataka Bank customers with an easy way to stay updated on their account transactions without the need for mobile banking apps or internet access.

Through ATM

Steps to Get Your Mini Statement via ATM:

1. Visit the nearest Karnataka Bank ATM or any other bank’s ATM that supports mini statement services.
2. Insert your Karnataka Bank Debit/ATM Card into the ATM.
3. Select your preferred language from the options displayed on the screen.
4. Enter your 4-digit ATM PIN to proceed.
5. From the menu, select the option “Mini Statement.”
6. Choose the account type (Savings or Current Account) if prompted.
7. The ATM will display your last five transactions on the screen and also print a receipt with details of recent debits, credits, and your available balance.

This method provides Karnataka Bank customers with a quick and hassle-free way to check their account activity without using the internet or mobile banking services.

Fees & Charges for Karnataka Bank Mini Statement

Karnataka Bank provides its customers with multiple convenient channels to check their mini statement, which includes details of their last few transactions. Customers can access this service through ATMs, mobile banking, SMS banking, missed call banking, and WhatsApp banking.

Most of these services are free of charge, ensuring easy access to transaction details without additional costs. However, there may be certain charges for obtaining detailed account statements, particularly in physical form. Below is a comprehensive breakdown of the charges associated with Karnataka Bank’s mini statement and account statement services.

1. Karnataka Bank Mini Statement Services and Charges

Karnataka Bank offers various free and paid options for customers to check their mini statements.

Free Mini Statement Services:

The following channels allow customers to check their mini statement without any charges:

• ATM - Customers can visit Karnataka Bank ATMs and check their mini statement for free.
• Mobile Banking (KBL Mobile Plus App) - The mobile banking app allows users to view their last few transactions at no cost.
• Missed Call Banking – Customers can give a missed call from their registered mobile number to get their mini statement via SMS.
• WhatsApp Banking – Karnataka Bank provides WhatsApp banking services where customers can check their mini statement for free.

Mini Statement via SMS Banking (Standard SMS Charges Apply):

Customers can also receive their mini statement via SMS Banking, but standard SMS charges may apply as per the telecom provider’s tariff plan. While Karnataka Bank does not charge for this service, mobile operators may deduct a small fee for each SMS sent or received.

2. Karnataka Bank Detailed Account Statement Charges

For customers who require a more detailed account statement, Karnataka Bank provides free statements up to a certain limit. However, additional requests beyond the free limit are chargeable.

Savings Bank Accounts:

• Karnataka Bank provides a free monthly statement for savings account holders.
• If a customer requires an additional physical account statement beyond the free monthly statement, a charge of ₹25 per page is applicable.

Current Account (CA) and Overdraft (OD) Accounts:

• Customers holding current accounts or overdraft (OD) accounts also receive one free statement per month.
• If a customer requests an additional physical statement beyond the free limit, the bank charges ₹25 per page.

3. Additional Methods to Access Karnataka Bank Mini Statement

Apart from ATMs, mobile banking, and SMS banking, customers can also use other digital banking options to check their recent transactions.

Internet Banking (KBL MoneyClick)

• Customers can log into Karnataka Bank’s KBL MoneyClick internet banking portal to check their account transactions.
• This service is completely free, and users can download or print their mini statement for future reference.

Email Statements

• Karnataka Bank also provides free e-statements to customers who register their email addresses with the bank.
• These statements are sent every month, allowing users to track their financial transactions conveniently.

Branch Banking

• Customers can visit their nearest Karnataka Bank branch to request an account statement.
• While mini statements are usually free, requesting a detailed physical statement beyond the free limit incurs a ₹25 per page charge.

Troubleshooting and Common Issues of Karnataka Bank Mini Statement

While Karnataka Bank provides multiple ways to access the mini statement, customers may sometimes face issues due to technical or account-related problems. Below are some common problems and their solutions:

1. Mini Statement Not Received via SMS

Possible Causes:

• Incorrect SMS format or sending from an unregistered mobile number.
• Network issues or delays in SMS delivery.
• Insufficient balance for sending SMS.

Solution:

• Ensure that your mobile number is registered with the bank for SMS banking.
• Check the correct SMS format (TRN XXXX) and send it to 5676791.
• Wait for a few minutes or try again later if there is a network delay.
  
  

2. Mini Statement Not Received After a Missed Call

Possible Causes:

• Calling from a number not linked to the bank account.
• Temporary server or network issues.

Solution:

• Confirm that your mobile number is linked to your Karnataka Bank account.
• Dial 1800 425 1446 again after a few minutes.
• If the issue persists, contact customer care.

3. Mini Statement Not Displaying in Mobile Banking App (KBL Mobile Plus)

Possible Causes:

• Incorrect login credentials or the app is not updated.
• Temporary bank server downtime.
• Poor internet connectivity.

Solution:

• Ensure you are entering the correct User ID and MPIN.
• Update the KBL Mobile Plus app from the Play Store/App Store.
• Check your internet connection and try again later.

4. ATM Mini Statement Not Printing or Not Showing Transactions

Possible Causes:

• Low paper availability in the ATM.
• Transaction records are not updated in real-time.

• Card-related issues.

   

  Solution:

• Try another Karnataka Bank ATM or any other bank’s ATM that supports mini statement services.
• Wait for a few minutes and retry if transactions are not updated.
• If the issue continues, check with the bank for any card-related problems.
  
  

5. WhatsApp Banking Mini Statement Not Working

Possible Causes:

• Sending messages from an unregistered mobile number.
• Not following the correct activation process.
  
  

Solution:

• Ensure you have activated WhatsApp banking by sending “Hi” to +91 9632188999.
• Enter the OTP and accept the terms to complete the activation.
• Try sending the command again and check for a response.

When to Contact Customer Support?

If none of the troubleshooting steps resolve the issue, contact Karnataka Bank customer support via:

• Toll-free number: 1800 425 1444
• Nearest branch visit
• Email support

By following these steps, customers can quickly resolve any issues related to their Karnataka Bank mini statement and access their recent transactions smoothly.

Conclusion

The Karnataka Bank Mini Statement service provides customers with a quick and efficient way to track their recent transactions without the need for a full bank statement. With multiple access channels such as SMS banking, missed call service, mobile banking (KBL Mobile Plus app), WhatsApp banking, internet banking, and ATMs, customers can conveniently check their account activity anytime, anywhere.

This service ensures that account holders stay informed about their financial transactions, helping them manage their finances effectively. In case of any technical issues, troubleshooting steps and customer support are available to resolve concerns promptly. Karnataka Bank’s commitment to seamless banking services makes it easier for customers to monitor their account balances and recent transactions without visiting a branch, enhancing overall banking convenience.

FAQ’s

How can I get my Karnataka Bank mini statement via SMS?
Send “TRN <last four digits of account number>” to 9880654321 from your registered mobile number to receive your last five transactions via SMS.

What is the missed call number for the Karnataka Bank mini statement?
Give a missed call to 1800 425 1446 from your registered mobile number to receive an SMS with your recent transactions.

Can I check my mini statement using WhatsApp Banking?
Yes, send “Hi” to +91 963 218 8999 on WhatsApp, follow the instructions, and select the mini statement option to view your last transactions.

How do I check my mini statement using the Karnataka Bank mobile app?
Log in to the KBL Mobile Plus app, navigate to “Accounts,” and select “Mini Statement/Recent Transactions” to view your last transactions.

Is there any charge for using the mini statement service?
The mini statement is free once a month. Additional requests may incur charges, such as ₹25 per page for printed statements.

Apply for Loans Fast and Hassle-Free

Apply Now

About the Author

LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?