HomeLearning CenterHow to Activate Net Banking in Bank of India: Complete Guide
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LoansJagat Team

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25 Sep 2025

How to Activate Net Banking in Bank of India: Complete Guide

net-banking

Key Takeaways
 

  • Bank of India provides net banking service to the Bank of India account holders.
     
  • Bank of India account holders can activate net banking services using either online or offline methods.
     
  • While activating your Bank of India net banking, you can face common issues such as not receiving OTP, invalid debit card details, forgetting your password, and registration failure. 

 

Net banking is a convenient way to manage your bank account online anytime, anywhere. Bank of India net banking allows you to check balances, transfer funds, pay bills, and access multiple banking services without visiting the branch.

In this blog, we learn more about the steps to activate Bank of India net banking, how you can log in for the first time, and the services offered by Bank of India net banking.

How To Activate Net Banking In Bank Of India Overview?

You can easily activate Bank of India net banking either online or offline. You need an active account, a registered mobile number, and an ATM or debit card. 

After registration, you can perform basic and advanced banking operations, such as fund transfers and bill payments, directly from your computer or mobile phone.

Step-By-Step Guide To Activate Bank Of India Net Banking

There are two ways to register for Bank of India net banking: online and offline. Both these methods are discussed below:

1. Online Registration Method

You can register for Bank of India net banking online from the comfort of your home. The following table lists a step-by-step process:
 

Step

Action

Details

1

Visit Website

Go to www.bankofindia.co.in

2

Navigate

Online Services > Online Registration for Net Banking.

3

Enter Details

Account number, registered mobile number, captcha code.

4

OTP Verification

Enter OTP received on your registered mobile.

5

Debit Card Verification

Enter debit-cum-ATM card number, expiry date, and PIN.

6

Accept Terms

Read terms, tick the checkbox, and click I Agree.

7

Set Password

Create a login password as per guidelines.

8

Registration Confirmation

Message ‘Your request to create Internet Banking User ID is successful’ appears. Now, click OK.

 

The above-mentioned table helps you quickly follow each step without missing any important detail.

2. Offline Registration Method

Offline registration for Bank of India net banking is ideal for customers who prefer visiting the branch or do not have internet access. The following table lists a step-by-step process:
 

Step

Action

Details

1

Visit Branch

Go to your nearest Bank of India branch.

2

Carry Documents

Bring an account passbook, debit card, and ID proof.

3

Request Form

Ask for a net banking registration form at the branch.

4

Fill Form

Complete the form with accurate account details.

5

Submit & Verification

Submit the form; the bank verifies your details.

6

Receive Credentials

The bank provides a login ID and password.

7

Activate Net Banking

Use credentials to log in and start using services.

 

This table makes offline registration easy to follow and ensures you do not miss any step.

How To Log In For The First Time?

Logging in for the first time is an important step to start using Bank of India net banking. The following table lists a step-by-step process:
 

Step

Action

Details

1

Note Details

Keep your reference number, customer ID, login ID, and password safe.

2

Visit Website

Go to www.bankofindia.co.in

3

Click Internet Banking

Select Internet Banking on the homepage.

4

Enter Credentials

Input your login ID and password.

5

Access Account

You can now use Internet Banking services with the View facility.

6

Set Transaction Password

Create a transaction password different from your login password. This is required for fund transfers and other financial transactions.

 

The above-mentioned table helps you quickly follow each step for your first login.

Common Issues During Activation & Solutions

Many users face minor problems during Bank of India net banking registration. The following are some common issues and how to solve them:
 

Issue

Solution

OTP not received

Check mobile number registration and network coverage.

Invalid debit card details

Recheck card number, expiry date, and PIN.

Forgot password

Use the Forgot Password option to reset.

Registration failure

Try again after 30 minutes or contact the branch.

 

If you follow these solutions, then you can complete your net banking registration without delays. You can also take assistance from the customer support of the Bank of India through their toll-free number 18001031906 and 1800220229.

Bank Of India Net Banking Services You Can Use

After activation, you can use Bank of India net banking for multiple services. Some of the key services are:
 

Service

Description

Fund Transfer

NEFT, RTGS, and IMPS transfers anytime.

Account Statement

Download monthly or yearly statements.

Bill Payments

Pay electricity, water, and credit card bills.

Cheque Book Request

Order new cheque books without visiting the branch.

Personal Info Update

Update address, mobile, and email online.

 

The above-mentioned services save your time and make banking convenient.

Bonus Tip: Do you know that the Bank of India also provides Doorstep Banking Service? To connect, you can call on their toll-free number +919152220220 or +91-8302266622.

Conclusion

Activating net banking in the Bank of India is simple, safe, and convenient. With a registered mobile number and debit card, you can register online in minutes and start managing your account efficiently.

FAQs

1. Does Bank of India net banking allow applying for loans online?

Yes, you can apply for personal loans, home loans, and education loans directly using Bank of India net banking.

2. Is there a way to schedule fund transfers in advance using Bank of India net banking?

Yes, you can set up future-dated or recurring transfers through Bank of India net banking.

3. Can I deactivate Bank of India net banking if I no longer need it?

Yes, you can deactivate your net banking account. You need to visit your nearest branch and submit a written request, after which the bank will disable your online access.

4. What is the mail ID of Bank of India?

The mail ID of Bank of India is cgro.boi@bankofindia.co.in. 

 

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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