Yes Bank Mobile Banking: Features, Benefits & How to Use

Key Takeaways
 

• YES Bank mobile banking lets users manage accounts, transfer money, and pay bills anytime from their phones.
   
• Yes Bank Mobile Banking offers secure access with PINs, OTPs, and easy-to-use features for both personal and business customers.
   
• The service provided by Yes Bank Mobile Banking saves time by reducing the need to visit a YES Bank branch for regular banking tasks.

Managing your money on the go is as simple as sending a message on your phone, and YES Bank mobile banking makes this possible. It turns your smartphone into a mini-bank that stays with you 24/7.

YES Bank mobile banking is a digital banking service that allows you to check balances, transfer funds, and make payments through your phone, just like carrying a portable branch in your pocket that opens instantly whenever you need it, without the need for queues or paperwork.

Last week, I was travelling for a client meeting when I realised a vendor payment was due. Instead of rushing to a bank, I opened the IRIS by YES BANK app, verified the details, and completed the transfer in seconds, saving both time and stress.

Types of Yes Bank Mobile Banking Apps

YES Bank mobile banking offers different apps to make banking simple, secure, and convenient for both personal and business users. Each app serves a specific purpose, helping customers manage accounts, make payments, or handle business transactions with ease.

YES Bank mobile banking gives users multiple options to suit their needs, from everyday banking and business management to secure payments. With these apps, YES Bank mobile banking ensures smooth, safe, and smart digital banking for everyone.

YES Bank Mobile Banking Features

YES Bank offers a wide range of digital apps, each designed to meet different personal, business, and payment needs, giving users simple and secure access to banking services.

With these apps working together, YES Bank ensures that every user individual, merchant, or enterprise gets fast, flexible, and reliable digital banking support.

How to Register for Yes Bank Mobile Banking?

You can register for YES Bank mobile banking easily through the YES Mobile app. The process is simple and takes only a few minutes to complete.

Step 1: Download and Open the App

Download the YES Mobile app from the Google Play Store or Apple App Store.
Open the app on your smartphone to begin the setup.

Step 2: Start the Registration Process

Tap on Login, then select Register to start your registration.
Enter your account details and verify your identity using your debit card, credit card, or net banking credentials.

Step 3: Verify and Set Your PINs

Confirm your mobile number with the OTP sent to your registered phone.
Set a 4-digit Application PIN (APIN) for app login and a 6-digit Transaction PIN (MPIN) for secure transactions.

Once registration is complete, you can use your YES Bank mobile banking login to manage your accounts, make payments, and access other banking services anytime, anywhere.

You can reach YES Bank customer support by calling 1860 210 1200 for help with accounts, cards, mobile banking, or any service-related queries.

Yes Bank Mobile Banking Transaction Limits

YES Bank mobile banking allows you to transfer money and control your card limits safely. 
 

Once you complete your YES Bank mobile registration, you can manage all your transaction limits easily and keep your banking safe and flexible.

Bonus Tip
For any help with YES Bank mobile banking, you can call 1860 210 1200 (charges apply as per your service provider) or the toll-free number 1800 1200 between 8 am and 8 pm. For urgent issues after 8 pm, contact only for critical services.

Conclusion

YES Bank mobile banking makes banking simple, fast, and secure for all users. It allows you to check balances, transfer money, pay bills, and manage cards anytime using your smartphone. 

FAQs

What is the significance of the YES Bank app’s integration with UPI?
The integration of YES Bank’s app with UPI allows customers to make instant and secure digital payments through platforms like PhonePe and other UPI-based apps. During YES Bank’s 2020 crisis, when the RBI imposed a temporary moratorium, UPI services were briefly disrupted as many payment apps relied on YES Bank’s UPI system. After the RBI’s intervention and the bank’s recovery plan, normal UPI operations resumed, restoring public trust in digital payments and the Indian banking system.

What is the YES Bank customer care number?

You can contact YES Bank customer care by calling 1860 210 1200 for quick support on banking, card issues, and mobile app services.

How did YES Bank recover from its 2020 crisis?
YES Bank recovered through timely intervention by the Reserve Bank of India (RBI) and a reconstruction plan supported by major Indian banks. The RBI appointed Mr Prashant Kumar, former CFO of SBI, as administrator to stabilise operations. With capital infusion from leading banks and restoration of customer confidence, YES Bank gradually resumed normal services, including its UPI and mobile banking operations.

Why did I receive a YES Bank BYOC credit card even though my UNI Credit Card application was rejected?

This happens when YES Bank rejects a partner-issued card (like UNI) but still approves a different internal card variant under its own policy. Sometimes, banks auto-issue an alternative card to maintain business, even if the original application is not approved.

Is it safe to ignore or keep a credit card I did not apply for from YES Bank?

No. If you receive an unsolicited or chargeable card, you should immediately email YES Bank and request cancellation and closure to avoid unwanted fees. Not activating the card is good, but formal closure is essential for safety and credit-score protection.

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.