BOB Account Number: Format, Details & Guide

 Key Takeaways
 

• Your BOB account number is a unique 14-digit code for banking.
   
• You can find BOB account number through passbook, cheque book, or mobile app.
   
• Keep your BOB account number secure from fraudsters and scammers always.
   
• A Bank of Baroda 14-digit account number uniquely identifies customers; structure details are available on the official BOB website.
   
• You can perform a BOB account number check via passbook, bob World app, net banking, or BOB account number check SMS services.
   
• BOB advises strict security practices for your BOB account number, detailed on its official online security page.

Bank of Baroda assigns every customer a unique 14-digit identification code. This number acts as your exclusive banking identity for transactions. The BOB account number connects you to all banking services seamlessly. It remains constant throughout your account’s lifetime with the bank.

A BOB account number is your unique 14-digit banking identifier permanently. Think of it like your home address for money transfers. Just as letters reach your house through your postal address correctly, funds reach your account through this number accurately.

I opened my Bank of Baroda savings account last year successfully. My Bank of Baroda 14-digit account number is 12345678901234 for reference. The first four digits (1234) represent my branch code clearly. The next two digits (56) indicate my account type specifically. The final eight digits (78901234) form my unique customer identifier.

How to Find BOB Account Number

Did you know? Bank of Baroda serves over 150 million customers worldwide today!

Your BOB account number appears in multiple places for easy access. You can do a BOB account number search through several simple methods. The Bank of Baroda 14-digit account number contains your unique banking identity. Here are the verified ways to find it:

Choose any method above to access your account details instantly. 

Watch this YouTube tutorial (https://www.youtube.com/watch?v=gEyNImhDQrs) to know every detail about your BOB Account.

How to Use a BOB Account Number

Your Bank of Baroda 14-digit account number serves as your banking identity key. The bank requires this number for all secure transactions. 

For Online Banking Registration

Your Bank of Baroda 14-digit account number serves as your banking identity key. The bank requires this number for all secure transactions. You use it to register on Net Banking platforms easily. The Mobile Banking app also needs your account number initially.

For Fund Transfers

Fund transfers through NEFT, RTGS, or UPI require this number. You enter the recipient’s account number to send money safely. The correct number ensures funds reach the intended account promptly. The BOB account number search helps you locate transaction details quickly.

For Balance Enquiries

SMS balance enquiries also need your account number. You provide it during the BOB account number check processes securely. The system verifies your registered mobile number for security purposes. You can check balances through online banking after verification.

For Account Recovery

Your account number helps retrieve forgotten User IDs through OTP. All banking activities depend on this crucial 14-digit identifier completely.

Security Tips for BOB Account Number

Remember this golden rule: Your account number is precious, guard it wisely!

Bank of Baroda prioritises your financial security above everything else. Your account number needs protection from fraudsters and scammers constantly. Follow these essential security measures to safeguard your banking information effectively.

• Protect Your Credentials: Never share account numbers or passwords through unsolicited channels. The bank will never request sensitive information via email or online. Fraudsters often disguise themselves as bank officials to deceive customers.
• Use Secure Networks: Avoid public Wi-Fi or cyber cafés for banking transactions always. These networks may contain viruses that compromise your security badly. Use trusted devices and private networks for financial activities only.
• Create Strong Passwords: Set unique passwords with letters, numbers, and special characters regularly. Avoid reusing old or easily guessable passwords for banking access. Update your passwords frequently to maintain maximum account security levels.
• Verify Official URLs: Always type the official Bank of Baroda website address manually. Look for HTTPS and padlock symbols indicating secure connections properly. Never click suspicious links in emails or text messages ever.
• Monitor Account Activity: Enable SMS and email alerts on your registered contact details. Review account statements regularly to identify unauthorised activities quickly. Report suspicious transactions to the bank immediately without any delay.

Your vigilance, combined with these security practices, keeps funds protected always. Read this page (https://cbs.intl.bobibanking.com//intl/oman/ONLINE_SECURITY_TIPS1.htm) to know all the security details about your BOB account.

Structure of BOB Account Number

The Bank of Baroda account number is made up of 14 digits. It has a simple structure to help with banking.

• The first 4 digits show the branch code. This code is unique for every branch.
• The next 2 digits tell the type of account. For example, a savings account or a current account.
• The last 8 digits are the unique number for your account within that branch and account type.

For example, if your account number is “12345677654321”:

• 1234 means the branch code.
• 56 is the account type.
• 77654321 is your unique account number.

This 14-digit format helps the bank make sure money goes to the right place without mistakes.

Conclusion

Your BOB account number serves as your gateway to seamless banking services. Keep it secure and accessible for smooth financial transactions always. Bank of Baroda offers multiple methods to locate and verify it. Use these tools wisely to manage your banking needs efficiently.

Bonus Tip: Bank of Baroda and State Bank of India are launching a new platform to detect fraud in real time. Make sure you link your 14-digit account number with your registered mobile and enable alerts now, so you act immediately if suspicious activity shows up.

FAQs

Q: Can I use the BOB account number check SMS service? 

A: Yes, send an SMS to the bank’s helpline number. You will receive your account details via BOB account number check SMS.

Q: Can anybody hack my BOB account with the help of an account number?

A: No, your login ID differs from your account number usually. Hackers need both User ID and password to access accounts. The bank requires OTP verification for all sensitive transactions always.

Q: Can someone withdraw money from my bank account if they have my BOB account number, branch number, and institution number?

A: No, they cannot withdraw money at all. Your account number allows deposits only, not withdrawals without proper authentication.

Q: Is Bank of Baroda’s customer service good at branches?

A: Experiences vary across different branches of Bank of Baroda significantly. Some customers report helpful and polite staff members at branches. However, others complain about rude managers and hopeless customer care.

Q: How fast is the online account opening process at BOB?

A: The online account opening experience is generally convenient and quick. Some customers successfully opened accounts online within just 10 minutes. However, technical issues may sometimes delay the entire account registration process.
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.