DCB Bank RTGS Form | Download & Updated Guide

Key Takeaways:
 

• DCB Bank RTGS allows secure, real-time transfers for amounts above ₹2,00,000 through both offline and online modes.
   
• NEFT and RTGS services are available 24x7, ensuring quick fund transfers anytime, as per RBI guidelines.
   
• Existing customers do not need to submit additional documents; only accurate sender and beneficiary details are required.

Bonus Point: On October 28, the RBI fined DCB Bank ₹22,00,000 for breaking rules related to selling financial products like insurance and mutual funds. The penalty was mentioned in an official order released by the bank.

 Managing a high-value payment can feel overwhelming, especially when you want it to reach safely and without delays. The DCB Bank RTGS form helps make this process simple, quick, and stress-free for anyone sending large amounts of money.

The DCB Bank RTGS form is a paper-based request that initiates Real-Time Gross Settlement transfers, enabling immediate and secure fund movement. Think of it like placing your money in a priority courier service, no waiting, no batching, just direct delivery to the beneficiary’s account.

Recently, I had to send a large payment urgently, and using the DCB Bank RTGS form made everything surprisingly smooth. I filled in the details, submitted it at my branch, and the amount reached the receiver almost instantly without any confusion or follow-up calls.

What is the DCB Bank RTGS form?

The DCB Bank RTGS form is an official document used to make high-value fund transfers from one bank account to another through the Real-Time Gross Settlement system. Designed for offline use, it collects essential details such as the remitter’s and beneficiary’s names, account numbers, IFSC codes, and transfer amount, allowing DCB Bank to process secure, real-time payments upon customer authorisation.

How To Download the DCB Bank RTGS Form?

If you wish to make an offline RTGS transaction through DCB Bank, you can easily download the form by following these quick steps.

Steps to Download the DCB Bank RTGS Form:
 

1. Visit the official DCB Bank website (www.dcbbank.com): Start from the homepage to ensure you are accessing verified resources.
    
2. Navigate to the ‘Downloads' section: Banks often keep RTGS and NEFT forms in separate categories, so check both options.
    
3. Search for the RTGS/NEFT form link: Different pages may list these forms under headings like “Service Forms” or “Customer Request Forms.”
    
4. Open the RTGS form page and click the download icon, usually located in the top-right corner.
    
5. Click on the ‘Save’ option to store the form safely on your device or drive.
    
6. Verify that it is the latest version by checking the form date or version number to avoid using outdated formats.

Once downloaded, you can print and fill out the form to complete your RTGS transaction smoothly at the nearest DCB Bank branch.

How To Fill the DCB Bank RTGS Form?

If you wish to transfer a large amount through RTGS using DCB Bank, you need to fill out the RTGS form carefully with accurate details. Follow the steps below to complete the process correctly.

Steps to Fill the DCB Bank RTGS Form:

Step 1: Sender's Information

• Your Account Details: Write your full name, account number, and your bank’s name and branch.
• Contact Information: Mention your active mobile number and email ID for communication.

Step 2: Beneficiary's Information

• Beneficiary's Name: Enter the full name of the person or organisation receiving the funds.
• Beneficiary's Account Number: Carefully enter the correct account number of the recipient.
• Beneficiary's Bank and Branch: Mention the name and branch of the recipient’s bank.
• Beneficiary's IFSC Code: Write the unique 11-digit IFSC code of the beneficiary’s bank branch.
• Beneficiary's Address and Contact Details: Include their address, contact number, and other relevant details.

Step 3: Transaction Details

• Amount: Specify the exact amount to be transferred in both figures and words. The minimum limit for RTGS is ₹2,00,000.
• Purpose of Transfer: Clearly mention the reason for the transfer, such as “payment for services” or “business transaction.”
• Other Information: Fill in any additional details like RTGS reference number, and confirm if you agree to bear transaction charges.

Step 4: Sign and Submit

• Review: Recheck all entered information for accuracy. Even a small error may delay or fail the transaction.
• Sign: Sign the form to authorise the bank to process your transfer.
• Submit: Hand over the completed form at your nearest DCB Bank branch. If paying by cheque, write “DCB Bank Ltd. RTGS” as the payee name.

Once submitted, the bank will verify your details and process the transaction in real-time, ensuring the beneficiary receives the funds safely and efficiently.

Required Documents For DCB Bank RTGS Form

When making a high-value transfer through RTGS at DCB Bank, it’s important to have all the necessary details ready. While no additional documents are required for existing customers, accurate information ensures a smooth and error-free transaction.

Details Required for a Completed DCB Bank RTGS Form:

• Sender’s Details: Your full name, account number, contact information, and account type.
• Beneficiary’s Details: The beneficiary’s name, account number, account type, bank name, branch name, and IFSC code.
• Transaction Details: The amount to be remitted, mentioned clearly in both figures and words.

For Online RTGS Transactions, You Will Need:

• Sender’s Details: Your account number, bank name, and registered contact information.
• Beneficiary’s Details: The beneficiary’s name, account number, account type, bank name, branch address, and IFSC code.
• Transaction Details: The amount to be transferred accurately.

Once all these details are entered correctly, your RTGS request, whether offline or online, will be processed efficiently, ensuring a quick and secure fund transfer.

DCB Bank RTGS Charges

DCB Bank has revised its transaction charges for NEFT, RTGS, and IMPS services initiated at branches, effective from 1st March 2020. These charges apply to all current and savings account holders. Below is the updated charge structure for your reference.

DCB Bank Transaction Charges (Effective from 1st March 2020)
 

These charges are applicable for transactions initiated at DCB Bank branches. Customers using online or mobile banking platforms may enjoy lower or zero service charges, depending on the transaction type and account benefits.

DCB Bank RTGS Timings

DCB Bank offers NEFT and RTGS services round the clock, ensuring customers can make seamless fund transfers anytime, in line with RBI’s latest guidelines.

Availability of NEFT and RTGS Services:

• As per RBI Circular DPSS (CO) RPPD No.1097/04.03.01/2019-20 dated 6th December 2019, NEFT service has been available 24x7 from 16th December 2019, throughout the year.
   
• Similarly, as per RBI Circular DPSS (CO) RTGS No.750/04.04.016/2020-21 dated 4th December 2020, RTGS service has been available 24x7 from 14th December 2020, all year round.
   
• Please note, transactions requested after branch customer service hours will be executed on the next working day.
   
• However, customers can avoid delays by using DCB Internet Banking or DCB Mobile Banking for instant, self-service transfers.
   
• For assistance, DCB Customer Care is available 24x7 at 022-6899 7777 / 040-6815 7777 or via customercare@dcbbank.com.
   

With this 24/7 facility, DCB Bank ensures uninterrupted and convenient banking for all NEFT and RTGS transactions, giving customers flexibility and control over their fund transfers anytime, anywhere.

Conclusion

DCB Bank’s RTGS service offers customers a reliable and efficient way to make large-value transfers anytime. With simple form-filling, transparent charges, and 24x7 availability, it ensures complete convenience and security. 

Whether done online or at a branch, RTGS transactions through DCB Bank are processed swiftly, allowing funds to reach the beneficiary’s account without delay, ensuring smooth and stress-free banking.

FAQs

Q1: Which is better for a hassle-free salary account, ICICI or HDFC?

A: ICICI is generally smoother for app experience and quick beneficiary activation, while HDFC offers higher limits and strong reliability. Choose based on whether speed (ICICI) or stability (HDFC) matters more to you.

Q2: Which bank is generally recommended for savings accounts, FDs, wealth management, forex rates, app quality, and lending experience?

ICICI, HDFC, and SBI score well overall, ICICI for apps and forex, HDFC for reliability and lending, and SBI for stable basic accounts and competitive deposit rates.

Q3: What is the format of the NEFT UTR number from DCB Bank?

DCB Bank NEFT UTR numbers typically follow a 16-character format that includes the bank code, date, and unique transaction reference.

Q4: Is a UTR number generated for intrabank RTGS?

Yes, intrabank RTGS transactions also generate a UTR number as a unique reference for tracking and confirmation.

Q: Someone transferred money to my account and shared the UTR number—how can I check its status?

You can check the UTR status through your bank’s mobile app, net banking, or by contacting customer support with the reference number.
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.