Author
LoansJagat Team
Read Time
6 Min
11 Dec 2025
UCO Bank RTGS Form | Download & Updated Guide
Key Takeaways
- UCO Bank RTGS form enables secure, high-value fund transfers both online and offline, available in English and Hindi for easy access.
- Customers can transfer amounts above ₹2,00,000 anytime, with inward RTGS transactions being free and minimal charges on outward transfers.
- UCO Bank offers 24x7 RTGS and NEFT facilities, ensuring fast, safe, and convenient money transfers every day, including weekends and holidays.
Bonus Point: Before Diwali 2023, a big technical problem in UCO Bank’s IMPS system accidentally sent ₹820 crore to some customers. The bank has reported this mistake to the police for further investigation and action.
Handling a high-value payment can feel stressful, especially when you want it to reach instantly and securely. The UCO Bank RTGS form makes this entire process simple, clear, and smooth for anyone transferring large amounts of money.
The UCO Bank RTGS form is a paper-based document used to initiate Real-Time Gross Settlement transfers, where money moves immediately and safely. Think of it like booking a VIP lane for your funds, no waiting lines, no detours, just a direct and priority route to the receiver’s account.
Recently, I had to send a high-value amount urgently, and using the UCO Bank RTGS form made everything surprisingly easy. I filled in the beneficiary details, handed it over at the branch, and the money reached the recipient almost instantly without any confusion or delay.
What is the UCO Bank RTGS form?
The UCO Bank RTGS form is used to initiate high-value fund transfers through the Real-Time Gross Settlement (RTGS) system. It serves as both an application and a payment order, requiring details of the sender and beneficiary, such as names, account numbers, bank names, and IFSC codes. The form is easily available in both English and Hindi for customer convenience.
How to Download the UCO Bank RTGS Form?
If you wish to make an offline RTGS transaction through UCO Bank, you can easily download the RTGS form by following these simple steps.
- Visit the official UCO Bank website: Open the bank’s official homepage to access verified resources.
- Go to the “Forms” or “Downloads” section: Some pages may list RTGS and NEFT forms separately, so check both.
- Locate the RTGS/NEFT form link: Look carefully, as different pages may show the form under different headings.
- Click on the download symbol/icon: Usually found at the top-right corner of the RTGS form page.
- Select the ‘Save’ option: This will save the form to your device or drive for later use.
- Verify the version before printing: Make sure you download the latest and official RTGS form to avoid outdated formats.
- Print the form: Once saved, print the form on A4 paper.
- Fill in all required details: Enter beneficiary details, your account information, amount, IFSC, and signature.
- Submit the form at your nearest UCO Bank branch: Hand it over at the counter to complete your offline RTGS transaction securely.
After completing these steps, the UCO Bank RTGS form will be saved on your device, ready to be printed and filled out for your fund transfer.
How to Fill the UCO Bank RTGS Form?
Here’s a simple guide to fill out the UCO Bank RTGS (Real-Time Gross Settlement) form correctly.
Sender details
- Your Name and Address: Write your full name and complete address.
- Account Number: Enter your UCO Bank account number.
- Contact Information: Provide your active phone or mobile number.
- Type of Account: Mention the account type (e.g., SB/CA/CC/OD).
Beneficiary details
- Beneficiary’s Name: Write the full name of the person/company receiving the funds.
- Account Number: Enter the beneficiary’s correct account number.
- IFSC Code: Add the beneficiary bank’s IFSC code.
- Bank Name and Branch: Specify the bank name and branch/address.
- Type of Account: Note the beneficiary’s account type.
Transaction details
- Amount: Write the transfer amount in figures and in words.
- Cheque Details (if required): Mention the cheque number and date.
Final steps
- Review: Carefully re-check all entries to avoid errors.
- Submit: Hand over the completed form (and cheque, if applicable) at the designated UCO Bank counter.
- Receipt: Collect and keep the acknowledgement/counterfoil as proof of your transaction.
By following these steps and verifying every field, your RTGS request will be processed smoothly, and you’ll have a proper record for future reference.
Required Documents For UCO Bank RTGS Form
To complete an RTGS transaction at UCO Bank, you don’t need to submit any physical documents, but you must provide accurate details for a smooth fund transfer.
Required details for the RTGS form
- Sender’s information: Your full name, address, and UCO Bank account number.
- Beneficiary’s information: Beneficiary’s name, address, bank name, branch name, account number, and account type (Savings or Current).
- Beneficiary’s bank details: IFSC code and branch address of the beneficiary’s bank.
- Transfer amount: The exact amount you wish to transfer.
- Transaction details: Cheque details or debit authority information, if applicable.
- Contact information: Your valid mobile or landline number.
- Purpose of remittance: The reason for sending money, if required by the bank.
By providing all these details correctly, your UCO Bank RTGS transaction will be processed quickly, securely, and without any delay.
UCO Bank RTGS Form Charges
UCO Bank allows customers to make RTGS transactions easily through both branch and digital modes. While inward RTGS remittances are completely free, outward transactions attract nominal charges based on the transfer amount and mode of payment.
These minimal RTGS charges make fund transfers through UCO Bank both affordable and convenient, whether you choose to transact digitally or at the branch.
UCO Bank RTGS Form Timings
UCO Bank provides seamless RTGS and NEFT facilities that allow customers to transfer funds securely and instantly at any time, ensuring convenience for both individuals and businesses.
RTGS Timings
NEFT Timings
NEFT Batch Settlement Timings
With round-the-clock RTGS and NEFT availability, UCO Bank ensures customers can make instant money transfers anytime, including weekends and holidays, enhancing flexibility and banking convenience.
Conclusion
The UCO Bank RTGS form provides a reliable and convenient way to transfer large sums securely across banks. With easy download options, simple form-filling steps, minimal charges, and 24x7 availability, customers can enjoy fast and hassle-free fund transfers. Whether done digitally or at a branch, UCO Bank ensures efficiency, transparency, and complete customer satisfaction in every RTGS transaction.
FAQs
Q1: How can I do RTGS through the bank without a cheque and get the amount debited directly from my account?
Simply visit your bank branch, fill out the RTGS form, authorise account debit, and the bank will process the transfer without needing a cheque.
Q2: What should we fill in the “Remitter Bank’s RTGS/NEFT Code” column?
A: You need to enter your bank branch’s IFSC code, as it serves as the RTGS/NEFT code for the remitter.
Q3: I did NEFT from UCO Bank, IFSC, and the name is correct, but 2 digits of the beneficiary account number are wrong. The amount is debited. What happens now?
The transaction will fail or credit a non-existent account, and the bank will automatically reverse the amount after verification.
Q4: Does RTGS/NEFT verify the beneficiary’s name along with IFSC and account number?
No, RTGS/NEFT mainly verifies the account number and IFSC; the beneficiary name is usually not matched during processing.
Q: What should I do if my bank is still charging me for RTGS/NEFT?
Contact your branch, request updated charges, and ask for a correction if RTGS/NEFT is supposed to be free as per current rules.
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About the Author
LoansJagat Team
‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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