IDFC First Bank RTGS Form | Download, How to Fill & Charges

Key Takeaways:

• The IDFC First Bank RTGS form enables instant high-value fund transfers of ₹2,00,000 or more across banks.
   

• You can easily get the IDFC First Bank RTGS form in PDF or Word format by downloading it from the official website. The IDFC First Bank RTGS form editable version allows you to fill in details digitally before printing for submission.
   

• RTGS transactions at IDFC First Bank are secure, real-time, and available 24x7 through online banking.

Bonus Tip: IDFC FIRST Bank’s app is highly rated and award-winning. It won the Best Mobile Banking App 2024 from Capital Finance International. 

 “Boss, Sofa Kal Hi Chahiye!” Rahul Mehta, the proud owner of “Café Crème,” had just found the perfect set of vintage furniture for his restaurant makeover. But there was one catch: the seller wanted an advance of ₹4,00,000 immediately. “Sir, first-come, first-serve. Payment aaj hi karni padegi!” the supplier said firmly. 

That’s when his banker friend Priya came to the rescue: “Rahul, chill! Just use the IDFC First Bank RTGS form. Ek hi form bharo, kaam turant ho jaayega!” Rahul quickly printed the IDFC First Bank RTGS form PDF, got a pen, and gathered a sense of hope. Soon, Rahul’s dream restaurant makeover was back on track.

The IDFC First Bank RTGS form is your all-access pass to transferring high-value funds securely and instantly. RTGS (Real Time Gross Settlement) is designed for one-time, large-value payments, anything above ₹2 lakh.

According to the RBI’s 2025 payment statistics, India witnesses over ₹7,000 crore in RTGS transactions daily. It shows just how trusted this mode is for businesses and individuals alike. So whether you’re buying restaurant furniture or paying for machinery, RTGS ensures your transaction reaches the receiver in real time.

What is the IDFC First Bank RTGS Form?

The IDFC First Bank RTGS form is an official document used by customers to initiate high-value transactions from their IDFC First Bank accounts. It’s your written authorization to transfer money instantly to another bank account. This form includes key information such as:

• Sender and beneficiary account details
   
• IFSC code of the receiving bank
   
• Transaction amount
   
• Customer signature and verification
   

You can get the IDFC First Bank RTGS form PDF from any branch, or simply download the IDFC First Bank RTGS form Word format or editable PDF online for quick use.

For transfers below ₹2,00,000, you can use the IDFC Bank NEFT form PDF, but for big-ticket payments like Rahul’s ₹4,00,000 order, RTGS is the real hero!

How to Download IDFC First Bank RTGS Form?

It is easy to download the IDFC First Bank RTGS form PDF. Here’s how Rahul did it while sipping his espresso.

Steps to Download IDFC First Bank RTGS Form PDF
 

• Visit the official IDFC First Bank website:  https://www.idfcfirstbank.com.
   
• Go to the ‘Downloads’ or ‘Service Requests’ section.
   
• Click on RTGS/NEFT Form.
   
• Choose the IDFC First Bank RTGS form PDF download option or the IDFC First Bank RTGS form word format download if you want to type before printing.
   
• Save it and take a printout.
   

Or, if you’re old-school like Rahul, simply walk into your nearest IDFC First Bank branch and ask for a printed IDFC First Bank RTGS form; it’s available at the counter.

How to Fill IDFC First Bank RTGS Form (Step-by-Step Guide)

Now comes the fun part, filling out the IDFC First Bank RTGS form. Rahul spilled some coffee on his first try (hey, it happens!), but you can do it perfectly using this guide:
 

Pro Tips:

• Double-check every digit of the account number and IFSC code.
• Keep your ID proof handy for verification.
• Attach a cheque leaf if requested for validation.

Once completed, Rahul handed over the IDFC First Bank RTGS form at the counter. Within minutes, his supplier confirmed, “Payment received, sir!”

Required Documents for IDFC First Bank RTGS Form

You don’t need a mountain of paperwork. Just these essentials:

• Duly filled IDFC First Bank RTGS form PDF or printed version
   
• Your valid ID proof (Aadhaar, PAN, or Driving License)
   
• Cheque leaf (for signature verification)
   

That’s all! No need to carry your electricity bill, restaurant license, or childhood report card.

IDFC First Bank RTGS Charges

Every transaction has a cost, but at IDFC First Bank, it’s reasonable and transparent. Here’s the rate card Rahul checked before signing:

Note: Always verify current charges at your nearest branch or on IDFC First Bank’s website.

Online RTGS via net banking or mobile app is often free of cost, so you can skip the paperwork next time!

IDFC First Bank RTGS Timings

Whether you prefer doing business in the morning or at midnight, RTGS has your back.
 

So, even if Rahul’s supplier had called him at 10 PM saying, “Boss, payment bhej do warna deal cancel!”, he could have still done it online instantly.

Conclusion

Rahul leaned back on his brand-new café sofa and smiled, all thanks to the IDFC First Bank RTGS form. Within minutes, his payment was done, his supplier was happy, and his restaurant was ready for reopening day. Fast, safe, and simple, RTGS is every entrepreneur’s best friend when time and trust matter most. So next time your supplier says, “Boss, payment abhi chahiye,” channel your inner Rahul and say confidently, “IDFC First Bank RTGS form bharo, aur transfer turant karo!”

FAQs Related to IDFC First Bank RTGS Form:

Can I do NEFT/RTGS easily with IDFC FIRST Bank?
Yes, users say NEFT/RTGS transfers work fine.

Is IDFC FIRST Bank safe to keep large funds?
One Redditor says, “It’s a great and safe bank” though interest-slabs may apply. 

What are the pros and cons of IDFC First Bank?
You get all banking services for free, but you need to maintain a minimum balance of ₹25,000.

Are there any charges in IDFC FIRST Bank for NEFT/RTGS/IMPS Transactions?
No, there are no charges in IDFC FIRST Bank for NEFT/RTGS/IMPS Transactions.

Can I use the IDFC First Bank RTGS form for other banks?
Yes! You can transfer funds to any RTGS-enabled bank in India.

Where can I get the IDFC First Bank RTGS form word format download?
It’s available on the official website under the “Downloads” section for easy printing.

Is there a minimum limit for RTGS transfers?
Yes, RTGS transfers start from ₹2 lakh and have no upper limit.

Can I fill the IDFC First Bank RTGS form with an editable version online?
Yes! You can type directly in the IDFC First Bank RTGS form editable PDF before printing.

What if I need to send less than ₹2 lakh?
Use the IDFC Bank NEFT form PDF for smaller transfers.

Where can I download the IDFC First Bank RTGS form PDF?
You can download the “IDFC RTGS form, How to Download” guide along with the PDF link from an online source.

Does IDFC FIRST Bank provide an editable version of the RTGS form (word format) for download?
Yes, an editable RTGS/NEFT single transaction request form is available from IDFC FIRST Bank as PDF/Word. 
 

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‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.