IndusInd Bank RTGS Form | Download & Updated Guide

Key Takeaways
 

1. The IndusInd Bank RTGS form allows secure high-value fund transfers of ₹2,00,000 and above through both online and offline modes.
    
2. Customers can download the RTGS form online or collect it from a branch, fill in the sender and beneficiary details, and submit it easily.
    
3. RTGS services are available 24×7 online, while branch-based transfers follow regular working hours and attract minimal charges.

Bonus Point: IndusInd Bank plans to add more credit card customers as digital payments grow, but will keep its unsecured loans below 5%. The bank aims for 25–30% overall loan growth, said official Anil Ramachandran.

Big money to move and zero time to waste? There’s a secret shortcut your bank already has. Think of this as the VIP lane where your funds get the red-carpet treatment; no queues, no delays.

The IndusInd Bank RTGS form acts like a secure “traffic signal” for large money transfers, ensuring every detail—account number, IFSC code, and beneficiary information—moves in the right direction without errors. This form helps customers send high-value amounts safely and instantly under the Real-Time Gross Settlement (RTGS) system.

The IndusInd Bank RTGS form can be thought of as a boarding pass for your money. Just as a boarding pass ensures a passenger reaches the right destination without confusion, this form ensures funds reach the correct account quickly and safely.

For example, a customer who needs to transfer ₹5,00,000 to a supplier can fill out the RTGS form with the beneficiary’s account number, bank name, and IFSC code. The bank processes the request instantly, allowing the supplier to receive the amount securely and on time.

Let’s now explore how the IndusInd Bank RTGS form helps customers complete large-value transactions quickly, accurately, and conveniently.

What is the IndusInd Bank RTGS form?

The IndusInd Bank RTGS form is used to initiate high-value fund transfers of ₹2,00,000 and above through the Real-Time Gross Settlement system. It serves as a physical document for customers who prefer offline transactions, requiring details like the remitter’s and beneficiary’s names, account numbers, IFSC code, amount, and signature. This form ensures all necessary information is collected accurately, enabling the bank to process secure, real-time, large-value transfers efficiently without using online banking platforms.

How To Download the IndusInd Bank RTGS Form?

Don’t like queues? Neither does your money;  grab the form online in seconds. Whether you’re a click-and-go person or a walk-to-the-branch explorer, the form finds you either way.

The IndusInd Bank RTGS form pdf download process is simple and quick, allowing customers to complete high-value transfers without confusion. The form can be obtained online from the official website or offline from any IndusInd Bank branch. To download it online, visit the IndusInd Bank homepage and open the “Forms Centre” or “Downloads” section found under the “Service Requests” or “Customer Support” menu. The RTGS/NEFT form link will appear there. A download icon is shown at the top right corner of the page; one tap on it saves the form instantly on the device.

Those who prefer offline help can walk into any nearby IndusInd Bank branch and request a printed copy. Customer care support also provides guidance and can share the form link if needed. With these multiple options, the RTGS form is always easy to access, clear to understand, and convenient to use for secure high-value transfers.

How To Fill the IndusInd Bank RTGS Form?

One tiny mistake and your lakhs might take a detour ; so let’s fill this form like a pro. Get your pen ready; this is the only time handwriting can move money worth crores.

The form requires both your details and the beneficiary’s information to initiate a secure real-time transaction. Follow the steps below carefully.

Steps to Fill the IndusInd Bank RTGS Form
 

1. Start the Form
   • Payment Type: Tick the box marked “RTGS.”
   • Date: Write the current date on the form.
      
2. Fill in Your Details (Remitter)
    
   • Your Name: Write your full name as registered with the bank.
   • Your Account Number: Enter the account number from which funds will be debited.
   • Your Bank and Branch: Mention your IndusInd Bank branch name.
   • Mobile Number: Provide your active mobile number.
   • Payment Mode: Choose between cash, cheque, or direct debit. If you select a cheque, note the cheque number.
      
3. Fill in the Beneficiary Details
    
   • Beneficiary Name: Enter the complete name of the recipient.
   • Beneficiary Account Number: Write the recipient’s bank account number carefully.
   • Beneficiary Bank Name: Mention the bank’s name where the funds will be credited.
   • Beneficiary Bank Branch: Write the branch name of the beneficiary’s bank.
   • Beneficiary IFSC Code: Provide the correct IFSC code of the beneficiary’s bank branch.
   • Purpose of Transfer: Optionally, specify the reason for the payment.
      
4. Enter the Amount
    
   • Amount in Figures: Write the transfer amount in numbers (minimum ₹2,00,000).
   • Amount in Words: Write the same amount in words for clarity.
      
5. Finalise and Submit
    
   • Sign the Form: Sign in the designated area, ensuring it matches your registered signature.
   • Submit: Hand over the filled form and cheque (if applicable) to the bank official.
   • Get Acknowledgement: Collect the receipt or acknowledgement slip containing the Unique Transaction Reference (UTR) number for tracking.

By carefully filling in each section of the IndusInd Bank RTGS form, you can ensure that your transaction is processed efficiently and without errors. Always double-check the beneficiary details and amounts before submission to avoid delays or rejections.

Required Documents For IndusInd Bank RTGS Form

No document drama here; just the essentials to keep your transaction bulletproof. Bring the right details and watch the transfer fly; forget them and prepare for a return trip to the bank.

Documents and Information Required
 

• Sender’s Details: Your full name, account number, and contact information (mobile number or email).
   
• Beneficiary’s Details: The recipient’s name, account number, bank name, branch name, and IFSC code.
   
• Transaction Details: The transfer amount (minimum ₹2,00,000) and the chosen payment method, cash, cheque, or account debit.
   
• Identification (if applicable): PAN card may be requested only for very high-value transfers or if required by the bank.
   
• Signature: You must sign the form, ensuring your signature matches the one registered with IndusInd Bank.

By keeping these details handy, you can fill out the IndusInd Bank RTGS form accurately and avoid any delays. Providing correct sender and beneficiary information ensures that your large-value transfer is processed swiftly and securely.

IndusInd Bank RTGS Charges

Want your money to sprint across banks without giving it a “ticket” fee? Here’s the hack. Charges are tiny, but knowing them makes you look like a financial ninja.

Below are the detailed charges.

NEFT/RTGS Outward Transaction Charges (at Branch)
 

Special Notes:

• No charges apply if the average balance of the previous month exceeds ₹20,000.
  
   
• No charges are applicable for NEFT/RTGS transactions done through net banking or mobile banking (online mode).

IndusInd Bank ensures affordable fund transfer options for its customers. Those maintaining higher balances or preferring digital channels can make NEFT and RTGS transfers completely free, offering both convenience and cost savings.

IndusInd Bank RTGS Timings

Money doesn’t sleep;  especially when RTGS works 24×7 online. But if you walk into a branch after hours… nope, your lakhs will still be stuck at the gate.

RTGS Timings
 

With IndusInd Bank, customers can enjoy uninterrupted RTGS services online any time of the day, while branch-based transactions remain limited to working hours. Choosing digital banking ensures faster, easier, and more flexible fund transfers.

Conclusion 

The IndusInd Bank RTGS form makes transferring large amounts simple and secure. Customers can easily fill out and submit the form to process real-time transactions without hassle. With 24×7 online service, minimal charges, and quick fund settlement, it’s an ideal choice for urgent business or personal transfers. Choosing RTGS ensures speed, reliability, and peace of mind for every transaction.

FAQs:

Q1. How can RTGS be done through the bank without providing a cheque and using direct debit instead?
RTGS can be done by visiting the bank, filling out the RTGS form, giving account details, and authorising the bank to debit the amount directly without a cheque.

Q2. What should be written on a cheque for RTGS or NEFT?

A cheque for RTGS or NEFT should include “Self” as the payee, along with your signature, so the bank can debit your account for the transfer.

Q3. What has to be filled in the “Remitter Bank’s RTGS/NEFT Code” column?

The “Remitter Bank’s RTGS/NEFT Code” column should be filled with your own bank branch’s IFSC code.

Q4. If an RTGS transaction didn’t get credited to the beneficiary, how can the transaction be tracked?

The transaction can be tracked by giving the UTR number to your bank, which allows them to trace the RTGS status immediately.

Q5. How can an IndusInd Bank account be closed as soon as possible?

The account can be closed quickly by visiting the branch with ID proof, filling out the account closure form, and withdrawing the remaining balance.
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.