SBI RTGS Form | Download & Updated Guide

Key Takeaways
 

• The SBI RTGS Form helps you transfer large sums securely and quickly between banks.
   
• Providing accurate details such as account number and IFSC code ensures smooth processing.
   
• Understanding the SBI RTGS Form filling process helps you avoid errors and delays in fund transfers.
   

Before you send a high-value payment, you must know how the SBI RTGS form works. It ensures your money reaches the right person quickly and safely, so understanding it makes your transactions smoother and more confident.

The SBI RTGS Form acts like a secure express lane for large payments just as a priority corridor helps you reach your destination faster without delays, this form guides your money through a verified and protected banking route. It collects essential details such as your account number, the recipient’s bank information, and the IFSC code to make sure the funds travel accurately and without errors. 

For example, I once had to send ₹2,50,000 urgently to my cousin in Delhi, so I filled in the SBI RTGS form with my account details, the beneficiary’s bank name, his IFSC code, and signed it. The bank processed it within minutes, and he received the money almost instantly.

This blog explains how to download, fill, and submit the SBI RTGS Form download correctly so that your transactions are smooth, accurate, and error-free.

How to Download the SBI RTGS Form?

You can easily download the SBI RTGS Form PDF filling online through the official State Bank of India website. This form is required to make RTGS (Real Time Gross Settlement) transactions safely and quickly.

To get the SBI RTGS Form PDF, simply visit the official link provided by the bank:
https://sbi.bank.in/documents/70137/0/010725-RTGS+NEFT+REQUISITION+FORM.pdf.

You can visit this link to download the SBI RTGS Form directly in PDF format. After downloading, you can print and fill out the SBI RTGS Form PDF filling to submit it at your nearest SBI branch for processing.

If you want to find it manually, you can also visit the bank’s official website and go to the “Forms” or “Downloads” section. Different pages may show separate links for RTGS and NEFT forms, so check carefully. Always make sure you are downloading the latest version of the form from the official SBI website to avoid using an outdated or incorrect format.

How to Fill SBI RTGS Form?

It is very easy to fill out the SBI RTGS form; just follow these steps to complete the form accurately and quickly.

Step‐by-Step Guide for SBI RTGS Form Filling
 

1. Date and Branch Details
   At the top of the form, write today’s date and the name of your branch. This information ensures your request is processed by the correct branch.
    
2. Beneficiary Account Information
   In the “Beneficiary Account” section of the SBI RTGS form, enter the full account number of the recipient. Clearly print the name of the beneficiary as it appears in their bank records.
    
3. Beneficiary Bank and Branch Info
   Provide the name of the beneficiary bank, branch, and its IFSC code. Accurate details help to ensure the money goes to the correct destination.
    
4. Amount and Currency
   Fill in the amount you wish to transfer in rupees and, if required, specify the currency. Use words and figures as indicated in the SBI RTGS form.
    
5. Your Account Details
   In the section labelled “Remitter Account,” write your SBI account number, branch name, and your full name. This lets SBI know from which account the funds will be debited.
    
6. Authorisation and Signature
   At the bottom of the form, enter your signature exactly as it appears on file. Confirm that you authorise the transaction. This completes the SBI RTGS form filling.

By following these instructions, you will complete your SBI RTGS form correctly and avoid delays.

Bonus Tip

If you face any issues while submitting or processing your SBI RTGS Form, you can contact the SBI RTGS helpdesk for quick assistance.
RTGS Helpline: 022-27560746
Email: sbirtgs@sbi.co.in 

Required Documents for the SBI RTGS Form

When completing the SBI RTGS Form filling, you must provide certain documents and details to ensure your transaction is processed without delay. These details confirm your identity, account ownership, and the accuracy of your payment.

Here’s what you need for SBI RTGS Form filling:

Your (Remitter’s) Details:

1. Account number (if the transfer is from your SBI account)
2. Full name and address
3. Mobile number and/or email address
4. Your signature on the form

Beneficiary’s Details:

1. Beneficiary’s account number
2. Full name of the beneficiary
3. Name and branch of the beneficiary’s bank
4. IFSC code of the beneficiary’s bank branch

Transaction Details:

1. Amount to be transferred
2. Sender-to-receiver information (if any)
3. Cheque number (if applicable)
4. Legal Entity Identifier (LEI) number)

Before submitting, review all entries carefully and attach the necessary documents. Accurate SBI RTGS Form filling ensures smooth and quick fund transfer without errors.

Conclusion

Accurate SBI RTGS Form filling ensures your transaction is completed safely and on time. Providing correct details such as account numbers, IFSC codes, and the transfer amount helps the bank process your request without delay or rejection. It is also important to sign the form and attach any required documents before submission. Careful completion of the SBI RTGS Form makes fund transfers smoother, reduces the risk of errors, and keeps your banking experience simple and efficient.

FAQs

Q: What should I write on a cheque for RTGS or NEFT?
A: When writing a cheque for RTGS or NEFT, write “Yourself for RTGS/NEFT” on the payee line and mention the amount in both words and figures. Attach the filled RTGS/NEFT form with the cheque and note the transaction details on the back of the cheque. Always draw two parallel lines on the top left corner to make it an Account Payee cheque. This prevents misuse and ensures the cheque is used only for the intended transfer.

Q: How does SBI handle the large number of NEFT and RTGS transactions every day?

A: For RTGS, transactions are processed in real time, and funds are transferred instantly from one bank’s RBI account to another. High-end systems called Participant Interfaces handle these processes smoothly, ensuring real-time settlement even for millions of transactions daily.

Q: What happens if an SBI RTGS or NEFT transaction fails due to insufficient balance in the bank’s RBI account?
A: If an SBI RTGS or NEFT transaction fails because the bank’s RBI account does not have enough balance, the payment is not processed. The transaction is either queued until funds become available or returned to the originating branch. Once sufficient funds are credited to the RBI account, the transaction is reprocessed automatically.

Has anyone received a call from SBI after making large RTGS transactions, where the caller already knew the exact transfer amounts?

Yes, some customers have reported similar calls. Banks sometimes monitor high-value transactions to check for fraud or unusual activity. However, you should stay cautious because genuine bank staff never ask for PINs, passwords, or OTPs.

Is it normal for someone from SBI to contact customers by phone and confirm recent RTGS transactions in real time?

It can happen in certain cases. SBI may call to verify large transfers as part of their security checks. Still, you should always confirm the caller’s identity and avoid sharing any sensitive information to stay protected from scams.
 

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‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.